Has anyone dealt with the timing issue if you filed amended 941s to claim the ERC after you already filed your 1120-S for that tax year? I'm in this situation now - claimed ERC for 2021 quarters but already filed my 2021 1120-S before receiving the credit.

I've been dealing with this exact issue for my S-corp and can confirm what others have said - you absolutely need to reduce wage expenses by BOTH the refundable and non-refundable portions of the ERC on your 1120-S. The key thing to remember is that the ERC is essentially reimbursing you for wages you already deducted as business expenses. If you don't reduce your wage expense by the full ERC amount, you're getting a double tax benefit - once from deducting the wages and again from the credit. I'd also recommend keeping detailed documentation of how you allocated the ERC reduction between different wage categories (officer compensation vs regular wages) in case the IRS has questions later. This becomes especially important if you're claiming QBI deductions since the wage amounts on your K-1s will be affected by these reductions.

When I filed my 1040-NR with a similar situation, I made sure to keep extensive documentation of my travels. Take screenshots of flight confirmations, keep hotel receipts, and maintain a spreadsheet with entry/exit dates for each country. The IRS seems to be paying more attention to these "nowhere" tax residents, and if you get flagged for review, having that documentation ready will save you a lot of trouble.

I faced this exact same issue with tax software! Most consumer programs like TurboTax aren't designed for these edge cases. I ended up using FreeTaxUSA for my 1040-NR filing - it's more flexible and actually allows you to leave the tax residency field blank or enter custom text. For Schedule OI specifically, I wrote "None - Digital Nomad Status" in the tax residency field and attached Form 8275 (Disclosure Statement) explaining my situation in detail. The key is being completely transparent about your circumstances and providing documentation. Pro tip: If you do get questioned later, having a travel log with exact dates, flight records, and accommodation receipts makes everything much smoother. I use a simple spreadsheet that tracks country, entry date, exit date, and days spent - takes 2 minutes to update but could save hours of headache later!

I've been banking with USAA for 4 years and can share my recent experience with fee deductions! Filed my 2024 return on March 8th through TurboTax with fees deducted, married filing jointly. My DDD was March 28th but I actually received my refund on March 26th at 11:23 PM - so about 1.5 days early. The process went: IRS → SBTPG (TurboTax's processor) → USAA. What I found helpful was tracking my refund through the TurboTax app which showed when it left their processor, then checking USAA obsessively afterward! The fee deduction definitely adds 24-48 hours compared to direct IRS deposits, but USAA's speed still gives you that early advantage. For your April 8th date, I'd expect it around April 6th evening or April 7th. Pro tip: USAA usually posts these big Treasury deposits between 10 PM and midnight, so check your account before bed rather than first thing in the morning. The anticipation is killer but so worth it when you see that deposit hit early!

I can share my experience from this year that might help ease your anxiety! Filed jointly on March 2nd with FreeTaxUSA, had fees deducted, DDD of March 29th. Got my refund deposited to USAA on March 27th at 1:47 AM - exactly 2 days early. The process was: IRS approved → Republic Bank (FreeTaxUSA's processor) took fees → forwarded to USAA. What surprised me was how fast USAA posted it once they received it from the processor. I tracked everything obsessively and noticed the funds left Republic Bank on March 26th around 3 PM, then showed up in my USAA account that same night. So even with the fee deduction step, you're still likely to get your April 8th refund by April 6th or 7th. The key is USAA doesn't sit on Treasury deposits - they post them immediately. I'd recommend checking your account after 10 PM starting April 5th just in case, and definitely enable push notifications. Nothing beats that surprise early deposit alert!

I filed through TurboTax on January 29th this year and had a DD date of February 8th. My refund appeared in my account on February 8th at exactly 3:17am. I did NOT pay my TurboTax fees from my refund - I paid upfront with a credit card. This is important because when you pay fees from your refund, your money goes through Santa Barbara TPG first, adding 1-3 business days. I've found that paying the fees upfront always results in getting the money exactly on the IRS date.

As someone who's been through this exact situation, I can confirm what others are saying. The key factor is HOW you paid your TurboTax fees. I switched from a local tax service to TurboTax two years ago and was initially confused by the process too. If you paid the TurboTax fees upfront (credit card, bank transfer, etc.), your refund goes directly from the IRS to your bank account on or around 2/25 - just like it would with your local tax service. However, if you chose to pay TurboTax fees from your refund, the IRS sends your money to Santa Barbara Tax Products Group first. They take out the fees, then forward the remainder to your account. This typically adds 1-3 business days to your timeline. The biggest difference from your local tax service is that they probably paid their fees upfront and gave you the full refund immediately. With TurboTax's "pay from refund" option, you're essentially getting a mini-loan that gets settled when your actual refund arrives. Check your TurboTax account - it should show exactly which payment method you selected and give you a clearer timeline for when to expect your money.

I'm going through this exact same issue! Set up my installment agreement in March and it's now August with no automatic withdrawals happening. Reading through everyone's experiences has been such a relief - I was starting to panic thinking I had somehow messed up the setup process. The consensus here seems crystal clear: make manual payments through Direct Pay while waiting for their system to catch up. I've been hesitant because I was worried about creating complications, but seeing so many success stories gives me the confidence to move forward. What really stands out to me is how many people mentioned this 60-90 day (or longer) processing delay is apparently "normal" for the IRS, yet they don't communicate this clearly in the agreement paperwork. It would save everyone so much stress if they just included a simple note saying "auto-debits may take 2-4 months to activate, please continue making manual payments until then." I'm going to follow the advice here and make catch-up payments for all the missed months today through irs.gov/payments/direct-pay. Going to keep detailed screenshots and records of everything just in case there are any questions later. Thanks to everyone who shared their experiences - this thread should honestly be pinned as a resource for anyone dealing with installment agreement auto-debit delays!

I'm going through this exact same situation right now! Set up my installment agreement in January and it's now been 8 months with absolutely no automatic withdrawals. I was getting really worried that I had somehow messed up the bank account information or that the IRS was going to come after me for defaulting. Reading through everyone's experiences here has been such a huge relief - it's clear this is a systemic issue with their processing systems rather than individual mistakes on our part. The fact that so many people have successfully resolved this by making manual payments while waiting gives me confidence to move forward. What strikes me most is how the IRS doesn't provide any clear communication about these delays. A simple notice saying "automatic withdrawals may take 2-4 months to activate" would prevent so much anxiety for taxpayers trying to do the right thing. I'm going to follow the advice everyone's shared and make catch-up payments through Direct Pay for all the months I've missed. Going to keep detailed screenshots and records of everything, and hopefully the auto-debits will eventually kick in like they did for others here. Thanks to everyone who shared their stories - knowing that this is a common issue and that there's a clear path forward makes this so much less stressful to deal with!