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Natasha Volkova

California EDD unemployment - do you file where you work or where you live?

Okay so I'm finally pulling the trigger on filing for unemployment and I just realized I have no idea which state I'm supposed to file in. I live in California but my company's headquarters is technically in Nevada. My actual job though - I showed up to an office in Sacramento every single day. My manager was here, my desk was here, everything work-related happened in California. But now that I got laid off I'm second-guessing myself on whether I file with California EDD or if I go through Nevada because that's where the company is registered. Does anyone know how this actually works? Do you file where YOU are located or where the company is based? I don't want to file with the wrong state and have my whole claim get rejected or delayed.

You file based on where you physically performed the work, not where your employer is headquartered. Since you were going into an office in Sacramento every day, California EDD is 100% the right place for you. The state that collects unemployment insurance taxes on your wages is the state you file with - and if you were working in California, your employer should have been paying into California's UI fund regardless of where they're incorporated.

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Oh that's actually really helpful, thank you. So it's about where I worked not where the company is? That makes way more sense when I think about it.

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this is correct. worked for a texas company for 6 years but always worked out of LA so i filed with california edd no problem

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Exactly right. Your W-2 should also show California state tax withholding if that helps confirm you were being taxed as a CA employee.

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wait i thought it was where you LIVE?? now im confused. i filed with california edd last year when i was living here but working remotely for a company in another state and it went fine

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For remote workers it gets a little more complicated but in most cases if you live and work in California (even remote work done from your California home) you still file with California EDD. The general rule is where the work is performed, which for remote workers is your home state.

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So remote workers file where they live because that's also where they work? That actually makes sense

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ok yeah that tracks. i was working from my apartment in LA so california was correct for me then

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This question trips SO many people up. Short answer: file where you worked. Longer answer - for most people those are the same thing. But in your case working in Sacramento means California EDD is definitely right. One thing to double check - look at your pay stubs and see if there's California SDI (State Disability Insurance) being withheld. If yes, you were definitely being taxed as a California employee and California EDD is your agency. If your employer was somehow not withholding California state taxes even though you worked here, that could complicate things but it's still likely California EDD.

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Just checked my last pay stub - yes there's California SDI on there. So I'm good to file with California EDD right?

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Yep, that SDI deduction basically confirms it. File with California EDD, you're in the right place.

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good tip about checking the pay stub. never would have thought to look there

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Had the exact same situation - company was based out of state but I worked in California. Filed with California EDD and it was completely fine. The only time it gets weird is if you were literally splitting time between states, like working 3 days in California and 2 days in another state. In that case you'd need to figure out which state collected more of your UI taxes. But for a standard in-office Sacramento job? California EDD all the way. Go to the UI Online portal and get your claim started, shouldn't be any issues with jurisdiction.

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I wasn't splitting time at all, just Sacramento office full time. Good to know the multi-state thing is a separate scenario.

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the multi state situation sounds like a nightmare honestly. glad my situation is simple

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When I was trying to sort out my own filing situation I spent FOREVER trying to get someone at California EDD on the phone to just answer a simple question like this. Kept getting the busy signal or getting hung up on after waiting. Someone on another forum mentioned Claimyr (claimyr.com) - it's a service that basically navigates the phone system for you and gets you connected to an actual California EDD agent. There's a demo video at https://youtu.be/JmuwXR7HA10 if you want to see how it works. I used it when I had a specific question about my claim and got through way faster than trying on my own. For a question like yours it might not be necessary since the answer seems pretty clear, but if anything complicated comes up during filing it's good to know about.

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Good to know about that service, I've heard getting through to California EDD on the phone is really difficult. Saving this in case I run into issues.

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yeah the california edd phone lines are brutal. spent 3 hours on hold once and got nothing

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Claimyr worked for me too when I had adjudication questions. Worth having in your back pocket.

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not to derail but this post made me realize I might have filed in the wrong state years ago lol. I lived in Oregon but drove down to work in Redding California like 4 days a week. I just filed in Oregon because that's where I lived. Anyone know if that was wrong?

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Technically if you were performing work in California most of your working time, California EDD probably should have been your filing state. But if Oregon paid out your claim and it was accepted, it's probably not something that would get retroactively clawed back. Different situation from OP's though since you were physically in two states.

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yeah it was years ago and I got paid so I'm not gonna overthink it lol

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The commuter situation is genuinely complicated. There are formal interstate arrangements for exactly that scenario but most people don't know about them.

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The rule is called the 'place of base of operations' or more commonly just 'where work is localized.' California EDD will claim jurisdiction when your employment was based and performed in California. Since you had a physical office in Sacramento, showed up there regularly, and had California SDI withheld (based on what you mentioned in replies), you have zero ambiguity here. File with California EDD. Start at edd.ca.gov and use UI Online to submit your claim. Make sure you have your employer's California address ready (the Sacramento office, not the Nevada headquarters) when filling out the employer information section.

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This is super clear, thank you. Using the Sacramento office address makes sense. I'll start the UI Online application today.

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good advice about using the local office address. that detail could matter

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is ui online pretty straightforward to use? i remember it being a little confusing

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can someone clarify something - if you work from home in california for a california company everything is just normal california edd right? asking for myself not OP

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Yes, completely standard California EDD claim in that case. No complications whatsoever.

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ok great thank you

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To add one more layer for anyone reading this later - if you're a 1099 contractor (not a regular W-2 employee) the rules are different and you typically can't claim regular California EDD UI benefits at all. That's a whole separate conversation. But for W-2 employees like OP sounds like, the where-you-work rule applies and California EDD is the right answer here.

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I was definitely W-2, not 1099. So I'm in the clear on that front.

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good point about the 1099 thing, that confuses a lot of people

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ugh the 1099 situation is rough. my friend got caught in that and had a terrible time figuring out options

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just here to say I was in almost the exact same situation and California EDD processed my claim totally normally. company HQ was in Washington state but I worked in the Bay Area. No issues, no questions about jurisdiction or anything. Just filed normally on UI Online.

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That's really reassuring, thank you for sharing that!

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Yeah in practice California EDD doesn't usually make this complicated when the work location is clearly in state.

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honestly the bigger challenge isn't figuring out WHERE to file its actually getting your claim processed once you do. california edd adjudication can take forever and you can never get anyone on the phone. make sure you respond to any notices IMMEDIATELY because delays on your end make everything worse

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Good warning, I'll definitely be on top of any notices they send. How do they usually contact you, email or mail?

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both usually. check your UI Online inbox AND your physical mail because sometimes notices only come one way

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This is accurate. Set up your UI Online account notifications and check both your online inbox and physical mailbox regularly during the claim.

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Does it matter that the company is in Nevada for the actual benefits amount? Like does that affect how much you get or is it all based on California EDD rates regardless

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Your benefit amount is calculated entirely by California EDD based on your California wages. Nevada doesn't factor into it at all once you've established this is a California claim. California UI pays up to around $450/week maximum depending on your earnings history.

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ok that makes sense, California handles the whole thing

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Right - once jurisdiction is established with California EDD, all the rules, benefit amounts, and processes are California's. The other state is essentially out of the picture.

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One practical tip: when you fill out the UI Online application and it asks for your employer's information, put the Sacramento office address as your primary work location. The fact that corporate HQ is in Nevada is secondary - California EDD wants to know where YOU worked. This helps them confirm California was the right jurisdiction without any back and forth.

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That's exactly what I was going to ask about next - the employer address field. Using the Sacramento address makes total sense.

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Yep did this same thing, no issues

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my coworker filed in the wrong state once (filed where company was instead of where she worked) and it caused like a 6 week delay getting everything sorted out. so glad OP asked before filing

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Oh wow 6 weeks is brutal. Really glad I asked too.

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that sounds like a nightmare to untangle. both states probably pointing at each other

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basically yeah, lots of back and forth between the two states UI offices before it got resolved

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If you do run into any weird jurisdictional questions after you file or your claim gets flagged, that's when having a way to actually talk to a California EDD agent becomes important. The phone system is notoriously hard to get through. Claimyr (claimyr.com) helped me get connected when I had an issue mid-claim - there's a walkthrough video at https://youtu.be/JmuwXR7HA10. Saved me a lot of stress compared to just redialing endlessly.

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Second this. California EDD phone access is really valuable if anything comes up that UI Online can't resolve on its own.

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Good to keep in mind. Hopefully my claim is straightforward but saving this just in case.

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wait does any of this change if you got laid off vs quit vs fired? like does the where you file thing depend on the reason for separation

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No, the state jurisdiction question is entirely separate from your reason for separation. Where you file is purely about where the work was performed. The reason for separation affects whether you're ELIGIBLE for benefits, but that's evaluated after you've filed with the correct state.

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oh ok i was getting confused mixing those two things together

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Common confusion. Jurisdiction (where to file) and eligibility (whether you qualify) are two completely different determinations.

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not related exactly but does anyone know if california edd has issues with claims from people whose employers go out of business? my company just shut down completely not just laid people off

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California EDD still processes your claim normally even if the employer is out of business. They have processes to verify your wages through tax records. It can sometimes slow things down but you absolutely can still file and receive benefits.

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oh good, i was worried about that

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Yeah the employer doesn't need to actively cooperate for you to get benefits. California EDD can verify your employment history through wage records independently.

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OP let us know how your filing goes! curious if the out of state employer thing causes any hiccups

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Will do! Starting the UI Online application tonight. Based on everything in this thread I feel a lot more confident about it now.

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good luck! should be smooth based on your situation

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For anyone with a truly complex multi-state work history - like if you spent significant time working in multiple states in the same year - there's actually an interstate claim process through California EDD where wages from multiple states can potentially be combined. It's called a combined wage claim. Rare situation but worth knowing exists if your history is complicated.

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Good point. The combined wage claim option is underutilized and not well publicized. Can significantly increase your benefit amount if you have wages in multiple states.

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Mine is simple enough that I don't need that, but interesting to know for others.

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never heard of combined wage claim before, good to know

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To summarize everything in this thread for OP and future readers: 1) File where you performed the work, not where your employer is headquartered. 2) Check your pay stubs for California SDI withholding to confirm California EDD jurisdiction. 3) Use your actual California work location as the employer address on UI Online. 4) Respond quickly to any California EDD notices once your claim is submitted. 5) If you get stuck or need to talk to someone, the phone lines are tough but there are tools to help get through. Your situation sounds completely standard for California EDD - no reason to expect complications. Good luck with the claim.

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This is the best summary, thank you. I have everything I need now. Filing tonight.

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Great summary. The phone line tip is real - Claimyr at claimyr.com is worth knowing about if you ever need to reach an agent. Got me through when nothing else worked.

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good luck OP, hope it goes smoothly

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