Hey everyone! Another Langley FCU member here checking in. Filed 1/31 and got the same 2/29 DD date on WMR. Been refreshing my account obsessively but still nothing as of this afternoon. Called Langley this morning and got the usual "we don't see any pending deposits" response. Really hoping to see some movement soon - need this refund for some unexpected medical bills that came up. Will definitely post an update if/when mine hits! Seems like we're all in the same waiting boat with Langley being slower than other banks. Hang in there everyone! 💪

Langley FCU member here too! Filed 2/4 and have the same 2/29 DD date showing on WMR. Still nothing in my account as of this evening. I've been following this thread all day and it's honestly relieving to see so many of us Langley folks in the exact same situation - at least we know it's not just us! I called Langley earlier today and got the same response everyone else did about no pending deposits. Based on what others have shared about Langley being more conservative with posting deposits, I'm thinking we might see movement tomorrow or early next week. This is my first year with Langley (switched from Wells Fargo) so I wasn't sure what to expect timing-wise. Thanks everyone for sharing your experiences - makes the waiting a little less stressful knowing we're all in this together! I'll definitely update when mine hits. Fingers crossed for all of us! 🤞

This is really eye-opening information! I'm new to this community and have been going through the same stressful waiting game. I filed my return in early February and have been checking my transcript multiple times daily for weeks with no 846 code showing up yet. Reading everyone's experiences here has been a huge relief - I had no idea that the IRS systems could be this out of sync with each other. I've been making the mistake of only monitoring my transcript and getting increasingly anxious when nothing updates. Now I'm definitely going to start checking my bank account just as frequently. It's honestly pretty frustrating that we have to piece together this kind of basic information from community experiences rather than getting clear guidance from the IRS directly. You'd think they could at least put a notice on their website explaining that refunds might arrive before transcript updates, but apparently that's too much to ask for! 😅 Has anyone noticed if there are certain times of day when these deposits typically hit bank accounts? I'm wondering if I should be checking at specific intervals or just randomly throughout the day. Thanks everyone for sharing your real-world experiences - this has been way more helpful than anything I've found on official IRS resources!

This is incredibly helpful information! As someone new to this community, I've been driving myself crazy checking my transcript every few hours for weeks waiting for that 846 code to appear. I had no idea that refunds could actually hit bank accounts BEFORE the transcript updates - that completely changes my monitoring strategy! I filed early February and have been exclusively focused on transcript updates, getting more anxious each day when nothing changed. After reading all these real experiences, I'm definitely going to start checking my bank account just as frequently. It's honestly mind-blowing that in 2025 the IRS can't keep their own systems synchronized, but I guess that's just the reality we're dealing with. What strikes me most is how we're all having to crowdsource this basic operational information that the IRS should just explain clearly on their website. A simple notice saying "refunds may arrive 24-48 hours before transcript updates" would save millions of taxpayers so much stress and confusion! Thanks everyone for sharing your actual experiences - this thread has been more informative than hours spent navigating official IRS resources. Now I know to watch both systems instead of putting all my faith in that elusive 846 code! 🙏

Has anyone actually looked at the IRS website about this? They specifically say on the AOTC page: "expenses for books, supplies and equipment needed for a course of study are included in qualified education expenses whether or not the materials are purchased from the educational institution." Since your school REQUIRES a computer and internet for your online program, they should absolutely qualify! The key is that they're REQUIRED, not just helpful or convenient.

Great question! Based on what you've shared, you should absolutely be able to claim both your laptop and internet expenses for AOTC. Your school's explicit requirements make this a pretty clear case. A few key points for your situation: **Computer & Internet:** Since Central Texas Online specifically states students "need access to a computer 4-5 times per week" and requires a "high-speed connection," these aren't personal expenses - they're required educational equipment. The fact that they list minimum technical requirements on their website is perfect documentation. **Scholarship allocation:** You're smart to think about this! Since your scholarship ($3,250) is less than your tuition payments ($3,400), you only have $150 of qualified tuition expenses. But this actually works in your favor - you can claim all $2,350 of your other educational expenses (laptop + internet + books) for AOTC since the scholarship didn't cover them. **Documentation to keep:** - Screenshots of your school's computer/internet requirements page - Receipt for the laptop showing January 2023 purchase date - Internet bills for 2023 - Your course enrollment showing all online classes **One consideration:** For the internet, you might want to calculate what portion was used for education vs. personal use if you want to be conservative, though since you were a full-time student taking only online classes, a strong argument exists for claiming the full amount. Your total qualified expenses would be $2,500 ($150 tuition + $2,350 other expenses), which puts you right at the maximum for full AOTC benefit. Definitely claim these expenses!

I can definitely relate to your confusion! I moved from Oregon to Nevada last year and had the exact same experience with TurboTax showing my W-2 info before I received it in the mail. It really freaked me out at first too. What everyone else has said is spot on - this is completely legitimate. Your Iowa employer filed your W-2 electronically with the IRS by January 31st (which is required by law), and TurboTax can access this through their data partnerships. The paper copy you're waiting for is just for your personal records. Since you moved mid-year, definitely pay close attention to the state tax withholding sections when you do get your paper W-2. Check that your Iowa employer stopped withholding Iowa state tax after August when you moved to California. I had a similar issue where my Oregon employer kept withholding Oregon taxes for two months after I moved to Nevada (which has no state income tax). I had to file for a refund from Oregon for those months. Also, make sure you keep good records of your move date - lease agreements, utility setup dates, etc. You'll need these to prove your residency change for tax purposes. The multi-state filing is definitely more complex, but TurboTax should walk you through allocating your income properly between Iowa and California based on when you lived in each state. You can confidently proceed with filing using the imported information, but definitely verify everything against your paper W-2 when it arrives!

This is such a common source of confusion, especially for people dealing with multi-state moves! What you're experiencing is completely normal and legitimate. TurboTax has partnerships with major payroll providers (like ADP, Paychex, etc.) that allow them to import W-2 data as soon as employers submit it electronically to the IRS. Your Iowa employer was required to file your W-2 electronically by January 31st, but they have until February 28th to mail you the paper copy. That's why TurboTax already has your information while you're still waiting for the physical document. Since you moved from Iowa to California in August, here are a few things to double-check when your paper W-2 arrives: - Verify that Iowa state tax withholding stopped after August (your move date) - Make sure the income allocation matches the months you actually worked in Iowa vs. California - Check that all the numbers match what TurboTax imported (they almost always do, but it's good practice) You can safely proceed with filing using the imported data - it's the same information the IRS has on file. Just keep your paper W-2 for your records when it arrives. Multi-state returns can be tricky, but TurboTax should guide you through properly allocating your income between the two states based on your residency dates.

Make a payment through DirectPay NOW!!! I had this exact thing happen to me in 2021 and thought I'd just wait for the rejection notice. Big mistake. The incorrect bank account happened to be a valid account (just not mine) and the payment "went through" but then was returned a week later. By then I was past the deadline and got hit with penalties.

This is such a stressful situation but you're definitely not alone! I had something similar happen with a wrong routing number last year. Here's what I learned: 1. **Act fast** - Don't wait for rejection notices. The payment will almost certainly fail, but you don't want to risk missing the deadline. 2. **Make a backup payment immediately** - Use IRS Direct Pay (irs.gov/payments) with your correct bank info. It's free and processes quickly. This ensures you're covered by the deadline. 3. **Keep records** - Save confirmation numbers from both the original (incorrect) payment attempt and your new payment. This will help if there are any questions later. 4. **Check your account transcript** - You can access this through the IRS website or some of the third-party services others mentioned. This will show you the status of all payments. The good news is that wrong account number payments almost always get rejected automatically by the banking system, so you likely won't be charged twice. But making a correct payment now gives you peace of mind and protects you from penalties. The IRS is usually understanding about honest mistakes like this if you're proactive about fixing them.