Confused about DEO eligibility denial letter despite being under earnings limit - help needed
I lost my job at a small marketing agency back on March 15th, 2025 (COVID policies at my company were finally ending, but then they just laid off my whole department anyway). I applied for unemployment around April 1st and was shocked when I received my first regular unemployment payment and even got one federal supplement payment! Then yesterday I got this letter from DEO saying I might not be eligible due to my earnings from last year. I'm completely confused because I thought the earnings limit was around $90,000 and I made just under $58,000 in 2024. The letter doesn't clearly explain what earnings they're talking about or what the actual limit is. Has anyone dealt with something like this? What should I do now? Should I appeal? Keep claiming weeks? The letter mentions something about a 'monetary determination' but doesn't give clear next steps.
17 comments
LordCommander
Those DEO letters can be super confusing! Based on what you're describing, it sounds like they might be looking at your 'base period' earnings, not your total annual income. The base period is the first 4 of the last 5 completed calendar quarters before you filed your claim. You need to have earned at least $3,600 in total during your base period AND have earned wages in at least 2 quarters of your base period. So if you had a gap in employment or worked inconsistently, that might be the issue rather than earning too much. I would recommend calling DEO to clarify exactly what the issue is - though good luck getting through!
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Jayden Hill
•That makes more sense now. I did have about 3 months where I was doing freelance work between jobs last year, and I guess I didn't report that properly as wages? I've been trying to call DEO for 2 days straight but either get a busy signal or it hangs up after telling me about high call volumes.
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Lucy Lam
prbly just a mix up in there system. they sent me 3 difrent letters in the same week once sayin completly difrent things. just keep claiming ur weeks and see if the $$ keeps coming
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Aidan Hudson
•That's terrible advice. If they're receiving payments they're not eligible for, DEO will eventually figure it out and demand ALL that money back with penalties. I've seen people get hit with $10K+ overpayment notices because they didn't address eligibility issues early on.
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Zoe Wang
This exact thing happened to me last month. The issue wasn't my total earnings being too high - it was that they couldn't verify some of my earnings because my previous employer reported my wages incorrectly to the state. The key is to request a formal "wage investigation" with DEO. You'll need to upload your W-2 and any pay stubs through CONNECT under the "Determination, Pending Issue and Decision Summary" section. Look for the section that says "Request Wage Review" or something similar. In my case, I had to wait about 3 weeks after submitting those documents, but they eventually corrected my monetary determination and I started receiving benefits again. Just make sure you KEEP CLAIMING WEEKS while this is getting sorted out! Calling them directly would be the fastest way to get clarification, but we all know how impossible that is with DEO these days.
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Jayden Hill
•Thank you! I'll look for that wage review option in my CONNECT account. My previous employer was pretty disorganized with paperwork so I wouldn't be surprised if they reported something wrong.
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Connor Richards
I went through something similar about 6 weeks ago. After dozens of failed call attempts to DEO, I found a service called Claimyr (claimyr.com) that got me through to a live DEO agent in about 25 minutes. They have a video showing how it works: https://youtu.be/UzW_hbUy-ss?si=zORd51jeq1GX5Ldj When I finally spoke with an agent, they explained my issue was actually related to how my self-employment income was being calculated in my base period. The agent was able to fix it right on the spot and my payments started 2 days later. Definitely worth trying since this seems like a situation where you need to speak directly with someone who can look at your account.
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Grace Durand
•Is this legit? I'm hesitant to use third-party services with anything related to my unemployment claim...
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Connor Richards
•Yes, it's legitimate. They don't access your DEO account or anything like that - they just help you get through the phone system. I was skeptical at first too, but it worked exactly as described and saved me weeks of frustration.
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Steven Adams
the DEO is such GARBAGE!!!1!! they denied me 3 TIMES before i finally got my benefits. they r just trying to deny everyone they can get away with. dont give up keep fighting them!!! the whole system is designed to make u give up!!
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LordCommander
•While the system can definitely be frustrating, there are usually specific reasons for denials. Most eligibility issues can be resolved by providing the right documentation or clarification. It's better to understand the exact issue than to assume it's just DEO being difficult.
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Aidan Hudson
What type of work did you do at your marketing agency? I'm asking because if you had any 1099 income or worked as an independent contractor during part of your base period, Florida has different rules for calculating eligibility. Also, were you full-time the entire time you worked there? Sometimes reduced hours can affect your eligibility calculation.
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Jayden Hill
•I was full-time W-2 at the agency, but I did have about 3 months of freelance 1099 work between jobs last year. Maybe that's causing the confusion? I didn't know they calculate those differently.
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LordCommander
Based on your follow-up comments, I think I see the issue now. Florida DEO often has trouble properly calculating eligibility when you have a mix of W-2 and 1099 income in your base period. The system sometimes flags these accounts for manual review, which is probably why you got that letter. Here's what I recommend: 1. Log into CONNECT and look under the "Determination, Pending Issue and Decision Summary" section to see if there's more specific information about the issue 2. Upload documentation of ALL your income during the base period (both W-2 and 1099) 3. Request a wage investigation/review as mentioned above 4. Keep claiming weeks as normal while this gets resolved 5. If you can't get through on the phone, try sending a message through the CONNECT portal explaining the situation This is definitely fixable - it just might take some time for DEO to sort it out. The good news is that if they determine you ARE eligible, they'll pay you retroactively for any weeks you claimed during this waiting period.
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Jayden Hill
•Thank you so much for the detailed explanation! I'll follow all these steps right away. It's a huge relief to understand what's probably happening. I'll update here if I get it resolved.
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Lucy Lam
mine got fixed when i went to my local careersource office in person they have ppl there who can call DEO direct
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Jayden Hill
•That's a great tip, thanks! There's a CareerSource about 20 minutes from me. I'll try that if I can't get through on the phone.
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