According to irs.gov/dependents, you might have a serious issue here. I've been researching this extensively and the Marketplace insurance complicates things significantly. From what I found on healthcare.gov/tax-questions, if someone else enrolled them in coverage, you technically need their consent to access the 1095-B information. Have you checked if there's a legal guardian listed on their Marketplace account? The IRS might reject your dependent claim entirely without this documentation!

Per IRS Publication 501 (2023), Section 3.4, qualifying child status for non-parent relatives requires documentation of authorized placement. Under Treasury Regulation 1.152-4, temporary guardians through state agencies maintain eligibility for claiming dependents when providing over 50% support. The 1095-B requirement stems from ACA compliance verification under IRC 5000A. You should submit Form 911 (Taxpayer Advocate Request) with attachment of your DSS documentation, explicitly citing "hardship due to lack of access to required documentation through no fault of taxpayer" per IRM 13.1.7.2. I appreciate everyone's insights on this complex intersection of dependent care and healthcare verification requirements.

This is a known issue with the IRS Modernized e-File (MeF) system during peak filing periods. Investment income triggers enhanced validation protocols, particularly with the Implementation of Information Return Processing (IRP) matching. For returns with capital gains, the acceptance window has expanded to 72-96 hours in many cases. I would recommend checking your e-file status through your tax preparation software's tracking portal rather than the IRS site directly. If your return contains Form 8949 with numerous transactions, this will almost certainly extend the validation timeframe. The system is functioning as designed, just at a slower pace due to increased security measures.

You might want to check if your state return was accepted, even if the federal one is still pending. Sometimes, oddly enough, the state processes faster than federal. It could potentially indicate that your federal return is at least partially moving through the system, though I wouldn't take that as definitive proof of anything.

I was in your exact situation last April - first time filing jointly with dependents and needed to verify some child tax credit info. After struggling with the IRS website for days, I finally got through their ID verification. Remember how the IRS used to mail verification codes? They've updated that process now. Once verified, I could see all our past returns, payments, and even notices we never received in the mail. Total game-changer for tax planning!

There are exactly 5 types of transcripts you can request from the IRS: 1. Tax Return Transcript - Shows most line items from your original return (available for current tax year and 3 prior years) 2. Tax Account Transcript - Shows basic data like filing status, AGI, taxable income (available for current tax year and up to 10 prior years) 3. Record of Account - Combines return and account transcripts 4. Wage & Income Transcript - Shows all your reported income (available for up to 10 years) 5. Verification of Non-filing Letter - Proof the IRS has no record of a return For most people with dependents, the Tax Return Transcript is probably what you need, but I'd be careful about which one you request to make sure you get what you actually need.

CALL THE IRS IMMEDIATELY! The 21-day mark is when you should contact them if you haven't received your refund. The PATH Act only holds refunds until February 15th, and we're now past that date. If you filed February 3rd, you should have your money by now unless there's another issue. Don't wait - call them at 7am when they open to minimize wait times. Ask specifically if there are any flags or holds on your account beyond the normal PATH Act review.

Let me clarify a few points about the PATH Act and the Child Tax Credit for 2023 tax returns: • The PATH Act delays refunds for returns claiming EITC and the refundable portion of CTC (Additional Child Tax Credit) • For 17-year-olds in 2023, the $500 credit is technically part of the Child Tax Credit structure • Whether PATH applies depends on if any portion is refundable vs. just reducing tax liability • The 21-day processing guideline is separate from PATH Act holds • Many returns are taking longer than 21 days this tax season due to high volume

Have you checked what type of 1099 form you received? This makes a significant difference in how you should proceed. If it's a 1099-NEC or 1099-MISC for self-employment income, you're looking at potential Schedule C implications and self-employment tax. If it's a 1099-INT or 1099-DIV, the tax impact might be less significant. And what about state tax implications? Many states automatically receive federal tax information. The most efficient approach would be: 1. Contact your tax preparer immediately 2. Provide them with the 1099 form 3. Have them calculate the new tax liability 4. Determine if e-filing the 1040-X is an option through their software 5. Set aside funds for any additional tax due plus potential interest I appreciate that you're trying to handle this properly - much better than ignoring it!

OMG I had EXACTLY this happen last year and it was a nightmare if you don't act fast!! 😱 I had a 1099-K from PayPal I forgot about and my refund was already processing. Called my accountant in a panic and she said we had to FILE THE AMENDMENT ASAP!! The IRS sent me a notice 3 months later anyway because their systems had already flagged the missing income, but because we had already amended, I just had to call and explain the amendment was already processed. The timing is CRITICAL here - if you wait until they send a notice, you'll pay more in penalties and interest!!