I'm not sure two weeks is really enough time to be concerned. The IRS might say 21 days, but that's more of a guideline than a rule. Many returns with investment income get additional scrutiny. Have you considered that your capital gains might have triggered additional verification? Maybe your return is just in a queue waiting to be processed. The system isn't always transparent about these things.

I've seen this happen dozens of times with investment income. Last year, I had a client with significant capital gains whose return didn't show up on transcripts for nearly three weeks. Then it suddenly appeared with all processing steps completed at once. The IRS batches certain types of returns for efficiency. Your timeline isn't unusual at all. Have you checked your Return Transcript specifically? Sometimes that updates before the Account Transcript does.

One important clarification - when you file the amended return, you'll need to report ALL income again, not just the missing W2. Form 1040-X requires you to show the original amounts, the changes, and the corrected amounts. Processing time for amended returns is currently averaging 16-20 weeks according to the IRS website, though I've seen some processed in as few as 8 weeks.

Think of an amended return like correcting a recipe after you've already started cooking. You don't throw everything out - you just adjust what's needed to fix the dish. I filed an amended return in March 2023 to add a missing 1099. Used TaxAct to e-file it, and the process was pretty straightforward. The software pulled in all my original info, I added the missing form, and it recalculated everything automatically. Got my additional refund direct deposited 14 weeks later.

Cash App deposits are usually very reliable for tax refunds. Have you verified your account is fully set up? Do you have all verification steps completed? Most issues come from incomplete verification or incorrect numbers. You should see the money exactly on your DDD or possibly earlier. Cash App doesn't generally hold funds like traditional banks might. If it doesn't arrive by end of day on your DDD, you should contact both Cash App support and the IRS to ensure there wasn't a rejection.

Using Cash App for tax refunds is like using a sports car for grocery shopping - it works, but there are specific things to be aware of. My deposit was scheduled for March 8th last year, and while my friend with a traditional bank had to wait until exactly 8am on the 8th, mine hit Cash App at 9:30pm the night before. The system isn't perfect though - my cousin had his refund rejected because his name on Cash App didn't exactly match his tax return (he used a nickname). Make sure every detail matches your tax forms exactly.

The address depends on whether you're including a payment or not. Unlike regular returns where you can just look up your state, amended returns have different routing: Without payment (Georgia resident): Internal Revenue Service Austin, TX 73301-0052 With payment (any state): Internal Revenue Service P.O. Box 1214 Charlotte, NC 28201-1214 This is different from how regular returns are handled, where the address is purely state-based. If you recently divorced and changed your address, make sure your current address is clearly indicated on the 1040-X so any correspondence comes to the right place.

I successfully submitted my amended 1040-X for tax year 2023 last month from Atlanta. Used the Austin, TX address per the IRS instructions. The key was using certified mail with return receipt requested (USPS Form 3811). This provided me with definitive proof of delivery and receipt by the IRS. The tracking showed delivery within 4 business days. I appreciate everyone's input on this thread - extremely helpful for navigating post-divorce tax adjustments.

I literally just got my refund on my Serve Card this morning! My DD date was 3/6, and I was pulling my hair out waiting. I need this money for my car payment that's due on Monday. Called the Serve Card automated line about 20 times yesterday, and it kept saying "no pending deposits." Then at 6:17 AM today, I got the deposit notification. So it took 2 days after my official DD date. Hang in there - it's probably coming soon!

Be careful with these prepaid cards. According to IRS Publication 1345 regarding refund delivery, the IRS is only responsible for sending the refund to the financial institution. The timing of when funds are made available by the financial institution falls outside IRS jurisdiction. I had a terrible experience last year where my refund was delayed by 5 days on a similar card. The fine print in the Serve Card agreement states they can hold deposits for up to 5 business days for verification purposes. Check your cardholder agreement for the exact terms.