When did you file? I filed 2/12 with TurboTax and my transcripts just updated today with DDD of 3/17 too. Seems like a bunch of us are in the same batch of refunds.

I have an Emerald Card and got the same DDD of 3/17! Filed on 2/8 and was accepted same day. This is my second year with the card and last year they deposited exactly on the DDD date - it showed up around 2 AM that morning. I wouldn't count on it being early, but at least H&R Block is reliable about getting it to you on the actual date. The waiting is torture though, especially with a bigger refund like yours! I keep refreshing the app even though I know it won't change until the 17th 😅

Has anyone figured out how to handle the foreign tax paid section on the Stash 1099-B? Mine shows I paid like $4.32 in foreign taxes on some international ETF and idk where to put that in TurboTax?

I went through this exact same nightmare with my Stash 1099-B last year! Here's what finally worked for me: In TurboTax, go to Federal → Wages & Income → Investment Income → Stocks, Mutual Funds, Bonds, Other. Then select "Start" next to "Sales of stocks, mutual funds, etc." The key thing that saved me was realizing that Stash often breaks down your transactions differently than other brokers. Look for the "Summary" section on your 1099-B first - this will show your total short-term and long-term gains/losses. You can often enter these as summary amounts rather than going transaction by transaction. For the cost basis question that's confusing you - if your form shows "Various" in the date acquired column or has a "V" code, select "No, it was not reported to the IRS" and you'll need to enter your purchase info manually. If it has specific dates and amounts, select "Yes, it was reported." Don't stress too much about perfection - as long as you report all the income shown on the 1099-B, you're in compliance. The IRS already has a copy of your form anyway.

I've been running my freelance business for 6 years now. Quick tip that saved me a TON on taxes: track EVERYTHING business related. Seriously, I almost missed out on $4,800 in deductions my first year because I wasn't keeping good records of things like: - Home office (if you have dedicated space) - Portion of internet/phone bill used for business - Software subscriptions - Computer/equipment depreciation - Professional development (courses, books) - Health insurance premiums (self-employed) These all reduce your business income BEFORE the QBI calculation, which means they effectively give you double tax savings - once by reducing your income directly and again by reducing the base for your QBI calculation.

This is exactly the kind of question I had when I was transitioning to full-time freelancing! The confusion about QBI order of operations is so common. One thing I'd add to the great explanations here - make sure you're also considering quarterly estimated tax payments as you scale up. With $105K in revenue, you'll likely owe more than $1,000 in taxes, which means you need to make quarterly payments to avoid penalties. The QBI deduction is fantastic, but don't forget it only reduces your income tax, not your self-employment tax. So even with all these deductions, you'll still owe that ~$13,673 in SE tax on your net business income. Also, since you mentioned this is currently a side hustle - if you have W-2 income too, that complicates the QBI calculation because it's based on your total taxable income from all sources. The 20% QBI deduction is limited to 20% of your taxable income minus net capital gains, so having W-2 income might actually help you claim the full QBI deduction.

One thing no one is mentioning - check your STATE tax too! Federal tax is just part of it. In California, you'd owe another 13.3% on top of federal taxes. But in Texas, Florida, Wyoming and a few others, there's ZERO state income tax. Where you live matters HUGE!

This is a really complex situation for someone in high school! One important thing to consider is that you might want to consult with your parents or guardians about this too, since winning a prize this large could potentially affect their tax situation if you're still claimed as a dependent on their return. Also, beyond just the immediate tax implications, think about the ongoing costs - classic cars often require special insurance, storage, and maintenance that can be expensive. If you do win, you might want to connect with classic car communities or appraisers to get a realistic sense of what these specific cars might actually sell for, since that could be quite different from the stated prize value. The payment plan option with the IRS is real, but they do charge interest and penalties, so it's not free money. Given your age and income level, this could be a great learning opportunity about taxes and financial planning, but make sure you have adult guidance to help navigate it all!

Since your wife works at a nonprofit, she might want to check if they're eligible for any special grants that support remote workers. I serve on the board of a small nonprofit and we just got approved for a capacity building grant that specifically covers remote work expenses for our staff, including mileage reimbursements and home office setup. Many foundations have shifted their funding priorities to support flexible work arrangements since the pandemic. Your wife might mention this to her leadership team if they say they "can't afford" to reimburse these legitimate work expenses.

Just wanted to add another perspective as someone who's navigated similar territory with my spouse's W-2 employment situation. While the federal deduction elimination is frustrating, don't overlook some other potential strategies: 1) **State conformity variations**: As others mentioned, check if your state still allows these deductions. Some states like California, New York, and Pennsylvania haven't conformed to the federal changes. 2) **Employer advocacy**: Beyond just asking for reimbursement, consider proposing a formal policy change. Many nonprofits are more receptive when you frame it as "supporting all remote workers" rather than just personal requests. You could even offer to research and draft the policy language. 3) **Documentation for future**: Keep detailed records anyway. The TCJA provisions expire after 2025, so these deductions may return for 2026 and beyond. Having good documentation ready could be valuable. 4) **HSA/FSA considerations**: If she has access to a dependent care FSA, some home office expenses (like internet used for work) might qualify in certain situations. The key is being proactive with the employer conversation. Many nonprofits want to do right by their employees but simply haven't updated their policies for the remote work reality.