IRS

Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.

Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.



Fox KTVUABC 7CBSSan Francisco Chronicle

Using Claimyr will:

  • Connect you to a human agent at the IRS
  • Skip the long phone menu
  • Call the correct department
  • Redial until on hold
  • Forward a call to your phone with reduced hold time
  • Give you free callbacks if the IRS drops your call

If I could give 10 stars I would

If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


Really made a difference

Really made a difference, save me time and energy from going to a local office for making the call.


Worth not wasting your time calling for hours.

Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.


An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


IT WORKS!! Not a scam!

I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!

Read all of our Trustpilot reviews


Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Need advice for tax write-off on ABA therapy paid in cash - how to get payment records from therapist?

My daughter has made incredible progress with her ABA therapy over the past 3 years. Living in a small rural community, finding a skilled ABA therapist like the one we have now was nearly impossible. She's a solo practitioner who's recently hired two assistants and is working to build her business. The downside is she doesn't take insurance and has a rather... confident personality. I recently learned we can deduct ABA therapy expenses on our taxes, which is a huge relief since we're paying around $19,200 per year out-of-pocket. The problem is, I've been paying her weekly in cash, and when I asked for documentation of our payments for last year, she responded that "it would take so much work" that she'd need to "charge a great deal" for providing that information. I'm thinking I could piece together the information myself by checking my daughter's school absence records for therapy days and cross-referencing with my personal calendar for canceled sessions during summer. What's confusing me is - doesn't she need to keep financial records for her own tax purposes? I'm wondering if there's something shady happening, like maybe she's not reporting cash income. For tax deduction purposes, does my accountant need the exact amount or is an estimate acceptable? Shouldn't a professional therapist provide clients with payment documentation? Our previous childcare provider always did this automatically.

I'm wondering if something fishy is happening with your therapist's taxes. My wife is a private practice therapist, and she's REQUIRED to provide documentation of payments to clients. For cash payments, she gives a receipt at each session and provides year-end statements in January. The fact your therapist is charging extra for this basic business function suggests either extremely poor business practices or possibly tax evasion. Neither is good. If you continue with her, I'd strongly suggest switching to checks or electronic payments and getting receipts for EVERY payment going forward.

0 coins

Thank you for sharing this perspective from someone who would know! I'm starting to think her reluctance might be about more than just being disorganized. Would your wife consider it unusual or inappropriate to charge clients for providing payment records? I'm wondering if this is standard practice I'm just not familiar with.

0 coins

My wife says charging clients for payment records is absolutely NOT standard practice and would be considered highly unprofessional in her field. Providing payment documentation is a basic business responsibility, not an "extra service" that warrants additional fees. In fact, most healthcare providers are moving toward patient portals or automated systems that make accessing payment records easier than ever. Your therapist's response suggests either extreme disorganization or potential tax issues. Either way, if you continue services, I'd recommend immediately switching to a payment method that creates automatic records - checks, electronic transfers, or even credit card payments if possible. The fact she's expanding her practice makes proper financial documentation even more important.

0 coins

CosmicCadet

•

As someone who's navigated similar documentation challenges with healthcare providers, I'd recommend taking a two-pronged approach. First, create your own detailed payment log immediately using your calendar, bank withdrawal records, and any text/email communications about appointments. This shows good faith effort to maintain records. Second, send your therapist a formal written request (email is fine) stating that you need payment documentation for legitimate tax purposes. Offer to pay reasonable administrative costs if needed, but emphasize this is standard business practice. If she continues to resist, consider that this may indicate larger issues with her business practices. For future payments, absolutely switch to checks or electronic transfers that create automatic paper trails. You shouldn't have to chase down basic payment records from any professional service provider. The IRS accepts various forms of documentation for medical expenses, but having a clear paper trail makes everything much smoother during tax preparation and potential audits.

0 coins

Kristin Frank

•

maybe a dumb q but does anyone know if vanguard's incentive offer for ira transfers counts as income? got $450 for moving my rollover and wondering if i'll owe taxes on that bonus

0 coins

Micah Trail

•

Yes, those transfer bonuses are considered interest income by the IRS. Vanguard will send you a 1099-INT next January. I got hit with this last year - wasn't a huge tax bill but definitely something to be aware of.

0 coins

Amara Eze

•

Great breakdown in the comments so far! Just want to add one more consideration for your partner's backdoor Roth situation. Even though she hasn't done any rollovers this year, she'll still need to watch out for the pro-rata rule if she has any existing pre-tax IRA balances. The rule applies per person, so your rollover activity won't affect her calculations, but any Traditional/SEP/SIMPLE IRAs in her name will. Also, regarding your question about people who do backdoor Roths annually - most don't worry about timing it around a specific date each year since conversions aren't subject to the once-per-12-month rollover rule. You can do a backdoor Roth in January every single year if you want. The key is just making sure you don't have other pre-tax IRA money mucking up the pro-rata calculation. One last tip: if you do decide to move your Rollover IRA into a current employer's 401(k) to clean up the pro-rata issue, make sure your plan accepts rollovers first. Not all employers allow incoming transfers.

0 coins

Jade Lopez

•

This is super helpful info! I'm new to all this retirement account stuff and had no idea about the pro-rata rule. Quick question - if someone wanted to do the strategy of moving their Rollover IRA into their current 401k to avoid the pro-rata issue, is there a time limit on when they need to do that? Like, could they move the IRA money in December and then do the backdoor Roth in January, or does it all need to happen in the same tax year?

0 coins

Chloe Wilson

•

One additional consideration that hasn't been mentioned - make sure you understand the timing implications. Since your friend is selling their house and this is tied to that transaction, you might want to coordinate the timing of the Zelle transfer with their closing date. This can help establish the context that the "thank you" portion is genuinely related to their home sale success rather than just arbitrary timing. Also, keep in mind that Zelle has daily and monthly transfer limits that vary by bank (typically $2,500-$5,000 per day). For a $50K transfer, you'll likely need to do this over multiple days or weeks, which actually might work in your favor for documentation purposes - you can have your friend note what each transfer represents (loan repayment vs. gift portion) in the Zelle memo field. If the transfer limits become cumbersome, you might consider having them do a bank wire transfer instead, which would be a single transaction and actually creates better documentation since wire transfers require more detailed records. Just another option to consider for such a significant amount.

0 coins

Great point about the transfer limits! I actually ran into this exact issue when my sister paid me back for helping with her wedding expenses. Zelle's daily limits meant we had to spread it out over several days, but like you said, it actually helped with documentation. Each transfer had a clear memo explaining what it was for. The wire transfer suggestion is smart too - banks require more detailed information for wires, which creates a better paper trail. Plus you avoid the hassle of multiple smaller transfers. Just make sure to include clear reference information in the wire details about what portion is loan repayment versus gift. The bank records from a wire transfer are also generally considered stronger evidence than payment app records if you ever need to prove the nature of the transaction.

0 coins

I'd definitely echo what others have said about documentation being key here. One thing that might help put your mind at ease - the IRS sees informal loans between friends and family all the time, especially when it comes to home purchases. The fact that your friend is now in a position to pay you back (and then some) because of real estate appreciation is actually a pretty common and understandable scenario. A few practical tips from someone who's been through similar situations: First, if you paid the original $25K by check, your bank should still have records even after 12 years - they're required to keep them. Second, when you create that written acknowledgment that others mentioned, consider having it notarized. It's not required, but for $50K it's a small extra step that adds credibility. Also, don't stress too much about the Zelle reporting aspect. Payment apps are mainly focused on business transactions, and personal loan repayments between individuals typically fly under the radar. The key is being able to show the personal nature of the transaction if ever questioned. Your friend sounds like they're doing the right thing by wanting to share their good fortune with someone who helped them when they needed it. Just make sure you both document it properly and you should be fine!

0 coins

This is really reassuring to hear from someone with experience! I hadn't thought about getting the acknowledgment notarized, but you're right that for this amount it's worth the extra step. Quick question though - when you mention banks keeping records for 12 years, is that something I can just walk in and request? I'm pretty sure I wrote a check back then but I've switched banks twice since then. Would the old bank still have those records available, and do they typically charge fees for retrieving old statements or check images that far back?

0 coins

Most banks are required to keep check images and records for at least 7 years, but many keep them longer for larger transactions. You can definitely request records from your old bank - just call their customer service line or visit a branch with your ID and account information. They'll likely charge a fee (usually $5-25 per statement or check image), but it's worth it for this documentation. Even if you've switched banks, your old bank should still have your records on file. The process might take a week or two, but they can usually provide copies of checks, deposit slips, and account statements going back quite a while. If the original bank was acquired by another bank, the new bank typically maintains those historical records too. Pro tip: when you call, explain that you need the records for tax documentation purposes - sometimes they're more helpful when they understand it's for official record-keeping rather than just personal curiosity. Having that original check image would be golden evidence of the loan, especially combined with the written acknowledgment you're planning to create.

0 coins

Isaac Wright

•

make sure to check if they're using a legitimate PTIN (preparer tax identification number)! many of these sketchy tax preparers dont even have proper credentials. you can verify if they have a valid PTIN on the IRS website. if they dont, thats another violation to add to your report!!

0 coins

Maya Diaz

•

Great point! Last year I discovered my "tax professional" had an expired PTIN and was operating illegally. That single piece of information made my case much stronger with authorities. You can verify this at irs.gov/tax-professionals/ptin-requirements-for-tax-return-preparers

0 coins

Kara Yoshida

•

This is exactly why I always tell people to be extremely cautious with tax preparers who promise unusually large refunds. As a general rule, if someone is guaranteeing you'll get way more money back than you've ever received before, that's a huge red flag. Beyond filing police reports in both jurisdictions (which is solid advice), make sure you also report this to the IRS Office of Professional Responsibility if the preparer claimed to have any professional credentials. They take unauthorized filings very seriously, especially when preparers are intercepting client refunds. Also document EVERYTHING - save all text messages, emails, voicemails, and any promotional materials they used to advertise their services. The more evidence you have of their fraudulent practices, the stronger your case will be. This kind of documentation can help other victims too if this becomes a larger investigation. You might want to check if there are other victims by searching online reviews or social media for complaints about this company. Sometimes these operations target multiple people with the same scheme.

0 coins

Tasia Synder

•

This is such helpful advice! I wish I had known about the Office of Professional Responsibility before getting into this mess. Do you know if they can help recover funds or is it mainly just for disciplinary action against the preparer? I'm definitely going to search for other victims - you're right that these scams usually target multiple people. If I find others, should we all file separate reports or is there a way to coordinate our complaints for a stronger case?

0 coins

I just went through this exact same situation last month! My transcript showed "mailed" on a Tuesday and the check arrived the following Wednesday - so 8 days total including weekends. I'm in the midwest for reference. The anticipation is killer but hang in there! Also highly recommend that Informed Delivery service others mentioned - it's free and saved my sanity knowing exactly when it was coming.

0 coins

8 days sounds about right from what I've been hearing! I'm in the southeast so hopefully similar timing. Definitely going to check out that Informed Delivery thing - sounds like a game changer for my anxiety lol. Thanks for sharing your experience!

0 coins

I'm going through the same thing right now! My transcript updated yesterday showing it was mailed and I'm already obsessively checking the mailbox šŸ˜… From what I'm seeing here, looks like 5-8 days is pretty standard. That USPS Informed Delivery tip sounds clutch - definitely signing up for that today so I can stop driving myself crazy wondering if today's the day!

0 coins

Haha I'm literally in the exact same boat! Just joined this community because I'm going crazy waiting too šŸ˜‚ Mine also showed "mailed" yesterday and I've already made like 3 trips to check the mailbox today. This thread is making me feel so much better knowing I'm not the only one obsessing over this! Definitely getting that Informed Delivery set up ASAP - sounds like it'll save my sanity. Fingers crossed we both get ours soon! šŸ¤ž

0 coins

Prev1...31963197319831993200...5643Next