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To all those having trouble reaching a human at IRS. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/_kiP6q8DX5c
This message means the IRS has approved your refund but there's a that needs to be paid first - could be child support, state taxes, student loans, or other federal debts. The Bureau of Fiscal Service will automatically deduct what you owe from your refund and send you the remainder (if any). You'll receive a notice in the mail explaining exactly what was taken and the contact info for the agency you owed. The "Where's My Refund" tool will update with your final refund amount after the offset is processed. If you're not sure what this could be, you can call the Treasury Offset Program at 1-800-304-3107 to find out which agency is claiming the debt.
17 Does anyone know if the FreeTaxUSA Deluxe package includes state filing too? Or do you have to pay extra for state returns even with Deluxe? TurboTax always gets me with those extra fees!
I switched from TurboTax to FreeTaxUSA last year and can share my experience with their audit protection. The $7.99 Deluxe package does include "Audit Assist" but it's important to understand what you're getting - it's more like having a knowledgeable guide rather than someone who will handle everything for you. When I got a notice from the IRS about a discrepancy (turned out to be their error), FreeTaxUSA's support walked me through exactly what documents to gather and how to respond. They provided templates and reviewed my response letter before I sent it. While they don't represent you directly to the IRS, their guidance was thorough and gave me confidence in handling the situation. The key difference from TurboTax's audit defense is that you're still doing the legwork - but honestly, for most audit situations, that's perfectly adequate. Plus at $8 vs TurboTax's much higher fees, it's hard to beat the value. Just make sure you understand you'll be the one communicating with the IRS, not FreeTaxUSA.
Fyi filing jointly isn't always better!! My wife and I actually paid MORE taxes when we filed jointly our first year because of something called the "marriage penalty" - it happens when both spouses have similar high incomes. We would've saved almost $3000 if we'd done married filing separately. Def worth running the numbers both ways before deciding!!!
This is important advice. I work in payroll and see this all the time. Marriage penalty hits hardest when both spouses earn similar amounts above about $80k each. If one spouse earns significantly more than the other, you usually benefit from filing jointly.
This is really helpful - I had no idea about the marriage penalty! My husband and I both make around $85k each, so we definitely need to calculate both ways. Is there an easy way to figure out which filing status saves more money, or do you basically have to prepare your taxes both ways to compare? Also, @Dyllan Nantx, just to echo what everyone else said - you're totally fine to file jointly! The legal marriage date is August, which is what matters. The certificate delay won't cause any issues with the IRS.
bruh why they gotta make everything so complicated with all these codes n dates? π€‘ irs needs to get with the times fr
ong bro its like they trying to make it hard on purpose π
Based on your transcript, you're looking at a solid refund! Your Code 150 shows $2,545 in tax liability, but your credits (766 + 768) total $12,143, so you should get back around $9,598. The processing date of 02-24-2025 is actually really good - means they're working on it early. With EIC involved, expect maybe 2-3 weeks from that processing date for direct deposit. The CMCOTMCTT TAA is just internal IRS accounting stuff, don't worry about that part. Your cycle date 20250605 shows normal processing sequence. Keep checking your transcript every few days for a 846 refund code with your actual refund date!
Mateusius Townsend
Check your mail! The notice will come in 5-7 business days usually. Dont freak till you see what it actually says
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Ben Cooper
β’ok thx! will keep an eye on my mailbox π¬
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Benjamin Carter
I had the same thing happen to me last year and it turned out to be just a CP12 notice for a minor math error correction. The IRS adjusted my refund by like $15 but I still got the rest of it. The "Notice issued" status is actually a good sign because it means they're actively processing your return instead of it just sitting there. Since you claimed EIC, they're probably just doing their standard review - it's super common this time of year. Try not to stress too much until you get the actual notice in the mail!
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