Anyone with a DDD of 02/22/2024 who used a refund advance loan get their actual refund yet?

I had this happen last year. Got an advance loan through H&R Block in January, then had to wait longer than expected for my actual refund. The bank held it for a few days to verify the advance was paid back. This seems to happen every year but people forget and panic. The financial institutions need time to reconcile everything.

Which tax preparer? Different rules apply. Which bank issued the loan? That matters too. When did you file? Path Act returns are different. Which credits did you claim?

I used TaxSlayer with an advance loan through MetaBank. My DDD was 02/22 and I just got my actual refund this morning. They took out exactly what I owed for the advance plus the $39.95 fee. Last year I had a similar situation but had to wait 5 extra days. I think different advance providers have different systems for processing the final refund.

I've been in this exact situation. Called the IRS about 20 times with no luck. Finally used Claimyr (https://claimyr.com) to get through to a real person. Agent confirmed my refund was sent to the bank that issued my advance loan on 2/22, and they're the ones holding it while they process. The IRS has already done their part. If you need to confirm where your money is, Claimyr will get you through to a real person without the hours of waiting and hangups.

Has anyone checked with the actual bank that issued the advance? It's like ordering a package - the IRS handed it to the delivery company (your bank), but now it's sitting in their warehouse while they process it. Have you logged into the tax preparer's site to see if there's status info there?

Been thru this rodeo b4. Got my advance from JH on Jan 18, DDD was 2/22, and refund finally hit my acct today (2/24). They take extra time to make sure they got their money back + fees. NBD but super annoying when ur counting on that $$$. My transcript showed refund issued but took 2 extra days to actually show up. Same thing happened last yr.

For anyone still waiting, this is completely normal with refund advances. The process works like this: IRS sends your refund to the financial institution that gave you the advance → They verify and deduct their loan amount and fees → Then they forward the remainder to your personal account. This additional step typically adds 1-3 business days beyond your DDD. If it's been more than 5 business days since your DDD, then you should contact both the financial institution and the tax preparer.