I'm also new to this community and going through the exact same frustrating situation! Filed my 2023 return back in March 2024, they cashed my payment check within 2 weeks, but my return is still showing as "not received" nearly a year later. Reading through all these responses has been incredibly eye-opening - I had no idea that the IRS payment processing and return processing systems were completely separate! It finally makes sense why they can process payments at lightning speed but take forever to acknowledge receiving the actual return. I've been keeping detailed records (certified mail receipt, bank statements showing cleared checks, screenshots of my online account) but the uncertainty has been really stressful. This thread has convinced me to stop waiting passively and call them Monday morning right at 7am based on everyone's advice, especially @Mei Zhang's success story about getting a confirmation number. It's absolutely maddening but honestly so reassuring to know there's an entire community of us dealing with this same bureaucratic mess. Thank you all for sharing your experiences - it's given me the courage to be more proactive instead of just hoping it resolves itself!

I'm new to this community and dealing with this exact same issue! Filed my 2023 return in May 2024, they cashed my payment check within 10 days, but my return has been stuck in "not received" status for almost 10 months now. Reading through this entire thread has been both incredibly frustrating and deeply reassuring - I had no idea so many people were caught in this same bureaucratic nightmare! The explanation about their payment processing and return processing being completely separate systems finally makes this chaos make sense. It's absolutely mind-boggling that they can grab your money in days but take nearly a year to acknowledge your paperwork exists. I've been documenting everything obsessively (certified mail receipts, copies of cashed checks, screenshots of account status) but the anxiety has been overwhelming. This thread has given me the motivation I needed to stop waiting around hoping it magically fixes itself. Based on everyone's advice, especially @Mei Zhang's success with getting through at 7am and receiving a confirmation number, I'm calling them first thing tomorrow morning with all my documentation ready (SSN, filing date, payment amount, check clearing date). It's ridiculous that we have to become tax return detectives just to track down our own filings, but I'm so grateful to have found this community of people dealing with the same broken system. Thank you all for sharing your stories - it's made me feel so much less alone and given me the courage to actually take action!

I've been through this exact scenario multiple times, and I can confidently say your transcript is the source you should trust. The 846 code with a specific deposit date is essentially the IRS's official confirmation that your refund has been processed and scheduled for release. What's happening here is pretty typical - the transcript system pulls data directly from the IRS's core processing systems, while WMR is more of a public-facing dashboard that updates on a different schedule. During busy periods like April, this lag becomes even more pronounced because their systems are under heavy load. Since you mentioned being meticulous about your business expenses and deductions, you can rest easy knowing that if there were any issues with your return, you wouldn't have gotten that clean 846 code with a deposit date. The IRS has already reviewed and approved your return - Friday's date is solid. As a small business owner myself, I totally get needing that certainty for cash flow planning. You can confidently count on that money hitting your account Friday (or possibly Thursday evening if your bank processes early). WMR will eventually catch up, probably sometime next week, but by then you'll already have your refund in hand!

I'm going through the exact same thing right now! Filed on March 2nd and my transcript updated yesterday showing a refund date of April 19th, but WMR is still stuck on "still being processed." Reading through all these responses has been incredibly helpful - I had no idea that the transcript pulls from the IRS's internal systems while WMR is just a delayed public interface. As a fellow small business owner, I completely understand the stress about cash flow timing. I have supplier payments due next week and was panicking about whether I could rely on that Friday date. It sounds like the consensus is pretty clear that the transcript is the reliable source here. Has anyone noticed if certain banks tend to release these federal deposits earlier than others? I bank with a local credit union and I'm hoping they might process it Thursday night like some of you mentioned. Either way, it's such a relief to know this discrepancy is normal and not a sign that something went wrong with my return!

Reading through all these responses has been incredibly enlightening! I had no idea about the February 15th extended deadline for investment firms versus the January 31st deadline for employers. That explains why I get my W-2 from work so much earlier than my 1099s from my brokerage accounts. I'm still waiting on forms from both Fidelity and TD Ameritrade, and like many others here, I was getting frustrated thinking they were just being slow. Now I realize they're actually well within their legal timeframe. The tip about checking notification settings is gold - I just logged into both my accounts and enabled email alerts for tax documents. I've been wasting so much time manually checking every few days when I could just get notified automatically. I'm also taking the advice about using this waiting period more productively. Instead of stressing about the delay, I'm going to spend the next week organizing all my other tax documents and maybe reviewing last year's return to see if I missed any deductions. Sometimes these delays really can be blessings in disguise for being more thorough! Thanks everyone for turning my frustration into a learning opportunity. This community is incredibly helpful!

This has been such an informative thread! I'm a new member here and dealing with my first year of having significant investment income, so I was completely confused about these deadlines. Like the original poster, I was getting frustrated with my Schwab account for not having my 1099s ready yet when my employer sent my W-2 weeks ago. The explanation about Section 6045 giving brokerages until February 15th really cleared things up for me. I had no idea there were different legal deadlines for different types of tax forms. It makes sense that investment reporting would be more complex - I've noticed some of my dividend payments got reclassified throughout the year, so I can see why they need extra time to ensure accuracy. I'm definitely going to follow the advice about using this waiting period more productively instead of checking my account every day. I think I'll organize my receipts for potential deductions and maybe review some of the tax strategy posts that were mentioned. Thanks to everyone for sharing their experiences and turning what felt like a frustrating delay into a learning opportunity!

After dealing with SBTPG for several years now, I can confirm they definitely process internally on weekends but won't release funds until business days. What's particularly frustrating is that their customer service is basically non-existent on weekends - you can't even get through to ask about status updates. I've found the best strategy is to check the SBTPG portal Friday evening to see if they've received your refund, then just forget about it until Monday afternoon. The waiting game is brutal, especially when you know the money is just sitting there, but at least it's predictable once you understand their pattern. For what it's worth, Cash App typically posts deposits pretty quickly once SBTPG actually releases the funds, so you should see it within a few hours of them sending it out on Monday.

I'm going through this exact same situation right now and honestly, reading through everyone's experiences here has been more helpful than anything I could find on SBTPG's official website! My DDD was also 5/24 (Friday) with Cash App, and I've been checking obsessively all weekend. The SBTPG portal shows they received my refund Friday morning, but like everyone else is saying, no actual movement yet. It's my first time dealing with this whole process and I had no idea these delays were so standard. The fact that they can process internally on weekends but choose not to release funds until business days feels deliberately designed to maximize their float time. At least now I know to stop refreshing my Cash App every 30 minutes and just wait for Monday! Thanks to everyone who shared their timelines - it really helps to know this waiting game is normal, even if it's frustrating. Fingers crossed we all see our money Monday afternoon! 🤞

As someone who works in tax preparation, I want to emphasize a few key points that will make this process smoother for you: First, gather all your documents before you start filing. You'll need your W-2 (which should show California wages and withholding), any 1099s if applicable, and records of when you started/ended work in California. The timing matters because it affects how you allocate income between states. Second, California's Form 540NR is actually designed for exactly your situation - nonresidents who earned income while working in California. The form will walk you through reporting only your California-source income (that $12,800). Don't overthink this part. For Arizona, you'll file Form 140 as a resident and report ALL your income, including the California wages. Then use Form 301 to claim credit for the California taxes you paid. Arizona's instructions are pretty clear on this process. One often-overlooked detail: if you had any other income during the year (maybe a part-time job in Arizona, scholarships, etc.), make sure you properly allocate everything to the correct state. Only income earned while physically present and working in California gets reported on the California return. The good news is that at your income level, you'll likely get refunds from both states due to over-withholding. Employers typically withhold as if you'll earn that wage all year, but since you only worked three months, your effective tax rate should be much lower. Start with California first, then do Arizona once you have the California numbers. The system really does work to prevent double taxation!

Just wanted to add one more consideration that hasn't been mentioned yet - if you're planning to do internships in other states in future summers, it's worth keeping a template or checklist of this process for next time. I've done internships in three different states over the past few years (I'm in grad school now), and having a systematic approach really helps. I keep a simple spreadsheet tracking: work start/end dates, total wages earned in each state, state taxes withheld, and which forms I need to file where. It makes the whole process much faster each year. Also, don't be surprised if your Arizona refund takes a bit longer to process than usual. Multi-state returns with credits sometimes get flagged for additional review, especially if it's your first time filing in multiple states. In my experience, it's usually just a routine verification process, but it can add 2-4 weeks to your refund timeline. The silver lining is that once you've done this process once, you'll feel much more confident handling any future multi-state tax situations. And like others have mentioned, you'll likely get money back from both states due to over-withholding on your summer wages!