EDD reporting rules for DoorDash/Uber income - how exactly does gig work affect my weekly benefit amount?
So I just got approved for unemployment after being laid off from my warehouse job, and I'm thinking of doing some DoorDash or Uber on the side while I look for permanent work. I know you have to report income when certifying, but I'm confused about how exactly it works with gig jobs. Does EDD consider gig work the same as regular part-time work? How do they calculate the deductions from my weekly benefit amount? I heard something about them taking a percentage but then someone else told me they subtract dollar for dollar after some threshold? I'm getting $450/week in benefits and don't want to mess it up. Also, when exactly do I report the income - when I work or when I actually get paid by the app? The whole thing seems complicated and I don't want to accidentally commit fraud. Has anyone done this successfully?
24 comments


StarGazer101
Yes, you can definitely do gig work while on unemployment, but you need to understand how it affects your benefits. Gig work is considered self-employment, and EDD handles it similarly to part-time work, but with some differences. The basic rule is that EDD uses the 75% formula for deductions. They'll subtract 75% of your gross earnings from your weekly benefit amount. So if you make $100 in a week doing DoorDash, they'll deduct $75 from your weekly benefit. Important: You must report your gig earnings in the week you WORKED, not when you got paid. This is different from regular employment. So if you do DoorDash on Saturday but don't get the deposit until Tuesday, you report it for the week you actually did the driving. Also, keep detailed records of all your earnings and expenses for tax purposes later. And don't forget to report ALL income - even cash tips.
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Yara Nassar
•Thanks for the clear explanation! So with my $450 benefit, if I made $200 in a week, they'd deduct $150 (75% of $200), leaving me with $300 in benefits plus my $200 in gig money for a total of $500. That's actually better than I thought. Do I need to save receipts for gas and stuff to prove my expenses?
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Keisha Jackson
thats NOT how it works!!! EDD takes dollar for dollar after the first $25 you earn each week. so if u make $100 they take $75 from ur benefits. ppl always get this wrong. look it up on the EDD website dont listen to random ppl on here
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StarGazer101
•You're partially right, but that's for W-2 employment. For self-employment (which is what gig work is classified as), they use the 75% formula. From the EDD website: "For self-employment, report 75 percent of your gross income." The $25 threshold + dollar-for-dollar reduction is for traditional employment. Gig work follows different rules because you're technically self-employed. That's why it's important to understand which category your work falls under.
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Paolo Romano
You know what's INSANE?? They expect us to somehow magically calculate all this correctly but then dont answer phones when u have questions!! I called EDD 32 times last month trying to get clarification on my gig earnings and NEVER got through. The whole system is designed to make us fail i swear
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Amina Diop
•I had the same issue trying to reach EDD about my gig earnings calculation. Finally used this service called Claimyr (claimyr.com) that got me through to an EDD rep in about 20 minutes instead of calling repeatedly for days. They have a video showing how it works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep walked me through exactly how to report my Uber earnings correctly. Definitely worth it because I was about to give up on gig work altogether out of fear of messing up my claim.
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Oliver Schmidt
I did Instacart while on UI last year! The way I understood it (and plz someone correct me if I'm wrong), you report your GROSS earnings before they take out their fees. So if you made $100 in deliveries but the app only gives you $80 after their cut, you still report $100. And yeah track EVERYTHING for taxes. I kept all my mileage, gas receipts, car maintenance, even part of my phone bill since I used it for the app. You'll need all that for taxes since gig work doesn't withhold anything!!! Oh and don't forget that u have to do those quarterly tax payments if u make enough from gigs. That caught me by surprise!!
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Yara Nassar
•Wait, quarterly tax payments? I didn't know about that part. This is getting complicated fast. How much did you have to make before you needed to do those?
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Natasha Volkov
my cousin did doordash while on edd and they ended up saying he commited fraud and now he owes like $6000 back be careful man
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StarGazer101
•That usually happens when someone doesn't report their earnings properly. As long as you accurately report your gig income each week when you certify, you should be fine. Fraud cases typically happen when people work and don't report anything, or severely underreport what they earned.
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Javier Torres
I'm actually doing DoorDash while on unemployment right now and it's working out pretty well! I'm actually making more than when I was just getting UI alone. I try to keep my earnings below a certain amount each week so I still get some benefits. One thing I noticed is that I get a LOT of conflicting information from EDD reps when I call. One told me to report when I get paid, another said report when I work. I've been reporting when I work to be safe since that's what the certification question actually asks. Also - dont forget you can deduct mileage for taxes as a gig worker. Makes a big difference!
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Yara Nassar
•That's good to hear! Do you have a specific earnings target you try to stay under each week? I'm trying to figure out the optimal amount to work without losing too much of my benefits.
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Emma Wilson
This has nothing to do with gig work but my EDD payment has been stuck on pending for 3 weeks now and I can't get anyone on the phone. Anyone know how to fix this??
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StarGazer101
•That's a different issue - you should probably start your own thread about pending payments. This thread is specifically about gig work while on unemployment.
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StarGazer101
To address the specific calculation question: With a $450 weekly benefit amount (WBA): 1. If you earn $100 from gig work in a week: 75% of $100 = $75 deduction. You'd receive $375 in UI benefits plus your $100 in gig earnings = $475 total. 2. If you earn $200 from gig work: 75% of $200 = $150 deduction. You'd get $300 in UI plus $200 in gig money = $500 total. 3. If you earn $600 from gig work: 75% of $600 = $450. This equals your entire WBA, so you'd get $0 in UI that week but keep your $600 in gig earnings. The key is to report accurately and keep detailed records. As long as you're honest with your reporting, you won't have any issues with EDD.
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Yara Nassar
•This is incredibly helpful! So it sounds like no matter what, I'll always make more total money by working more hours, since they're only taking 75% of what I earn. I was worried there might be some weird threshold where I'd actually lose money by working more.
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Jamal Thompson
One thing I haven't seen mentioned yet is that you should also consider the impact on your benefit year and total claim balance. Even though you can work gig jobs while collecting UI, every week you receive any unemployment benefits (even a reduced amount) counts toward your benefit year. So if you're earning enough from gig work that you're only getting like $50-100 in UI benefits per week, you might want to consider whether it's worth it to keep claiming. Sometimes it makes more sense to just work gig jobs full-time and save your UI benefits for when you really need them - like if gig work slows down or you get sick. Also, make sure you're still actively looking for permanent work and can prove it. EDD requires job search activities even when you're doing gig work. Keep a log of applications, interviews, etc. because they can audit your job search efforts at any time. The combination of gig work + UI can be great short-term, but don't lose sight of finding that stable full-time job!
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Hassan Khoury
•This is such a good point about the benefit year! I hadn't thought about that at all. So if I'm only getting like $75 in UI benefits because I'm making decent money from DoorDash, I'm still using up my benefit weeks? That seems like something I should definitely factor in. Maybe I should focus on either going full gig work or keeping my gig earnings lower so I get more substantial UI benefits. Thanks for bringing this up - it's making me rethink my whole strategy!
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Miguel Ortiz
Just wanted to add my experience as someone who's been doing Uber Eats while on unemployment for about 2 months now. The 75% deduction rule is correct for gig work, and I've had no issues with EDD as long as I report everything accurately. One practical tip: I use a simple spreadsheet to track my daily earnings and miles driven. At the end of each week, I add up my gross earnings (before Uber's fees) and report that amount when I certify. I also keep screenshots of my weekly earnings summary from the app as backup documentation. The timing question is crucial - you report earnings for the week you WORKED, not when you got paid. So if you work Monday-Sunday but don't get paid until the following Tuesday, you still report those earnings for the week you actually drove. Also, don't forget that as a gig worker you're responsible for self-employment taxes (about 15.3% on top of regular income tax). I've been setting aside about 30% of my gig earnings for taxes to be safe. The IRS expects quarterly payments if you'll owe more than $1,000 in taxes for the year. Overall, the combination has worked well for me - I'm making more than my UI alone, and it's giving me flexibility while I job hunt. Just stay organized with your record-keeping and be completely honest in your reporting!
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Maya Jackson
•This is exactly the kind of detailed, practical advice I was hoping to find! The spreadsheet idea is brilliant - I'm definitely going to set that up. Quick question about the timing: if I work a shift that goes past midnight (like Friday night into Saturday morning), which week do I count those hours for? And thanks for the tax reminder - 30% seems like a safe cushion. I had no idea about the quarterly payment requirement, so I'll need to look into that more. Really appreciate you sharing your real-world experience with this!
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Luca Russo
I've been doing gig work while on UI for about 6 months now and want to share some hard-learned lessons that might help you avoid mistakes I made early on. First, the reporting timing IS confusing at first, but here's how I think about it: EDD wants to know what you EARNED during each certification period, regardless of when the money hits your account. So if you work Thursday-Sunday of your certification week, you report ALL of those earnings even if some payments are delayed. Second thing - and this is HUGE - track your GROSS earnings before any platform fees. So if DoorDash shows you earned $100 but only pays you $85 after their service fee, you report $100 to EDD. I made the mistake of reporting net earnings my first few weeks and had to correct it later. Also, keep detailed records of EVERYTHING. I use a simple notes app on my phone to log: date, platform, hours worked, gross earnings, miles driven, and gas purchased. Takes 30 seconds after each shift but has saved me multiple times when EDD asked for clarification. One more tip: consider your vehicle expenses. Gig work is hard on your car - oil changes, tire wear, increased insurance. Factor these real costs into whether the work is actually profitable for you after the UI benefit reduction. The system works if you're diligent about accurate reporting, but there's definitely a learning curve!
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Paolo Longo
•This is incredibly thorough - thank you! I'm definitely going to start that notes app logging system right away. One question about the gross vs net reporting: when you say DoorDash shows $100 but pays $85, are you talking about their delivery fee or something else? I want to make sure I understand exactly what counts as "gross earnings" versus platform fees. Also, did EDD give you any trouble when you had to go back and correct those first few weeks, or were they understanding about the honest mistake?
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Yuki Yamamoto
I've been doing Uber/DoorDash while on UI for about 4 months now and wanted to share some practical tips that have helped me stay compliant and maximize my income. **Key things I've learned:** 1. **Set up a simple tracking system immediately** - I use a notebook in my car where I write down each shift: date, app used, total gross shown in app, hours worked. Takes 10 seconds but creates a paper trail. 2. **Screenshot everything** - At the end of each week, I screenshot my earnings summary from each app before I cash out. This gives me proof of what I reported to EDD if questions come up later. 3. **The sweet spot calculation** - With your $450 WBA, if you earn around $400 gross from gig work in a week, EDD deducts $300 (75%), leaving you $150 in benefits + $400 gig money = $550 total. That's been my target range. 4. **Don't overthink the timing** - I report earnings for the week I did the actual work, period. If I drove Saturday night but got paid Tuesday, it goes on Saturday's week. Keep it simple. 5. **Plan for taxes NOW** - I transfer 25% of each gig deposit into a separate savings account immediately. You'll thank yourself later when quarterly taxes are due. The system really does work if you're honest and organized. I'm actually earning more now than I was at my old job, and it's giving me flexibility to be picky about my next permanent position. Just don't cut corners on the record-keeping!
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Amara Okonkwo
•This is exactly what I needed to see! The sweet spot calculation makes perfect sense - targeting around $400 in gig earnings to get $550 total is way better than my current $450 just from UI. I love the notebook idea too, seems much more reliable than trying to remember everything later. Quick question about the tax savings - you mentioned 25%, but someone earlier said 30%. Is 25% usually enough, or does it depend on your total income for the year? I'm trying not to be too conservative but also don't want to get hit with a huge tax bill later. And thanks for mentioning the flexibility aspect - I hadn't really thought about how this setup might actually give me more time to find the RIGHT job instead of just taking the first thing that comes along out of desperation.
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