Don't forget that if your income is under $60,000, you can get your taxes done for FREE through the VITA program (Volunteer Income Tax Assistance). They're specifically trained to help with credits like the EITC and Child Tax Credit. Just Google "VITA site near me" to find locations. This will save you from paying for tax software and they'll make sure you get every credit you qualify for. I've used them for years and they're amazing volunteers who really know their stuff about tax credits for families!

Remember that if your baby was born in 2024, they count as your dependent for the ENTIRE year, even though they weren't here the whole time! This surprises a lot of new parents. You get the full Child Tax Credit and they count for EITC purposes for all of 2024. Also make sure you're getting any state tax credits too! Many states have their own version of EITC that piggybacks off the federal one, so you could get even more money back.

Looking at your transcript, you're actually in pretty good shape! The processing date of March 10th is when your amendment will be fully processed, not when you have to wait until. That second 971 code with "202212" is likely just a system notation - I wouldn't worry about it unless you get a notice. Your account balance of -$8,832 is promising - that negative balance typically indicates what you'll receive as a refund. The $1,300 credit (code 766) is probably just one component of your total refund. Since you're on the daily processing cycle (which is faster than weekly), and your amendment was accepted 2/8, you're looking at roughly 8-12 weeks total processing time. So expect your refund somewhere between early April to early May. Keep checking for code 846 - that's when your refund is officially issued and should hit your account within 3-5 business days after that. The EIC (code 768) is a good sign too - that's additional refundable credit that will be included in your final refund amount. Just be patient, your amendment is moving through the system normally!

Just went through something very similar! My amended return was accepted on 1/15 and I just got my refund last week (took about 10 weeks total). Your transcript looks really good - that -$8,832 account balance is almost certainly going to be your refund amount when everything processes through. A few things that helped me during the wait: - Check your transcript weekly for updates (I used the IRS website) - That 971 code about "wrong identifying number" is usually just a system note, not something to worry about - The March 10th processing date means that's when they'll finish working on it, not when you have to wait until Your daily processing cycle is definitely better than weekly - mine was weekly and still came through in reasonable time. The EIC (code 768) will add to your refund too. Based on my experience, you're probably looking at getting your money sometime in April, maybe early May at the latest. Just keep watching for code 846 (refund issued) and then you'll know it's on the way! The waiting is the worst part but your amendment is clearly progressing normally through the system.

Wait until you see cycle code 0605. That's when things start moving!

I had a similar situation last year with an 810 freeze and zero income showing on my transcript. The IRS typically places these holds when there's a mismatch between reported income and refundable credits claimed. Since you're showing $0 AGI but claiming nearly $24K in refunds, they want to verify your eligibility for credits like EITC and CTC. The freeze date being before your processing date is actually normal - the IRS can flag returns for review during initial processing. In my case, the freeze lasted about 8-10 weeks after the processing date. You might get a CP05 notice asking for documentation to support your credits. My advice: gather all your supporting docs (W-2s, 1099s, proof of dependents, etc.) and wait for correspondence. Calling won't speed things up much, but you can check if they need anything specific from you.

Whatever you do, DON'T ignore the notice! The IRS doesn't forget and they'll eventually come after you for anything you owe plus interest and penalties. I learned this the hard way. 😓 One question - did you claim any tax credits like Earned Income Credit or American Opportunity Credit? Those are super common triggers for CP24 notices because they have strict eligibility requirements.

I went through something very similar last year! The key thing with a CP24 is to carefully read the "Explanation of Changes" section - it should break down exactly what they adjusted line by line. In my case, I had miscalculated the Child Tax Credit because I didn't realize there was an income phase-out that affected my eligibility. The notice showed the original amount I claimed versus what I was actually eligible for. The August 20th deadline is important, but here's what many people don't realize: if you agree with their changes, you don't actually need to do anything! The CP24 is just informing you of the correction they made. You only need to respond if you disagree and want to challenge their adjustment. Before panicking about the deadline, take time to review your original return against what they changed. If their math is right (which it usually is), then you're already done - no further action needed. If you think they made an error, THAT'S when you'd want to use one of the services others mentioned to help you respond properly. Don't redo your entire return unless you're absolutely certain the IRS made a mistake AND you have documentation to prove it.

Has anyone here actually received a 1099-K from Cash App for personal transfers? I'm hearing conflicting information about when they actually send these forms out.

Just to add another perspective here - I work as a tax preparer and see this situation frequently. The key thing to remember is that the burden of proof is on the IRS to show that money you received is taxable income, not on you to prove it's a gift. Keep good records of these transactions (screenshots showing they're personal transfers, maybe some text messages that show the context), but don't stress too much about it. The $18,000 annual gift exclusion is per person, per year, so even if your boyfriend sends you more than that, he would just need to file a gift tax return - you still wouldn't owe income tax on it. The most important thing is that these transfers are coded correctly in Cash App as personal rather than for goods/services. That alone should prevent any 1099-K issues.