That's a great tip about trying a browser instead of the app! Just tried it and it actually worked - I can access my partially completed 2022 return. Looks like everything is still there, I just need to finalize and submit it. Do you think there's any benefit to explaining my situation to the IRS about thinking I had submitted but didn't? Or should I just file and pay the penalties?

Glad the browser trick worked! In my experience, simply filing and paying what you owe plus penalties is the cleanest approach. The IRS generally doesn't waive penalties for "I thought I filed" situations since they consider filing to be your responsibility. However, if this is your first time having penalties, you might qualify for First-Time Penalty Abatement. You can request this after you file and pay. It's worth trying since the worst they can say is no. Just make a phone call after everything is processed and specifically ask about "First-Time Penalty Abatement" for your 2022 return.

I tried the reasonable cause route for my late filing (medical issues) and it was denied. First-time penalty abatement worked though! Much easier process and no documentation needed.

That's encouraging to hear! Did you claim both EITC and CTC? And did your WMR tool show any tax topic numbers during the processing stage or just the generic "still processing" message?

I claimed EITC but not CTC this year. My WMR showed Tax Topic 152 the entire time, which I've read is actually a good sign that means your return is in normal processing. It was stuck on "still processing" with that tax topic for about 3 weeks. The only update I got was when it suddenly changed to approved, and then the money was in my account the next morning. Capital One did not hold the funds at all, it was available immediately when the deposit hit.

I've been trying to access my transcript online but the IRS verification system won't accept my phone number since it's prepaid. Any other ways to check transcripts without waiting for mail?

If you can't verify your identity online, you can also request transcripts by mail using Form 4506-T, but obviously that takes longer. Another option is to try calling the automated transcript request line at 800-908-9946, which sometimes has less stringent verification. Some people have had success verifying their identity by using a family member's non-prepaid phone number for the verification step, then changing their contact info afterward. Not officially recommended, but might work in a pinch if you're desperate for transcript updates.

Thank you for this! I didn't even think about keeping receipts for parking and other stuff related to the implant procedure. I definitely had transportation costs and also had to buy special mouthwash and some prescription pain medication. Would over-the-counter pain meds count too? I spent a lot on those during recovery.

I'm glad that was helpful! For the related expenses, prescription medications definitely count toward your medical expenses. Unfortunately, over-the-counter pain medications typically don't count unless they were specifically prescribed by your doctor (even if they're things you could normally buy without a prescription). Transportation costs absolutely count - the IRS allows you to deduct costs of transportation primarily for and essential to medical care. This includes parking fees, tolls, and mileage if you drove your own car. For 2024, the medical mileage rate was 21 cents per mile (2025 rate will be announced later), so keep track of the distance to and from all related appointments.

This is great advice! I got a bridge done at the local dental school and saved over $3000. It took a bit longer because the student had to have everything checked, but the quality was actually better than work I've had done at regular dentists.

I wish I'd known this before I got the implant done! This is really helpful advice for the future though. There's actually a dental school about 30 minutes from me that I never considered. I'll definitely look into this for any future dental work I need.

Yes, the principle is exactly the same with crypto gambling. The IRS treats cryptocurrency as property, not currency, but the issue of duplicate reporting is handled the same way. You'll report your gambling winnings from the W2-G, and you'll need documentation to show that the crypto transactions reported on your Coinbase 1099 represent the same funds. Be aware that you might also have capital gains or losses from any change in the crypto value between receiving it as winnings and transferring it to Coinbase.

Thanks for this advice! I just started a spreadsheet to track everything. Do you know if there's a specific format the IRS prefers for gambling logs? And how detailed do the session records need to be?

The IRS doesn't require a specific format for gambling logs as long as they contain complete and accurate information. The more detailed, the better in case of an audit. For session details, I include start/end times, specific games played, and bet amounts. For poker, I track each tournament separately. For sports betting, I note the specific games/events. I also save all receipts, tickets, and confirmation emails. The key is being able to match your documented activity with the amounts reported on your tax forms.

That's a really interesting point! I actually do have a home office I use for my side business that takes up about 15% of my house. If I'm replacing the HVAC system as part of this renovation, could I deduct 15% of that cost as a business expense then? Would the same apply to a roof replacement?

Yes, if you legitimately use that space exclusively as a home office for your business, you could potentially deduct 15% of the HVAC cost as a business expense. The IRS allows this when repairs/improvements benefit both personal and business parts of your home. For a roof replacement, the same principle applies - you could potentially deduct 15% of the cost. However, these would likely need to be depreciated over time rather than deducted all at once. Definitely keep detailed records of all costs and how you calculated the business percentage. This is definitely an area where good documentation is essential if you're ever audited.

This is such important advice! My brother just sold his house and wasn't able to prove about $30k in improvements he had made over the years because he didn't keep receipts. That's potentially thousands in extra taxes he had to pay.