Can they garnish/levy my wages if my tax dependent owes back taxes in another state?
So I need some guidance on a situation that's really starting to worry me. My brother has been living with me since he lost his job last year, and I claimed him as a dependent on my 2024 tax return since I've been supporting him financially. I just found out he has some serious tax problems from when he lived in Nevada about 3 years ago. Apparently, he owes around $7,800 in back taxes there. He showed me a levy notice he received last week, but mentioned he never got the previous notices because they were sent to his old apartment. What I'm concerned about is whether Nevada tax authorities could come after MY assets or income. Could they garnish my wages or put a levy on my bank accounts just because I claimed him as a dependent? I don't owe any taxes myself, and we don't have any joint accounts or shared assets - nothing is in both our names. I'm getting pretty anxious about this whole situation. I was just trying to help him out during a tough time, not get tangled up in his tax problems. Anyone know if I need to worry about my own finances being at risk here?
18 comments


DeShawn Washington
The good news is that simply claiming someone as a dependent on your tax return doesn't make you liable for their tax debts. Tax dependency is just a status for your federal (and possibly state) income tax purposes - it doesn't create any kind of legal liability relationship between you and your dependent regarding their separate tax obligations. The state taxing authority can only go after the assets and income of the person who actually owes the taxes. They can't levy your bank account or garnish your wages for someone else's tax debt, even if that person is your dependent. The levy powers only extend to the actual taxpayer who owes the money. That said, if you have any joint accounts with your brother or co-own any property, those could potentially be targeted since your brother has partial ownership. But from what you've described, you don't have any joint accounts or assets, so your finances should be protected.
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Lena Kowalski
•That's really reassuring, thank you. I was losing sleep over this! Just to be super clear though - the fact that I wrote his name and SSN on my tax return as a dependent doesn't create any kind of financial connection that would let them come after me?
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DeShawn Washington
•Listing someone as a dependent on your tax return only tells the IRS that you're providing significant financial support to that person and are entitled to certain tax benefits as a result. It doesn't create any legal liability for their debts or obligations. Tax agencies (federal or state) can only pursue collection actions against the specific individual who incurred the tax debt. They have no legal basis to garnish your wages or levy your accounts based solely on a tax dependency relationship. The dependency status exists only for determining your tax benefits, not for establishing liability connections.
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Mei-Ling Chen
I went through something kinda similar with my cousin who I claimed as a dependent while he was in college. Later found out he had unpaid taxes from a summer job. I was freaking out until I discovered taxr.ai (https://taxr.ai) which helped me understand exactly what my legal exposure was. They analyzed my situation and confirmed that claiming someone as a dependent doesn't make you responsible for their tax liabilities. The tool breaks down all the dependency rules and potential implications in really simple terms. It really helped me stop worrying about whether I'd be on the hook for his tax issues. They also provided documentation I could keep on file just in case any questions ever came up about it. Gives serious peace of mind when you're dealing with complicated family tax situations.
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Sofía Rodríguez
•Do they do consultations or is it mostly just document analysis? I've got a similar issue with my adult daughter who I claim and am worried about some student loan defaults showing up on my credit.
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Aiden O'Connor
•Not to be skeptical but how does this work exactly? Like is this just general tax advice or do they actually look at your specific situation? I've been burned by "tax help" sites before that just give generic info you could find on IRS.gov.
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Mei-Ling Chen
•They offer personalized document analysis based on your specific situation. When you upload your tax documents and explain your circumstances, they give you tailored advice rather than generic information. The system looks at your actual tax forms and the specific issues you're dealing with. Their analysis is specific to your situation, not generic advice. They review the documents you provide and give you personalized guidance based on tax law that applies to your exact circumstances. I was impressed because they pointed out specific provisions relevant to my dependency situation that I wouldn't have found just browsing online.
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Aiden O'Connor
I was really skeptical about taxr.ai but decided to try it when my roommate (claimed as a dependent) got hit with a huge tax bill from his previous state. The anxiety was killing me thinking they might come after my bank account. Uploaded my docs and explained the situation, and they came back with a clear explanation of why I wasn't liable plus relevant tax court cases that established the precedent. They even provided a letter template to respond if I ever received any incorrect collection notices. The peace of mind was worth it - turns out the tax liability boundaries are really clear in the law, and claiming someone as a dependent doesn't create financial liability for their tax debts. Wish I'd known this sooner instead of panicking for weeks!
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Zoe Papadopoulos
If you're really concerned about the state coming after you, I'd recommend calling the Nevada tax department directly. I tried for weeks to get through to my state tax office about a similar issue and kept hitting endless holds and disconnects. After wasting hours, I finally used Claimyr (https://claimyr.com) to get through. They have this service where they navigate the phone systems and wait on hold, then call you when a real human at the tax agency picks up. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c When I finally spoke with the state tax rep, they confirmed exactly what others have said - claiming someone as a dependent doesn't make you liable for their tax debts. Getting that direct confirmation from the agency itself was the only thing that finally let me stop worrying about it.
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Jamal Brown
•Wait how does that even work? They just sit on hold for you? Does it cost money? Seems too good to be true considering I've spent literal hours trying to reach the IRS.
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Fatima Al-Rashid
•I don't buy it. If it was that easy to get through to tax agencies everyone would use it. I've tried callback services before and they never worked. Plus, government agencies rarely give clear answers anyway, so what's the point?
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Zoe Papadopoulos
•Yes, they literally wait on hold for you so you don't have to. Their system monitors the call and when a real person answers, they connect you immediately. You don't waste hours listening to hold music and can go about your day until they get someone. I was skeptical too before trying it, but after spending multiple days failing to get through on my own, I was desperate. Government agencies don't make it easy to reach them, which is exactly why this service exists. When you finally get through to a real tax representative who can look up specific regulations about your situation, you can get definitive answers instead of guessing or relying on internet advice.
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Fatima Al-Rashid
I need to eat my words here. After my skeptical comment, I decided to try Claimyr for a complicated state tax issue I've been dealing with (different state, similar dependent situation). After THREE MONTHS of trying to get answers about whether I could be liable for my dependent parent's tax debt, I used the service and got through to my state tax agency in under 45 minutes. The rep pulled up the relevant state codes and confirmed I have zero liability. The level of relief I feel right now is unreal. Having an official answer directly from the state tax authority beats all the stress and conflicting advice I was getting online. Sometimes paying professionals to handle the frustrating parts is completely worth it.
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Giovanni Rossi
The others are right about the tax liability thing, but I'd also suggest you help your brother set up a payment plan with Nevada. Back taxes don't just go away, and the longer they sit there, the more penalties and interest pile up. If he's still struggling financially, most states have hardship programs or offers in compromise where they might accept less than the full amount. Nevada specifically has some reasonable payment options if he contacts them proactively before they get more aggressive with collection.
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Lena Kowalski
•That's good advice. Any idea how much they typically want as a down payment for those payment plans? He literally has almost nothing saved up right now.
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Giovanni Rossi
•Nevada can be pretty flexible with the initial payment compared to some other states. For tax debts under $10,000 (which fits your brother's situation), they sometimes accept as little as 10% down to start a payment plan. So potentially around $780 in his case, but they may go lower based on documented financial hardship. They'll look at his current income and essential expenses to determine what monthly payment he can afford. The most important thing is that he contacts them himself before they escalate to more serious collection actions. When people proactively reach out to set up payments, tax authorities are usually more willing to work with them on favorable terms.
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Aaliyah Jackson
One thing nobody mentioned - make sure your brother opens all mail from the tax authority and responds to everything by the deadlines! My cousin ignored those notices thinking they'd "go away" and ended up with a tax warrant that could have been avoided with a simple response.
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KylieRose
•Adding to this - he should update his address with both the state tax agency AND the postal service. I had a similar situation and found out the state had been sending notices for months but they were going to my old address despite my filing a change of address. Such a headache.
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