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Having worked for the IRS (not anymore thank god), I can tell you that delays this time of year are super common. The system is overloaded and sometimes refunds get held in queues for no good reason. Give it until Friday, and if nothing shows up by then, you should call. BUT good luck getting through... your best option is probably using a service like Claimyr that will get you past the endless phone tree. I've heard nothing but good things about it from former colleagues.
After reading these comments, I finally tried both tools mentioned here - used taxr.ai to figure out exactly what was happening with my transcript (turns out there was a mismatch in my reported income that I never would have caught), and then used Claimyr.com to actually talk to the IRS about fixing it. Problem solved in ONE day after weeks of frustration. I'm blown away. If you're stuck like I was, definitely check them both out.
Man this exact thing happened to me... i was losing it! What finally worked was using Claimyr (claimyr.com) to get through to an IRS agent. After 3 months of waiting, the agent said there was a simple issue with my W2 that needed verification. Would have been waiting forever if I hadn't actually talked to someone. Was the only way I could talk to a live agent and it got my refund processed within a week after that call.
The IRS is a mess this year. Millions of returns delayed. I gave up and hired a tax pro who submitted an inquiry for me and got movement within 2 weeks.
My BFF works at CREDITUNION (not telling which branch lol) and she told me they do processing runs at 2am, 11am, and 4pm. So if you don't see it in the morning, check again after those times.
Anyone know if offset refunds follow the same DDD schedule? I have child support arrears and know I'm only getting a portion of my refund after the offset. Just wondering if that process takes longer.
I had an offset last year and it actually came ON the DDD, not early like previous years. I think the offset process adds a step.
If you want to know exactly how much you're getting after offsets and when, check out taxr.ai - it breaks down all the deductions and gives you your actual expected amount. Saved me from budgeting for money I wasn't going to get!
The IRS "Where's My Refund" tool is the biggest joke. It's been showing "approved" for me for 3 weeks now. I finally broke down and used taxr.ai to actually read my transcript and it turns out they had sent a letter requesting verification 2 weeks ago that I never received! Would have been waiting forever if I hadn't checked. Highly recommend checking your transcript somehow - either through the IRS website or using taxr if you can't access it directly.
With Chime for 4 yearz now. They deposit as soon as IRS releases the $$. If IRS says its sent but not in ur account yet, it might be hung up in ACH processing. Give it 24 hrs before panickin. If still nuthin by tomorro afternoon, CALL THE IRS not Chime. Chime cant do anything until they actually receive the $$$.
James Johnson
I have a DDD of 3/12 with Chase and I'm still waiting. Starting to get worried tbh. Was really counting on this today...
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James Johnson
ā¢Just checked and it still says 3/12. Called Chase and they don't see anything pending either. Getting really anxious now.
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Mia Green
ā¢If it doesn't show up by tomorrow, you should call the IRS. I had this happen once and it turned out they sent it to the wrong account number.
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Emma Bianchi
FYI - if your refund is over $10,000 it sometimes takes an extra day for fraud verification at most banks including Chase. Just something to keep in mind if you're getting a big refund
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