Based on community reports this season, Five Star Credit Union typically posts IRS deposits between 7-10 AM on the scheduled DDD. However, if there's any discrepancy between the name on your tax return and your banking information, this could cause a delay or rejection. Have you confirmed that your name on the account matches exactly how it appears on your tax return? Post-divorce name changes can sometimes cause these issues.

Last year I had Five Star and my refund was supposed to hit on a Thursday. I kept checking all day - nothing. Called them Friday morning and they said they could see the pending deposit but their system had flagged it for "unusual activity" because it was larger than my normal deposits. Had to go to a branch with ID to get it released! Not saying that's happening to you, but if it doesn't show up by the day after your DDD, definitely call them directly.

Check your tax transcript instead of WMR. More reliable. Shows actual codes. Updates more frequently. Might give you better info. Create account on IRS.gov. Look for code 846. That's your refund date. WMR sometimes lags days behind transcript updates.

My timeline might help you gauge yours: • Filed and accepted: Feb 13 • WMR stuck on first bar: Feb 13-Mar 15 • Transcript updated: Mar 16 • DDD received: Mar 21 • Money in account: Mar 22 So relieved when it finally came through! Hang in there - you're right in that window where updates should be coming soon.

Did you receive the actual notice yet? Check if it's a CP2000 notice. Those are proposed assessments. Not final bills. You can respond with documentation. The IRS might have received income information they think is yours. Could be identity theft. Could be a reporting error. Don't pay until you verify.

Based on your situation, here are some steps to take: • Request your Wage and Income Transcript from the IRS to see what income was reported under your SSN • Compare this with your actual income records • Look for the specific tax issue on your notice (usually in a section called "Changes to your return") • Respond before the deadline on the notice (very important!) • If it's a simple error, you can often resolve it by mail with supporting documents Don't ignore this - the amount will only grow with penalties and interest if it's valid.

Just a word of caution - I had a refund check that showed as "issued" but never arrived. After waiting three weeks, I had to contact the IRS to initiate a trace on the missing check. Have you confirmed your current address is correct with the IRS? Sometimes they use an old address from a previous filing year. Also, did they mention anything about the check potentially being offset for any outstanding debts? I'd suggest keeping a close eye on your mailbox after the 7th, but if you don't receive anything by the 21st, you might need to call them back. Would you be able to set up direct deposit for future refunds to avoid this situation?

Tbh the IRS transcript dates are super confusing. What ur seeing is def the ISSUE date not the arrival date. I'd add ~7-10 biz days for mail delivery. Pro tip: sign up for USPS Informed Delivery (free service) so u can see pics of ur mail before it arrives. That way u know exactly when the check is coming. Saved me tons of anxiety when waiting for my backpay from 2021. Also check if ur state has a "where's my refund" tool - sometimes they're more accurate than the feds.

Contact H&R Block immediately. They have tax professionals on staff. Their accuracy guarantee covers this situation. Request they file an amended return. Ask for their assistance contacting IRS. Keep detailed records of all communications. Request they cover any penalties. Check if they have audit support services. Time is critical here.

Not to add more stress, but you should act on this YESTERDAY! 😬 I'd actually recommend skipping H&R Block for the amendment and go straight to a CPA or Enrolled Agent who specializes in tax resolution. H&R made the mistake in the first place, and honestly, their seasonal preparers might not have the expertise to fix this properly. You're potentially looking at penalties and interest accumulating daily, so this isn't the time to pinch pennies on professional help. (I learned this $11k lesson the hard way last year!