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Natasha Petrov

How long does unemployment take to make a decision after you apply with California EDD?

Filed my California EDD unemployment claim two and a half weeks ago after getting laid off from my warehouse job. The whole thing is just sitting there in UI Online with every week showing Pending and I have no clue what's actually happening behind the scenes. My Claim History doesn't tell me anything useful. Did they lose my paperwork? Are they still processing? I have rent due in less than two weeks and I'm losing my mind trying to figure out if there's a decision coming or if something is broken on my claim. How long does unemployment take to make a decision normally? Is three weeks already too long or is this par for the course with California EDD?

DE 429Z in the mail is usually the first sign things are moving — that notice shows your weekly benefit amount and comes roughly two weeks after EDD processes your application. Processing a brand-new claim typically takes around three weeks before that first payment lands. So you're right at the edge of normal. Keep certifying on schedule no matter what; your Pending weeks stay Pending until EDD decides eligibility and you've certified, so don't skip a certification thinking it doesn't matter.

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Haven't gotten any mail yet, not even the DE 429Z. Does that mean something's wrong or just that it's slow?

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The mail piece takes a bit longer than the online processing. If nothing shows up by day 21 from when you applied, phoning EDD at 1-800-300-5616 on a weekday between 8 and 5 would be the move.

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Got my DE 429Z about 16 days after I applied last spring. The wait feels forever but that timeline checks out.

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Layoffs are pretty straightforward on the eligibility side — you're out of work through no fault of your own, so EDD usually doesn't need a phone interview for those. The hold-up for most people is either identity verification through ID.me or CalJOBS registration. After applying, EDD sends a Notice of Requirement to Register for Work (DE 8405) if they want you in CalJOBS. Miss that 21-day window to register and post a resume on CalJOBS and payments can stall out.

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I did verify through ID.me right when I applied, and I haven't gotten any DE 8405 in the mail yet. Should I just go register on CalJOBS anyway or wait for that notice?

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Wait for the DE 8405 — EDD will tell you if they need it. Some claimants are exempt and EDD handles that determination. Jumping ahead won't hurt but the notice tells you the deadline date, which matters.

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CalJOBS registration tripped me up on my first claim because I registered before getting the notice and entered the wrong claim date. Caused a whole mess. Wait for the notice like the person above said.

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i registered on caljobs before getting the notice and mine was fine lol, just depends probably

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Adjudication hold on my claim last fall kept every single week at Pending for almost five weeks. The situation that triggered it: my previous employer contested my layoff, claiming I'd actually resigned. EDD scheduled a phone interview (the notice was DE 4800, date and time right on the UI Online homepage) and I had to wait for that before anything could move. Tried calling EDD during those five weeks and the hold times were brutal every single day. Eventually used Claimyr (claimyr.com) — it handles the hold for you so you end up actually talking to a live EDD agent. There's a video they put out specifically about reaching a live person at EDD by phone: https://youtu.be/JmuwXR7HA10. The agent I got pulled up my file and told me the interview was already scheduled, gave me the exact date and what documents to have ready, and confirmed my certified weeks were all in the queue waiting on the decision. Filed the interview, everything moved to paid within a week after.

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That DE 4800 situation is exactly what I'm scared of. How did you even know the interview was scheduled if no mail had shown up yet?

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The UI Online homepage shows the date and time once it's scheduled — I'd missed it because I was only looking at Claim History. Worth checking the homepage carefully, not just the claims tab.

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Five weeks is rough. My employer contested mine too and it took about the same amount of time. The interview itself was pretty quick once it finally happened.

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does claimyr work for people whose claims are still in initial processing or only once you're in adjudication already

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Three weeks sitting at Pending isn't a red flag on its own — EDD's own site says to expect about three weeks for a new claim to be processed and the first payment issued. What matters is whether anything is actually blocking it. Two things to check in UI Online right now: your Claim History for any notice icons, and your homepage for any scheduled interview time. If both look clear and week four arrives with nothing, that's when to push harder.

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Checked the homepage just now after reading these replies — no interview scheduled. Claim History shows Pending on every week but no notice icons I can see. Guess I keep waiting.

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Sounds like it's in normal processing then. The DE 429Z should be on its way. Keep certifying and don't miss a week.

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Same thing happened with my claim. Everything just sat Pending and then one morning all the payments processed at once. No warning, no email, just suddenly paid.

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Something I've seen trip people up: even after EDD makes an eligibility decision, they can only pay weeks you've already certified for. So if you go two or three certification periods without submitting because you think there's a hold blocking it anyway, those weeks can't be back-paid until you certify them. Keep that two-week certification cycle going the whole time regardless of what the status shows.

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Wait, so even if a week shows Pending, I should still be certifying for new weeks on the normal schedule? I thought you had to wait until Pending cleared.

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Yep, certify on your normal schedule every two weeks no matter what. Pending just means EDD hasn't released payment yet, not that you should stop submitting certifications. The two things run separately.

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This is a really important point. I paused certifying for three weeks thinking my Pending status meant something was broken. Lost those weeks because I didn't submit them in time.

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wish someone had told me this the first time i filed, i stopped certifying for like a month and had to scramble

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The timeline question depends a lot on WHY there's a decision pending. Straightforward layoff with no employer contest and clean identity verification: probably 3 weeks total from application to first payment. If EDD needs a phone interview because there's a question about how you left the job or some other eligibility issue, the clock restarts from that interview date — benefits can't be paid until after the interview, the week is certified, and EDD has made its call. The Notice of Determination (DE 1080CZ) only comes if EDD decides against you; if you're approved, payment processing is how you find out.

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So there's no approval letter at all? The first payment is literally just the approval notice?

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Exactly. No approval letter. The DE 429Z tells you what your claim COULD pay, not that you've been approved for eligibility. Finding money on your Money Network card or seeing it in direct deposit is EDD saying yes.

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This confused me so much on my first claim. I kept waiting for an official approval email that never came. Then I checked my card and had three weeks of payments sitting there.

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I called EDD multiple times asking why I hadn't gotten an approval letter and they kept saying to check my payment status. The DE 429Z is NOT an approval, just the award schedule. Good clarification.

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Employer contests are more common than people expect and they add serious time. When I got laid off from my restaurant job, my employer apparently told EDD I'd been fired for no-call no-shows, which was completely false. EDD had to do a phone interview with both of us. My DE 4800 showed up about 10 days after I applied, with the interview time already listed on UI Online's homepage. The whole adjudication process from that point took another three and a half weeks before a decision posted.

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How did you prepare for the phone interview? Did EDD tell you what documents to have?

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The DE 4800 notice itself lists the questions EDD is likely to ask, which helped a lot. I gathered my final pay stubs, a note from my manager about the layoff date, and any texts I had. The interviewer was straightforward about it.

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restaurants are notorious for disputing claims smh. happened to my coworker too

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Appeals are a separate thing from the initial decision timeline — mixing these two up is really common. The adjudication process is EDD figuring out if you qualify before any decision is made. An appeal only comes into play if EDD makes a decision and you disagree with it. If that happens, the DE 1080CZ denial notice comes with an Appeal Form (DE 1000M) and you have 30 calendar days from the mailing date on the notice to submit it in writing.

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Okay so right now I'm just in normal processing, not in adjudication or anything, right? No contested claim, no interview scheduled. Just waiting.

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Sounds like it. Adjudication is specifically when there's an open eligibility question EDD has to resolve — a contested separation, a question about availability, something like that. Plain processing of a clean layoff claim isn't the same thing, even if it feels like forever.

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I made this mistake on my first claim, kept asking people about the appeals process when I was just in normal processing. Wasted so much energy worrying about the wrong stage.

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Payments often hit the Money Network card within 24 hours of certifying online once EDD releases the hold. So once your Pending weeks get approved, you won't be waiting another week for the money — it moves fast after the decision. The payment info updates daily in UI Online under Payments and also on the Tele-Cert line at 1-866-333-4606, which runs 24 hours.

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Good to know. I set up direct deposit, is that just as fast?

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Payment timing for direct deposit versus the card isn't something EDD specifies clearly, so hard to say definitively. The agent I talked to just said payments post after certification processes, however you receive them.

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My direct deposit posted the day after I certified last time. Might vary by bank though.

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EDD's decision timeline also depends on how backed up they are at any given time. Filed twice in the last three years — first time, three weeks exactly and I had payments. Second time took almost five weeks because there was an issue with my previous employer's wage reporting that didn't match what I put on my application. Never got a DE 4800 for the second claim, they just fixed it and paid out without a phone interview, so not every hold triggers an interview.

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Does a wage reporting mismatch show up anywhere in UI Online or do you just find out from the payment delay?

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In my case I only knew because I finally reached an EDD agent who told me. Nothing in UI Online flagged it visibly — just more Pending weeks. Used Claimyr for that call after multiple failed attempts to get through on my own, ended up talking to someone at EDD who actually looked at the wage discrepancy in my file and told me to expect a corrected DE 429Z with a revised weekly amount.

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Wage mismatches are more common than you'd think, especially if you had multiple employers in the base period. EDD cross-checks against what employers report.

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UI Online's Claim History page doesn't explain WHY a week is Pending, just that it is. The only way to know what's actually holding things up is either a notice in the mail or talking to an EDD agent. That's the most frustrating part of the whole system — you're just left guessing at what stage you're in.

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This is exactly my situation. Staring at a wall of Pending with no explanation. Starting to wonder if I should message them through UI Online.

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Sending a message through your UI Online account is a solid first step — it creates a paper trail and sometimes they reply within a few days. If it's urgent, the phone line is faster but you know how that goes.

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UI Online messages are hit or miss on response time. I've had replies in two days and I've had no reply at all. Phone is more reliable if something is actually blocking your claim.

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My layoff claim last year was clean as far as I knew — no employer contest, identity verified, CalJOBS registration done. Still sat at Pending for 28 days. When I finally got through to EDD, turns out one of my former employers hadn't responded to EDD's initial outreach in time, so the wage verification for that employer's quarter was pending on their end. Completely out of my control but it was blocking my claim.

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That's terrifying honestly. So even if I do everything right it could be an employer dragging their feet?

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Unfortunately yeah. EDD notifies the last employer when you file. If the employer doesn't respond within their window, it doesn't mean you lose — EDD just has less to work with and sometimes delays the decision. The key is making sure YOUR info on the application was accurate.

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Worth noting that an employer not responding doesn't mean they can't appeal later either. EDD decides based on the info it has, and the employer loses their right to appeal their side if they miss EDD's response window.

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people keep saying 3 weeks like its guaranteed but mine took 6 weeks the first time, it really just depends on your specific situation and how busy edd is at that time of year

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Three weeks is EDD's own stated estimate for a typical new claim, not a guarantee. Claims with any eligibility question, employer dispute, or identity issue take longer. Six weeks isn't unheard of for contested claims.

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yeah mine ended up being an employer dispute thing, didn't even know my employer had responded until an EDD agent mentioned it

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six weeks is rough, did you keep certifying through all of it

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Federal taxes are owed on California unemployment benefits even though California doesn't take state income tax out of them. Worth knowing before you spend every cent of your payment. At each certification you can opt into 10% federal withholding or just set aside that amount yourself. EDD mails a 1099G every January and it's also in UI Online under Payments.

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Good heads up, didn't even think about taxes. So if I don't opt into withholding I'll owe it all in April?

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Effectively yes — you'd pay it when you file your federal return. Some people prefer to handle their own withholding so they keep more cash week to week, just need to remember to set it aside.

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I opted into the 10% withholding just so I wouldn't have to think about it. Peace of mind was worth it.

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Nobody at EDD actually calls the pending period 'adjudication' unless there's a specific eligibility issue being reviewed — that term gets thrown around on forums to mean any delay, but technically adjudication is the formal review process when EDD has an open question about whether you qualify. Regular processing of a new claim is just processing, even if everything shows Pending.

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This is worth flagging. Normal processing and adjudication aren't the same thing. Adjudication means EDD has flagged an eligibility question — a quit, a firing, a conflicting employer response, an availability issue — and needs to resolve it before paying. Routine processing of a layoff doesn't automatically mean you're in adjudication.

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Okay that actually makes me feel a little better. 'Adjudication' was making me panic thinking I'd done something wrong.

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i called mine adjudication because it was just faster to type lol but yeah fair point it means something specific

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Missed phone interview situation happened to a friend's claim — EDD went ahead and decided based only on the employer's side because she didn't pick up at the scheduled time. Got denied. The DE 4800 notice has the date and time, same info is on the UI Online homepage. If you miss it you're supposed to phone EDD the same day, not wait and hope they reschedule automatically.

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How does she know if the rescheduled interview actually happened or if EDD just made a decision anyway?

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In her case a Notice of Determination (DE 1080CZ) showed up denying the claim. She appealed with the DE 1000M form within the 30 days on the notice and got the ALJ hearing. Won on appeal because she had documentation EDD hadn't seen. So missing an interview isn't necessarily the end, but it makes everything harder.

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The appeal process through the California Unemployment Insurance Appeals Board is legitimate and claimants win cases there regularly, especially when they have documentation the initial decision didn't account for. The 30-day deadline from the mailing date on the DE 1080CZ is strict though.

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DE 429Z arrived in my mailbox while my claim still showed all Pending weeks in UI Online. The two systems don't update together in real time — the mail piece can arrive before the online status catches up, or the online status can flip before the mail arrives. Don't use one to predict the other.

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Mine is still showing Pending and no mail yet. Guess I just keep waiting and certifying.

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That's really the right call at this point. Week three of a clean layoff claim is squarely within normal. Keep the certification schedule, watch for the DE 429Z, and check the UI Online homepage for any interview notice.

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CalFresh is worth looking into if rent is a real immediate concern — unemployment benefits count as income when you apply, and eligibility is based on income requirements, not whether you're employed. Apply through BenefitsCal or call 1-877-847-3663. It doesn't affect your unemployment claim at all.

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Hadn't even thought of CalFresh. Is the process complicated?

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Application is at BenefitsCal and it's pretty straightforward. The county handles it, not EDD, so the two processes are completely separate.

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Applied for CalFresh while waiting on my EDD decision last year. County processed it faster than EDD did, which helped a lot with groceries while I was waiting.

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didn't know unemployment counted as income for calFresh applications, that's useful

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Overpayment fear is real but misplaced at your stage — overpayments come up after EDD has already paid you and then decides something was wrong, usually because wages were reported incorrectly or an employer contested successfully after payment. As long as you're accurately reporting any earnings during your certifications, you're doing what you're supposed to.

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I haven't worked at all since the layoff so nothing to report yet. But what if I get a part-time gig while waiting for the decision?

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Report every dollar earned in the week it was earned, not when you get paid. The first $25 or 25 percent of gross earnings in a week — whichever is higher — doesn't count against your benefit, and anything above that gets subtracted from your weekly payment. Part-time work generally doesn't stop payments, it just reduces them.

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Using Report Wages in UI Online before certifying helps you see how a week's earnings will affect your payment. It doesn't fix a past week that was already submitted wrong, but it's useful for weeks you haven't certified yet.

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Reached EDD after weeks of busy signals on my own claim — different situation than yours but same problem of everything stuck at Pending with no explanation. Used Claimyr (claimyr.com) and got to an EDD agent who checked my account and saw that my ID.me verification had hit a flag and needed a secondary review step. Hadn't gotten any mail about it, nothing showed in UI Online. Agent said to watch for a DE 1326C in the mail and that once I completed that step, the pending weeks should release. Got the letter four days later, completed verification, paid the following week.

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ID.me flag is a new fear for me now. What was your secondary review step?

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DE 1326C is a Request for Identity Verification that EDD mails when they can't complete ID.me verification automatically. It walks you through what to do. The agent told me which step was pending, so I knew to watch for that specific letter rather than just random mail.

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identity verification flags are frustrating because there's genuinely no way to know from UI Online alone that that's the issue

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Three weeks from application to first payment is pretty much the best-case floor for a new claim. EDD is juggling a lot of claims at once and manual review of anything takes more time. The frustrating thing is there's no status update that tells you which stage you're in — Pending just means not paid yet, whether you're on day two or day forty.

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Day 19 today. I'll give it one more week and then start calling. This thread has been really helpful for understanding what's normal vs what should worry me.

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Day 19 is still inside normal. The main things worth acting on: missing the DE 4800 interview, missing a certification deadline, or going past day 28 or so with no DE 429Z and no word. Everything else is just the wait.

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update us when it moves! the whole Pending limbo thing is genuinely one of the most stressful parts of filing

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Severance pay from my layoff package made me think I had to wait before filing. Ended up being wrong — severance paid as a lump sum under a company plan or policy doesn't block you from filing right away. Still listed it on my certifications because EDD says to report all pay including severance, and EDD sorted out how it counted. Filed immediately after my last day and didn't lose any claim weeks because of it.

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I didn't get severance but good to know for the future. Did reporting the severance reduce your weekly payments?

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EDD decided it didn't affect my weekly payments based on how the severance was structured. Didn't get a full explanation from them, just saw the payment amounts come through as expected. Report it and let EDD do the math is basically the right approach.

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Severance paid under a company plan or policy isn't counted as wages for UI purposes under EDD's benefit determination rules, so it typically doesn't affect payment amounts — but EDD still asks for it to be reported, and they make the final call on how it counts in any specific case.

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vacation pay at separation is different from severance though, right? i reported vacation payout and it did affect my first week

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