Can self-employed 1099 workers qualify for EDD unemployment in California?
I've been working as an independent contractor for a marketing agency for about 8 months (paid via 1099). They just suddenly ended my contract yesterday with zero notice. I'm completely caught off guard and worried about paying bills next month. A friend mentioned I should apply for unemployment, but I thought that was only for W-2 employees? Can you actually file for unemployment in California if you were paid on a 1099? Has anyone successfully done this? The EDD website is super confusing on this topic.
20 comments
Diego Rojas
Regular UI benefits are typically only for W-2 employees. As a 1099 worker, you're technically self-employed, which normally disqualifies you from standard unemployment. However, there are some situations where you might qualify. If you believe you were misclassified as a contractor but were actually treated like an employee, you could file and let EDD investigate. California has strict rules about worker classification under AB5. I recommend checking out Claimyr (claimyr.com) - they helped me get through to an EDD specialist to discuss my complex employment situation within 15 minutes instead of waiting days. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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Chloe Martin
•Thank you! I didn't know about the misclassification thing. They did control my schedule and provided all the tools/equipment I used... Maybe I was misclassified? I'll check out that Claimyr service to talk to someone at EDD about my specific situation.
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Anastasia Sokolov
I WENT THROUGH THIS EXACT THING last year! The key is whether you were ACTUALLY an independent contractor or if the company was just calling you that to avoid paying taxes/benefits. If they controlled HOW and WHEN you worked, provided equipment, required specific hours, etc., you might actually have been an employee under CA law. File anyway and let EDD decide - the worst they can say is no. During pandemic they had special benefits for 1099 workers (PUA) but those are gone now.
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Sean O'Donnell
•yep this is right, its all about control. my friend was a "contractor" for 2 years but the company told her when to work, where to work, what to wear etc. she filed for unemployment and after a phone interview they approved her claim bc she was misclassified
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Chloe Martin
•Thanks for sharing your experience! They definitely controlled my schedule and required me to use their software and equipment. I had to attend team meetings too. Sounds like I should at least apply and see what happens.
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Zara Ahmed
Dont listen 2 these people they dont know what there talking about. I was 1099 and EDD denied me right away saying i wasnt eligible. Waste of time unless ur a w2 employee.
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StarStrider
•Actually, this is incorrect. The determination isn't simply about the tax form you received but rather the nature of your working relationship. California uses the ABC test under AB5 to determine if workers are properly classified. Many 1099 workers are improperly classified and DO qualify for UI benefits after EDD investigates. I worked as an EDD consultant for six years, and I've seen countless cases where 1099 workers were approved for benefits after investigation.
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Zara Ahmed
•whatever man i just know wat happened to me I applied and got denied right away
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Luca Esposito
The biggest question is: were you TRULY self-employed or were you actually functioning as an employee but being paid on a 1099? California has the ABC test from AB5 legislation which makes it harder for companies to classify workers as independent contractors. Here's what they look at: 1) Were you free from company control in how you did your work? 2) Was the work you did outside the company's main business? 3) Do you have an independently established business doing this type of work? If the answer is "no" to ANY of these, you were likely misclassified and should be eligible for unemployment! File your claim, be honest about your situation, and be ready for a phone interview where they'll ask detailed questions about your working arrangement.
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Chloe Martin
•This is SO helpful! Looking at those three points: 1) No, they controlled when and how I worked 2) No, I was doing their core marketing work 3) No, I don't have my own marketing business Sounds like I have a strong case for misclassification. I'll definitely file and see what happens.
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Nia Thompson
i had a friend who was a 1099 driver and she got approved for benefits after her company fired her. EDD did a phone interview and decided she was actually an employee. took like 6 weeks but she got backpay for all of it.
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Sean O'Donnell
just a heads up if you do file - be super honest about how they treated you and your working conditions. my buddy tried applying and kinda messed up by making it sound like he had more independence than he really did & got denied. when edd calls for the interview (and they will) have examples ready of how they controlled your work
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Chloe Martin
•Good advice - thank you! I'll make sure to be very specific about how they controlled my schedule, required me to use their equipment, made me attend meetings, etc.
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StarStrider
To give you the most accurate information: Under regular circumstances, true independent contractors (1099 workers) aren't eligible for traditional unemployment insurance in California. However, if your working arrangement doesn't meet the legal definition of an independent contractor under California's AB5 law, you may qualify. When you file, EDD will investigate your working relationship. Be prepared to wait longer than a typical claim - misclassification investigations can add 4-6 weeks to the process. During your eligibility interview, they'll ask specific questions about: 1. Who controlled your work schedule 2. Who provided tools and equipment 3. Whether you worked exclusively for this company 4. If you had the ability to accept/reject assignments 5. How you were paid (hourly vs. project-based) If EDD determines you were misclassified, they'll calculate your benefit amount based on your earnings and you'll receive benefits retroactively from your filing date. The company may also face penalties for misclassification.
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Chloe Martin
•Thank you for this detailed information! I really appreciate knowing what to expect. Based on everything everyone has shared, I'm going to file this week and prepare for the eligibility interview. Would it help to gather emails showing how they controlled my schedule and required me to attend meetings?
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StarStrider
•Yes, absolutely! Collect any evidence showing control over your work: emails about schedules, meeting requirements, performance reviews, dress codes, company policies you had to follow, etc. Having documentation ready for your interview will significantly strengthen your case.
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Mateo Rodriguez
this happened to my brother last year he was a "contractor" for three years but really was treated like employee. he filed for unemployment and had to do a phone interview. took like 5 weeks but they approved him AND they made the company pay penalties lol
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Chloe Martin
Just wanted to update everyone! I filed my claim last week and got a notice that they've scheduled my eligibility interview for next Friday. I've gathered emails showing how they controlled my schedule and required specific hours. Feeling more hopeful now that I understand the process better. Thanks for all the advice!
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Luca Esposito
•Good luck with your interview! Just remember to be completely honest and provide specific examples of how they treated you as an employee. Don't exaggerate but don't downplay the control aspects either. Let us know how it goes!
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Anastasia Sokolov
•Rooting for you! The fact that they scheduled an interview is actually a good sign - means they're taking your claim seriously enough to investigate.
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