One thing nobody has mentioned is that you might qualify for the Credit for the Elderly or Disabled (using Schedule R) depending on your income level. If you meet the IRS definition of disability and your income is below certain thresholds, this could give you a tax credit between $3,750-$7,500. For 2024 taxes, your adjusted gross income generally needs to be below $17,500 if single (higher for other filing statuses) and your nontaxable Social Security/pension/disability benefits below $5,000. Worth checking out!

I'm dealing with something similar and wanted to share what I learned from my tax preparer. Even though you were denied SSDI, you can still check the disability box on your tax forms if you meet the IRS definition - which sounds like you do based on your doctor's diagnosis and inability to work for 3+ years. One thing that might help is keeping detailed records of all your medical expenses related to your condition. Even though your LTD payments put you over the income threshold for some disability tax credits, you can still deduct medical expenses that exceed 7.5% of your AGI. With ongoing medical care for a severe condition, this could add up to significant savings. Also, don't let the SSDI denials discourage you from continuing to appeal if you're able. The system is frustrating but many people get approved at the hearing level with proper representation. Your LTD approval actually shows that an insurance company's medical reviewers determined you're unable to work, which can be helpful evidence for your SSDI case.

If ur really worried try calling the taxpayer advocate service. Theyre seperate from the IRS and can sometimes help u figure out wats going on without the usual run around.

I went through this exact same situation last year! The "Action Required" message with the January 31 date is super common - it's usually their automated system generating a standard identity verification request. Don't panic about the timing - even though it says "sent on January 31," that often just means it was queued in their system on that date, not actually mailed. In my case, it took about 3.5 weeks for the letter to actually arrive, and it was just a simple identity verification form (Letter 5071C). I was able to complete it online through ID.me in about 10 minutes, and my refund was released about 2 weeks after that. The key thing to remember is that these delays are totally normal and don't mean you did anything wrong. Your return being "straightforward" actually makes it more likely this is just a routine identity check - they flag returns randomly for verification to prevent fraud. If you're really anxious about it, you could try accessing your IRS transcript online to see if there are any specific codes that might give you more info about what letter is coming. But honestly, I'd just give it another week or two before worrying. The IRS timeline estimates are notoriously conservative!

Quick tip from someone who successfully claimed Form 7202 credits: make copies of EVERYTHING before you send it in! I mailed in my documentation last year and the IRS somehow lost part of it, which delayed my refund by months. Also, don't forget that for 2021, you can claim up to 10 days of sick leave (max $2,000) and up to 60 days of family leave (max $12,000) as a self-employed person. Make sure your calculation on Form 7202 is correct before submitting.

I went through this exact situation last year with my 7202 amendment! The IRS letter can be confusing, but here's what worked for me: **What to include in your mailed package:** - Complete signed 1040X form - Form 7202 with your calculations - A simple cover letter explaining your situation - COVID test results for you and your kids - Documentation showing you couldn't work (even a handwritten log of dates/hours missed is fine) - Any school closure notices or daycare communications if applicable **For the "family leave documentation" they mentioned:** This just means proof you were caring for your sick children. Doctor visit records, appointment confirmations, or even a simple statement explaining when each child was sick and how it affected your work schedule. The key is showing the IRS that you legitimately couldn't work due to COVID-related reasons. Keep it organized but don't overthink it - they're not looking for anything fancy, just clear evidence of your eligibility. Send everything certified mail and keep copies! The 30-day deadline is firm, so don't delay. Good luck with your amendment - these credits can be substantial and are worth the effort to document properly.

Keep us updated OP! Lots of us watching these codes like hawks rn lol

Hey Chris! Don't panic yet - code 840 means your refund was definitely processed and sent out. Since you requested direct deposit, it can take 3-5 business days to actually show up in your account after the 840 posts. December 4th was a Wednesday, so if we account for weekends, you should see it by early this week. If it doesn't show up by Friday, I'd call your bank first to make sure they didn't reject it for any reason (wrong account info, etc.). The IRS will automatically send a paper check if the direct deposit fails, but that would add 2-3 weeks to your timeline. Hang in there!

I had the exact same situation last tax season! After researching on the IRS website (https://www.irs.gov/individuals/get-transcript), I found that code 826 is just informational. As long as you reported all your interest income correctly, you're fine. In my case, everything matched up and I didn't need to take any action. My refund processed normally and I received it within 3 weeks of filing.

I just went through this exact same thing! Code 826 showed up on my transcript about 2 weeks after I filed my return. I was initially worried because I have multiple investment accounts and wasn't sure if I had missed reporting something. After comparing my transcript with all my 1099-INT forms, everything matched up perfectly. The code is basically the IRS saying "we received interest income information about you from XYZ Bank" - it's part of their normal verification process. As long as you reported all your interest income on your return (either on Schedule B if over $1,500 or directly on Form 1040 if under), you should be good to go. The timing makes sense too since financial institutions have until January 31st to file their forms with the IRS, so these codes often appear in February/March.