If you want to challenge this offset, follow these steps: 1. First, contact your state's child support enforcement agency - not the IRS - to request a formal review (do this immediately as there are strict time limits) 2. Gather all payment evidence including bank statements, canceled checks, and receipts 3. Submit a written request for administrative review citing specific reasons (payment errors, incorrect calculations, etc.) 4. If the state review is unsuccessful, some states allow you to appeal to a higher administrative level 5. As a last resort, you might need to file a motion in family court to correct the arrears amount I'd be cautious about expectations though. Unless there's a clear accounting error or you can prove payments weren't credited, these offsets are difficult to reverse.

On March 15, 2024, I successfully challenged a similar offset by proving an accounting error. Instead of disputing the entire offset, focus on verifying the exact amount. On January 22, I requested a full accounting from my state agency, which revealed they hadn't credited four payments made between October 3 and December 28 last year. If you can't stop the offset entirely, you might qualify for a hardship reduction under the Consumer Credit Protection Act if the offset exceeds 65% of your disposable income. This won't eliminate the offset but could reduce the amount taken.

Chime works fine. Been using it for taxes since 2021. No problems. Usually get money early. Double-check your numbers. That's all.

Back in 2022, I had my $3,842 refund sent to Chime and it arrived 36 hours before the official IRS deposit date. Last year, I had a similar experience with my $2,967 refund arriving early. The only difference I noticed compared to my previous traditional bank was that Chime didn't show the pending deposit - it just appeared in my account suddenly. With my credit union, I used to see "Pending IRS TREAS" for about 24 hours before it posted.

I... I think I might try calling that number tomorrow. I filed on February 1st with both EITC and CTC and still nothing. My rent is due in 5 days and I was really, really counting on this refund. Maybe if I call early, around 7:00 AM when they first open, I might have better luck getting through? Every day I check WMR and still just one bar... it's making me so anxious I can barely sleep.

According to the official IRS.gov updates and several tax professional forums I follow, there was indeed a processing delay for EITC/CTC returns this year. The IRS systems were updated on February 18th to begin releasing these refunds, but they're being processed in batches. If you check the r/IRS subreddit or the Facebook tax groups, many people who filed early February are just now seeing deposits this week. The IRS2Go app sometimes updates before the website version of WMR, so that might be worth checking too.

I filed on February 16, 2024 - just one day after you - and received my refund on March 12, 2024. However, my sister filed on February 14, 2024, and is still waiting. The IRS began accepting returns on January 29, 2024, and their published timeline states 21 days for most refunds, but that's just an estimate. Last year, I filed on February 3, 2023, and waited 31 days for my refund. The year before that, I filed on February 10, 2022, and waited 24 days. There's definitely variation even with similar filing dates.

You might want to consider checking if you're subject to the PATH Act, which could potentially delay your refund if you claimed certain credits. Generally speaking, the IRS processes most returns within 21 days, but there are several factors that might extend this timeline. If your return includes EITC or ACTC claims, the IRS cannot issue your refund before mid-February, regardless of when you filed. Additionally, if this is your first tax filing after a divorce, there could be some verification processes happening in the background.

The IRS API endpoints that power the WMR interface frequently experience latency issues during peak processing periods. This temporal inaccessibility doesn't necessarily indicate a problem with your return's adjudication status. I encountered identical authentication rejection parameters approximately 72 hours ago, yet my deposit materialized this morning without any interim status updates becoming available.

Same thing happened to me yesterday. I tried everything - different browsers, cleared cache, even used my wife's phone. Nothing worked. Then this morning it's back to normal showing my refund is still processing. The IRS systems are just a mess right now with tax season in full swing. Don't waste your time trying to fix it - it's definitely on their end.

Tbh, SBTPG isn't doing anything illegal here. Their TOS clearly states the timeline (ppl just don't read it). They're a biz that fronts the $ for tax prep fees & takes on risk if ur return gets rejected. The delay is bc they're processing thousands of refunds daily. The msg change is actually a good sign - means IRS sent ur $ and it's moving thru their system. I've worked w/ financial processors b4, and 48hrs is pretty standard for ACH transfers. Not saying it doesn't suck to wait, but there's legit reasons for the timeline.

Last year I had the same issue with SBTPG and Credit Karma. The message changed to "in queue" on a Thursday, and I was checking my bank account literally every hour. Nothing Friday, nothing Saturday, nothing Sunday... finally got it Monday morning. I called SBTPG twice and got different answers each time. One rep said it was "processing normally" and another said there was a "batch delay." Now I just file directly with the IRS and get my refund sent straight to my bank. Yes, I have to pay the preparation fee upfront, but I get my full refund 3-5 days faster. Is it worth the extra waiting time to have the fee taken out of your refund instead of paying upfront?

When this happened to me, I spent 3 days trying to get through to the IRS on their regular number. Complete waste of time. Finally used Claimyr (https://claimyr.com) to get through to an agent in about 30 minutes. The agent told me exactly what was flagged in my return and I was able to resolve it that same day by faxing one document. Saved me weeks of anxiety and waiting.

Check your transcript online if you can. It often shows more detailed information than WMR. Look for specific codes like 570/971 which indicate what type of review they're doing.

OMG I'm in the EXACT same boat!!! Filed on January 29th and STILL waiting! Called yesterday and they told me it could be ANOTHER 60 DAYS!!! I have bills due NOW! This is absolutely INSANE! The deadline for us to file is strict but they can take FOREVER to process?! 😤😤😤 If I owed them money they'd be charging me interest and penalties already!

This delay is actually shorter than what many people are experiencing with amended returns. Standard processing is running about 10-18 weeks compared to amended returns taking 6-8 months in some cases. The error correction queue moves faster than the manual review queue, at least based on what I've seen across different tax situations.

I'm concerned about what I'm seeing with WV processing compared to previous years. In 2023, my return with dependents processed in 18 days. This year, I'm at 37 days and counting. My colleague in Maryland filed the same day with similar credits and received his refund two weeks ago. Another colleague in Pennsylvania filed a week after me and already received hers. This suggests regional disparities in processing efficiency that could disadvantage WV filers if the trend continues into future tax seasons.

Has anyone else noticed that WV filers who claimed exactly two dependents seem to be getting processed faster? Or is that just coincidence in my social circle? And why does the IRS never acknowledge these regional patterns when they clearly exist? Wouldn't it be more transparent to just say 'Hey, if you're in these states, expect X timeframe' instead of the generic '21 days' that rarely applies to anyone with dependents?

According to the IRS.gov processing guidelines (https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions), identity verification cases require additional processing time beyond normal returns. The current published timeframe indicates 3-6 weeks after verification, though many are reporting faster processing. I'm concerned that with the current backlog mentioned in the National Taxpayer Advocate report from April 2024, some verification cases are taking longer than the published guidelines.

Is anyone else noticing that returns with W-2G gambling income seem to trigger these verification letters more often? And why does the IRS send these letters without any warning on the WMR tool? Shouldn't there be some kind of indication that verification is needed before the letter arrives weeks later?