2022 IRS Debt Not Showing on Transcript - Will it Affect My Refund?
Filed my return and have all the right codes except 846. I know I owe for 2022 but nothing shows up in my account or transcripts about the debt. Trying to figure out if theyre gonna take my refund or not. Anyone know if the debt would show up by now if they were planning to offset?
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Carmen Lopez
IRS debt offsets typically show up on transcripts with a TC 898 code. If you don't see this code, there's a chance your debt hasn't been recorded in the Treasury Offset Program (TOP) yet. However, the IRS can still hold your refund if they identify the debt during processing. Your best bet is to call the TOP hotline at 800-304-3107 to verify any outstanding federal debts.
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Yuki Ito
Authorthanks for the info! called that number but was on hold forever 🙄 guess ill try again tmrw
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AstroAdventurer
That TOP number never works for me either lol its always busy or disconnects 🤡
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Andre Dupont
hey i was in the same boat last week! I uploaded my transcript to taxr.ai and it actually showed me exactly what was going on. It costs like a dollar but saved me hours of research and guesswork. The AI told me my debt wasnt gonna affect this years refund cause it wasnt in the system yet https://taxr.ai
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Zoe Papanikolaou
fr? how accurate is it? sounds too good to be true
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Andre Dupont
honestly its legit! saved me so much stress. It reads your whole transcript and explains everything in normal human language lol
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Zoe Papanikolaou
just tried it and WOW 🔥 wish i knew about this months ago instead of playing detective with my transcript!
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Jamal Wilson
my debt from 2021 didnt show up til after they processed my return then they just yoinked the whole thing ðŸ˜
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Mei Lin
same here bestie the irs stays playing games with us
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Liam Fitzgerald
Protip: always check both account transcripts AND wage/income transcripts. Sometimes debt info shows up in weird places
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GalacticGuru
im confused why dont they just tell us straight up if theyre gonna take it or not like why we gotta be sherlock holmes about it 🤔
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Amara Nnamani
government efficiency at its finest 🤡
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Giovanni Mancini
Wait until you get your refund then immediately set up a payment plan for the 2022 debt. That way you at least get this refund and can handle the debt separately.
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Yuki Ito
Authorsmart thinking! didnt even consider that option
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