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EDD Overpayment Hearing This Week - How to Fight a $13k Claim After 13 Months?

I'm freaking out about my EDD overpayment hearing scheduled for this Friday. Back in 2021, I applied for UI after being laid off from my restaurant job. My claim got approved without any interview, which seemed unusual, but I figured the system was just moving faster than normal. I only collected benefits from May through October 2021 while I was actively looking for work (about 5 months total). Now, 13 MONTHS LATER, EDD drops this bomb on me saying I was overpaid $13,000 and they want all of it back! I don't have that kind of money - I'm barely staying afloat with rent increases and inflation. The notice doesn't even clearly explain why they think I wasn't eligible in the first place. Has anyone successfully fought an overpayment claim, especially one that comes so long after? What evidence should I bring to my hearing? Do I need a lawyer? Any advice would be so appreciated because I'm seriously losing sleep over this.

This same thing happened to me last spring - EDD came after me for $8,700 about 14 months after my claim ended. I fought it and WON at my hearing. Here's what worked for me: 1. Print out ALL your certification forms from your UI Online account 2. Bring proof of your job search activities during those months 3. Print any EDD correspondence you received that approved your claim 4. Bring your termination letter/layoff notice from your employer During the hearing, stay calm (I know it's hard!) and clearly explain why you believed you were eligible. In my case, EDD claimed I 'voluntarily quit' when I was actually laid off. The judge ruled in my favor because my old employer didn't show up to contest it and I had documentation. You absolutely can win this - the EDD makes tons of mistakes!

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Thank you SO MUCH for this response! Did you represent yourself or have a lawyer? I'm worried about saying the wrong thing and making it worse somehow.

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dont worry too much, edd is overworked and makes mistakes all the time. bring docs. my cousin had same issue and won

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The EDD is a NIGHTMARE to deal with! I went through a similar situation in 2022 and even though I had EVERY RIGHT to those benefits, they still harassed me for months claiming I owed them $16k! The entire system is designed to intimidate people into paying back money they legally received!! My advice: DO NOT ADMIT TO ANYTHING during your hearing, even if the judge seems friendly. They'll twist your words!!! Also record the hearing if California law allows it (check first). The EDD "loses" evidence all the time when it doesn't suit them. Good luck fighting these bureaucratic vultures!

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I understand your frustration, but recording the hearing might not be permitted without prior approval. California is a two-party consent state for recordings. Instead, I'd recommend taking detailed notes during the hearing and requesting a copy of the official record afterward. Also, it's important to understand what specific reason EDD is giving for the overpayment. Common reasons include: - Unreported income while collecting benefits - Not being available for work during certification weeks - Employer contesting your reason for separation The strategy differs depending on which issue you're dealing with.

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I went through an overpayment hearing last year. The most important thing is to understand EXACTLY why they're saying you were overpaid. The notice should include a reason code or explanation. Different reasons require different defense strategies: - If they claim you weren't available for work, bring proof of job search activities - If they claim you had unreported income, bring pay stubs showing dates don't overlap - If they claim you weren't eligible at all, bring your initial approval notices I'd suggest calling EDD directly before the hearing to clarify the exact reason for the overpayment. However, as you probably know, getting through to EDD is nearly impossible these days. I used this service called Claimyr (claimyr.com) that got me connected to an EDD rep in about 20 minutes instead of calling for days. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Getting clear info before your hearing is crucial - I was able to prepare the exact documents needed after speaking with a rep.

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Thank you for this detailed breakdown! I think they're claiming I wasn't eligible because I "voluntarily quit" - but I was definitely laid off due to slow business. I'll check out that service to get clarification before Friday.

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Ava Kim

This happened to me too! I got an overpayment notice like 10 months after my benefits stopped and was SO confused. What worked for me at the hearing was being super organized with all my paperwork. Put everything in chronological order with tabs. Make copies of EVERYTHING. The judge actually commented on how prepared I was compared to most people lol Also if your employer doesn't show up to the hearing (mine didn't), that works in your favor usually!

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has anyone actually had their wages garnished by edd for overpayment? my brother got a notice but hes ignoring it... not sure thats the best strategy but just curious what happens if u lose the hearing

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Yes, EDD can and does garnish wages, intercept tax refunds, and even place liens on property for unpaid overpayments. The interest also continues to accrue. Ignoring it is definitely not the best strategy. If someone truly can't afford to repay the full amount, they can: 1. Request a payment plan with affordable monthly payments 2. Apply for a waiver if the overpayment wasn't their fault 3. In some cases, negotiate a settlement for less than the full amount But ignoring it only makes the situation worse over time.

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Here's what you need to know about overpayment hearings: 1. The burden of proof is on EDD to show you weren't eligible, not on you to prove you were eligible (though having documentation helps). 2. You have the right to request all evidence EDD is using against you BEFORE the hearing. 3. If this is a "non-fraud" overpayment determination (meaning they don't believe you intentionally misrepresented anything), you can apply for a financial hardship waiver. 4. For a hearing about separation from employment (quit vs. layoff), bring: - Final paycheck stub - Termination letter - Any emails/texts about your separation - Witness statements if possible 5. If EDD approved you without an interview initially, emphasize that you provided all information truthfully and relied on their determination. The 13-month delay works in your favor - you can argue that you had no reason to believe there was any issue with your claim since it was approved and paid without question for so long.

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This is incredibly helpful! I'll definitely request their evidence ahead of time. Do you know if I can do that by phone or does it need to be in writing?

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One more thing I forgot to mention - when you go to your hearing, dress professionally! It shouldn't matter but it absolutely does. The judge at my hearing was clearly more respectful to me (in nice business casual clothes) than to the guy before me who wore a t-shirt and shorts. First impressions matter!

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Update: I was able to get through to EDD (after being hung up on 4 times!) and they confirmed the issue is that my former employer is claiming I quit voluntarily. This is absolutely NOT true - I was laid off when they reduced staff. I'm going to contact my old manager to see if they'll provide a letter confirming this. Feeling slightly less panicked now that I understand what I'm fighting against.

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That's great that you got clarity! This is a common issue and much easier to address than some other overpayment reasons. Definitely get that letter from your manager if possible. Also bring any communications (texts, emails, etc.) from around that time that might mention the layoff. Even conversations with coworkers about being laid off can be useful evidence. If your employer doesn't show up to contest it (which happens frequently), you'll have a much stronger case with your documentation.

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