I filed with TurboTax Free on February 3rd and got my refund on February 18th. Here's what I did step-by-step: 1. Filed electronically using TurboTax Free 2. Verified my return was accepted (not just submitted) 3. Checked WMR every 2-3 days 4. Saw the progress bar move to approved on day 12 5. Received direct deposit on day 15 I was surprised by how many verification steps the IRS seemed to add this year! My return was super simple too - just W-2 income, standard deduction, no credits.

I filed on January 29, 2024 using TurboTax Free and received my refund on February 12, 2024 - exactly 14 days later. My friend filed on February 15, 2024 with the paid version and is still waiting. I don't think the free vs. paid version makes any difference in processing time. The IRS doesn't even know which version you used since the data format is identical.

NJ has been surprisingly efficient this year. I got mine in 18 days exactly. My federal took over 6 weeks though! Did you file electronically or paper?

Just a heads up - make sure the deposit actually hits your account. I had an approved date of 2/28 but it didn't show up until 3/4. Apparently there was some processing backlog at their end. But congrats on getting approved!

I've been dealing with PTC forms for 3 years now, and this year is definitely slower than usual! 🙃 After waiting 45 days with no updates, I finally decided to call the IRS directly. Spent two days trying to get through their phone system with no luck (seriously, who has time for that??). Finally used Claimyr.com to get through to an agent in about 15 minutes. Worth every penny! The agent confirmed my return was flagged for "income verification" because of the combination of PTC and EIC. Apparently, this is happening to a lot of returns with both credits. The agent was able to verify everything was in order and manually release my return for processing. Got my deposit 8 days later.

This is my third year filing with marketplace insurance and PTC, and each year has been progressively worse with delays. Last year I waited 28 days, the year before was 21 days, and this year I'm currently at day 49 with no refund in sight! I called the IRS hotline last week and after being on hold for 97 minutes, the agent told me there was a "discrepancy" between my reported PTC and what the marketplace reported. Turns out my insurance company reported a different monthly premium amount for December than what they showed on my 1095-A. The difference was only $12.43 but it triggered a full manual review of my entire return.

Has anyone else noticed how impossible it is to get actual clarification from the IRS when you have questions about Form 8888 or split refunds? I spent three days trying to reach someone who could explain why my split refund was delayed last year. Finally used Claimyr (https://claimyr.com) and got through to an agent in under 30 minutes who confirmed there was a verification flag on my account due to the split refund request. Wouldn't it be nice if the IRS actually communicated these holds clearly instead of making us play detective with our own money?

Quick q - did u get any weird codes on ur transcript before the DDD showed up? Mine's stuck on 570/971 combo and I filed around the same time as u. No movement for 2 wks now. Wondering if CashApp users get flagged differently?

Be careful about counting on that refund for immediate expenses! Last year I was in the same boat, filed February 15th with EIC and CTC. My return got randomly selected for review and I didn't get my refund until MAY. I had to take out a high-interest loan to cover expenses I'd planned to use my refund for. Now I never plan essential payments around expected refund dates.

The IRS Processing Pipeline for PATH Act returns (EIC/CTC) has distinct phases that aren't visible in WMR. Initial verification, fraud screening, income verification, and final processing each take 5-7 days on average. Returns accepted February 13-15 are currently in the final distribution queue according to multiple reports on this sub. The DDD (Direct Deposit Date) assignment typically happens in batches, with most February second-week filers receiving deposits between March 20-27.