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Is it possible to claim my ex-wife as a dependent since we divorced? Can I still file as head of household?

My ex and I finalized our divorce in September last year, but I was still financially supporting her throughout the entire year. She only made about $4,800 for the whole year, which I know is under the threshold for dependents. We didn't have anyone else living with us in the house. I'm planning to prepare both of our tax returns (she's completely fine with this arrangement). Just trying to figure out if I can claim her as a dependent on my taxes since I provided most of her support, and also wondering if I qualify for head of household filing status even though we're technically divorced now? This would really help with my tax situation this year.

Has anyone mentioned the "qualifying relative" rules? Even though an ex-spouse can't be claimed, sometimes people don't realize they can claim other adults in their household. My roommate lost his job last year and I supported him (paid over half his expenses and he made under $4200). My tax guy said I could claim him as a dependent even though we're not related because he lived with me all year. Might not help with the ex-wife situation but worth knowing.

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Are you sure about this? I thought dependents had to be related to you by blood or marriage. This is the first I'm hearing about being able to claim non-relatives like roommates!

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Yes, @Yuki Yamamoto is correct to be surprised! The IRS does allow you to claim non-relatives as qualifying relatives under certain conditions. The key requirements are: they must live with you the entire year, you must provide more than half their support, their gross income must be under the threshold $4,700 (for 2023 ,)and they can t'file a joint return with someone else. The relationship test is broader than most people think - it includes any "individual who lives with you all year as a member of your household even" if not related by blood or marriage. However, the relationship can t'violate local laws so (unmarried couples in places where cohabitation is illegal wouldn t'qualify .)It s'definitely an overlooked rule that could help some people!

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If u cant claim ur ex, maybe see if u can deduct any alimony payments? I think the old tax rules let u deduct alimony but new rules changed that for recent divorces. worth looking into tho.

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I'm not paying her alimony officially - it was more informal support while she was getting back on her feet. But that's good to know about the rule changes with alimony. Seems like I'm just going to have to file as single this year from what everyone is saying.

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How to import ETrade 1099s to FreeTaxUSA - is manual entry required?

I've been using TurboTax for years but the price keeps going up, so I'm looking at switching to FreeTaxUSA this year. The interface seems pretty straightforward, but I can't figure out if there's a way to import my ETrade 1099s directly or if I need to enter everything manually. I've got a bunch of stock trades from last year (maybe 30-40 transactions), and manually entering all that data sounds like a nightmare. I've looked through their website and FAQs but can't find clear information about ETrade specifically. Their import section mentions some brokerages but I'm not seeing ETrade listed. Has anyone used FreeTaxUSA with ETrade accounts before? Is there a direct import option I'm missing, or am I going to have to sit here typing in every single transaction? Any tips would be appreciated!

If you're just looking to avoid manual entry, FreeTaxUSA probably isn't for you. I've used it for 5 years and what you save in money, you "pay" in time with manual entry. For simple returns it's great, but with lots of investment transactions, you might be better off with TurboTax or H&R Block despite the higher cost. That said, if you're determined to use FreeTaxUSA, here's what I do for my ETrade stuff: 1. Use ETrade's cost basis report (not just the 1099) 2. Focus on entering the summary information where possible 3. Set aside a dedicated chunk of time - it will take longer than you expect 4. Double-check your numbers - easy to make typos with manual entry

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I made the switch from TurboTax to FreeTaxUSA last year and dealt with the same ETrade import issue. Here's what worked for me: ETrade provides a "Realized Gains and Losses" report in their tax center that's much cleaner than trying to work from the 1099-B directly. You can download it as a CSV file and it breaks everything down by short-term vs long-term gains, which matches exactly how FreeTaxUSA asks for the information. For the 40 transactions you mentioned, you'll likely be able to use the summary totals if they're all covered securities (most ETrade transactions from recent years are). FreeTaxUSA has a streamlined entry option where you just enter the totals from each category rather than individual trades. The whole process took me about 45 minutes once I had the right report from ETrade. Way better than I expected, and I saved over $100 compared to TurboTax's pricing this year. The trade-off in convenience was definitely worth it for me.

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Code 570 on my transcript - PATH Act delay or actual issue?

Question? Looking on my transcript i have a 570 code, is that from being on the PATH Act hold or is their really a problem? I filed on February 12th and my transcript updated on March 18th with this code. Last year I had a similar situation but my refund came through without any issues on April 2nd. Just wondering if I need to take action or just wait it out?

I've been through this multiple times and here's what you need to know about code 570: โ€ข It's a temporary hold that can be triggered by many different things โ€ข If it's PATH Act related, you'll usually see TC 570 with a date of April 15, 2024 โ€ข If you claimed refundable credits (EITC/ACTC), the PATH Act prevents refunds before mid-February โ€ข A 570 followed by 971 usually means they're sending you a letter โ€ข Most 570 codes resolve within 2-3 weeks without any action required Most importantly, don't panic - about 70% of these resolve automatically.

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I'm dealing with something similar right now! Filed in early February and got a 570 code that appeared last week. From what I've researched, the timing matters a lot - if your 570 appeared around the same time as mine (mid-March), it's more likely to be routine verification rather than PATH Act related. The PATH Act delays typically show up much earlier in the process. I'm trying to stay patient since you mentioned last year worked out fine by April 2nd. Fingers crossed we both see movement soon!

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Has anyone filed Form 2441 with a caregiver refusing to provide SSN? Will this delay my refund?

So I'm trying to finish up my taxes and claim the Child and Dependent Care Credit using Form 2441. The problem is that my daughter's babysitter is refusing to give me her Social Security number. She watches my 3-year-old three days a week while I work, and I paid her about $6,300 last year in cash. I've explained that I need her SSN to claim the credit on my taxes, but she's being really difficult about it. Says she "doesn't give that information out" and got all weird when I mentioned it's for tax purposes. I'm worried that if I submit Form 2441 without her SSN, my entire refund will get flagged and delayed. I'm counting on that money coming back quickly! Has anyone dealt with this before? Did the IRS hold up your entire refund or just that portion of it? I'm tempted to just make up a number but I know that's probably illegal and would cause more problems.

This whole thing just shows how broken our tax system is. Why should regular people have to jump through all these hoops just to claim a legitimate credit? The government wants people to work but makes childcare expenses complicated to claim. And then we have to chase down sitters and babysitters for their personal info which makes everyone uncomfortable. I had the same issue with my mom's caregiver. Ended up writing "REFUSED" and my refund was delayed by 2 months! That's ridiculous. The IRS should have a better system for this by now.

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I feel this in my soul. I had a similar issue but with multiple caregivers throughout the year (one quit, one moved, etc). Trying to track them all down for tax info was a nightmare. One of them had moved out of state and completely ghosted me when I mentioned taxes. My refund got held up for almost 3 months! I finally got a letter asking for additional documentation, sent everything in, and then waited another month. The system definitely penalizes honest people trying to do things correctly.

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I'm dealing with this exact situation right now! My daycare provider gave me her business name but refuses to provide her EIN, saying she "handles her own taxes." I've been going back and forth with her for weeks. What's frustrating is that I'm trying to do everything by the book, but these providers make it so difficult. I understand they might be concerned about tax implications on their end, but legally they're supposed to provide this information if we're claiming the credit. Has anyone had success explaining to their caregiver that providing the SSN/EIN doesn't automatically mean the IRS will audit them or cause problems? I'm wondering if there's a way to reassure her that this is just standard tax documentation. I really don't want to lose a good daycare provider over this, but I also don't want to miss out on a significant tax credit that I'm entitled to claim.

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IRS Transcript Shows "Return Not Present" Despite TurboTax Confirmation from February 10th

I checked my transcript today and it shows not filed but I definitely filed back in February. I have confirmation from TurboTax and everything. This is so frustrating because I need this refund. I'm looking at my Account Transcript from the IRS right now and I'm completely confused. Here's what my transcript shows: Internal Revenue Service United States Department of the Treasury Request Date: 01-31-2025 Response Date: 01-31-2025 Account Transcript FORM NUMBER: 1040 TAX PERIOD: Dec. 31, 2024 It clearly states "RETURN NOT PRESENT FOR THIS ACCOUNT" and under TRANSACTIONS it says "No tax return filed" The transcript shows my: ACCOUNT BALANCE: 0.00 ACCRUED INTEREST: 0.00 AS OF: Feb. 11, 2025 ACCRUED PENALTY: 0.00 AS OF: Feb. 11, 2025 ACCOUNT BALANCE PLUS ACCRUALS: 0.00 My filing status shows as Single with 00 exemptions, but there's no information about my Adjusted Gross Income, Taxable Income, or Tax Per Return. It's like they have no record of my return at all! I e-filed through TurboTax on February 10th and got a confirmation email saying it was transmitted to the IRS. I even paid the TurboTax filing fee and everything. I've been counting on this refund to pay some bills, and now I'm in limbo. Anyone else dealing with this or know what's going on? Could my return be stuck in processing somewhere? Should I refile or will that make things worse? I tried calling the IRS but can't get through to a human.

I'm dealing with the exact same situation! Filed through TurboTax on February 7th and my transcript is showing "Return Not Present" too. It's been really stressing me out because I need that refund for some medical bills. After reading all these comments, it seems like there's definitely something going on with February filings through TurboTax. So many of us are experiencing the same thing - got confirmation emails but transcript shows nothing filed. I just tried the taxr.ai tool that everyone's been recommending and honestly it was really helpful! For just $1 it analyzed my transcript and explained that the "not filed" status doesn't necessarily mean your return is lost - it often shows up when returns are in a verification queue or there's a processing backlog. It gave me a timeline of what to expect and when I should start worrying if nothing changes. Way better than trying to decode the IRS phone system that never lets you talk to a human. At least now I have some idea of what's happening instead of just panicking every day checking my transcript. Hopefully we'll all see our returns show up processed soon! ๐Ÿ™

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Thanks for sharing your experience with taxr.ai! I'm in a similar boat - filed Feb 11th through TurboTax and same "Return Not Present" showing on my transcript. It's such a relief to hear that the tool actually explained what's happening instead of leaving you guessing. The fact that so many February TurboTax filers are dealing with this exact issue makes me think it's definitely a processing backlog rather than something wrong with our individual returns. Going to check out taxr.ai too since the IRS phone lines are basically useless. Thanks for taking the time to share what you learned - really helps calm the nerves! ๐Ÿ˜Š

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I'm going through the exact same thing! Filed February 12th through TurboTax and my transcript shows "Return Not Present" even though I have all the confirmation emails. It's been so stressful because I really need that refund money. After reading through all these comments, it's actually reassuring to see so many people dealing with this exact issue - especially other February TurboTax filers. Makes me think it's definitely a processing backlog or system issue rather than something we did wrong. I just tried the taxr.ai tool that everyone's been mentioning and wow, it was actually really helpful! For just $1 it analyzed my transcript and explained that "Return Not Present" often shows up when returns are stuck in verification queues or processing backlogs. It gave me a realistic timeline of what to expect and when I should actually start worrying if nothing changes. Way better than trying to get through to the IRS phone system which seems impossible right now. At least now I have some actual information about what's happening instead of just checking my transcript daily and panicking. Hoping we all see our returns processed soon! ๐Ÿคž

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