Just wanted to add my experience as someone who's dealt with mixed W-2/1099 income while on UI - definitely report that $620! I made the mistake early on of thinking 1099 work was treated differently since "it's not regular employment" but EDD sees ALL income the same way during certification. One tip that helped me: when you certify online, there's a section that asks about work performed during each day of the certification period. Make sure you mark the specific days you actually worked the gig, not just lump it all into one day. This helps EDD calculate your benefits more accurately and shows you're being thorough with your reporting. Also, keep a simple spreadsheet or notes on your phone tracking any freelance/contractor work you do while on UI - date worked, amount earned, and when you got paid. This saved me so much time during certifications and gave me peace of mind that I wasn't missing anything. The $620 will reduce your weekly benefit but you'll likely still qualify for partial payments, which is way better than risking those scary fraud penalties everyone's mentioned!

I just went through this exact situation a few weeks ago! Had a short-term 1099 gig while on UI and was terrified about how to handle it. After reading horror stories online about people getting hit with overpayment notices, I decided to call EDD directly to ask. Took forever to get through (literally 4 hours of redialing) but the rep confirmed what everyone here is saying - you MUST report ALL income regardless of whether it's W-2 or 1099. The rep also told me something helpful that I haven't seen mentioned yet: if you're unsure about any income reporting, it's better to over-report than under-report. She said they'd rather see you report something that turns out not to be required than miss something that should have been reported. For your $620, definitely report it for the week you actually worked. I was worried I'd lose my entire weekly benefit, but I still got partial payments using their formula. The peace of mind of being completely honest with EDD was worth way more than the temporary reduction in benefits. Trust me, those fraud penalties are no joke - I've seen people in Facebook groups dealing with $5000+ overpayment notices just for trying to hide small amounts. Just be transparent and you'll be fine!

Wow, reading through all these responses is both frustrating and reassuring! I'm dealing with the exact same problem - EDD somehow turned my name "David Chen" into "Davic Cehn" which is completely nonsensical. I've been putting off dealing with it for weeks because I was dreading the whole phone ordeal, but seeing all the specific solutions here has given me a clear game plan. The technical support line at 1-800-300-5616 that @Malik Thompson shared seems like the best first step - I had no idea there was a separate line specifically for system issues! I'm also going to look into the assemblymember office option as a backup. It's honestly mind-blowing that this is such a widespread issue with their system. You'd think basic name accuracy would be a priority for a government agency handling people's benefits! Thanks everyone for sharing actual actionable advice instead of just complaining (though the complaints are totally valid too 😅). Going to gather all my documents and try the technical support route first thing Monday morning. Fingers crossed we can all get this bureaucratic nightmare sorted out! 🤞

I'm dealing with this EXACT same issue right now! EDD somehow changed my name from "Rebecca Martinez" to "Rebeca Marinez" - they dropped a 'c' and switched the 't' and 'n' in my last name. It's been keeping me up at night worrying about how this will affect my claim processing. Reading through everyone's experiences here has been incredibly helpful and reassuring. I had no idea there was a technical support line specifically for system issues at 1-800-300-5616 - that's such valuable information! @Malik Thompson, your step-by-step breakdown is exactly what I needed to see. The tier 2 representative tip and getting a case number sounds like the key to actually getting somewhere instead of just getting bounced around. I'm also really intrigued by the assemblymember office suggestion from @GalacticGladiator. I never would have thought to reach out to my local representative's office for help with this kind of bureaucratic mess, but it makes perfect sense that they'd have staff experienced in dealing with EDD issues. It's honestly both comforting and maddening to see how widespread this problem is. You'd think a system handling people's unemployment benefits would have basic data accuracy figured out by now! But at least knowing there are multiple viable solutions gives me hope. Going to call that technical support line first thing tomorrow morning with all my documents scanned and ready. Thanks everyone for sharing your real experiences and actionable advice instead of just venting (though the venting is totally justified too 😅). Fingers crossed I can get this sorted out quickly! 🤞

I went through this exact same thing about 3 months ago! My bank (Navy Federal) rejected my EDD deposit because I had recently moved and apparently there was a mismatch between my address on file with EDD and my bank account. It was super stressful because I needed that money for rent. The payment did automatically go to my Money Network card, but it took 6 business days which felt like forever when you're waiting for it. What I learned from calling both EDD and my bank is that you should definitely try to figure out why it was rejected so it doesn't happen again. In my case, I just had to update my address with EDD through UI Online. One thing that helped me while waiting was setting up text alerts on the Money Network card so I got notified the moment the payment hit. You can do this through their mobile app or website. Also, don't panic if it takes the full week - the system works, it's just slow! Once you get this resolved, I'd recommend doing a test with a small direct deposit first (if your bank allows it) to make sure everything works before your next unemployment payment. Good luck!

I'm currently dealing with this exact situation right now! My EDD payment was rejected by my bank 2 days ago and I've been really stressed about it. Reading through everyone's experiences here has been incredibly helpful - it sounds like this is way more common than I thought. I called my bank (US Bank) and they told me the rejection was due to their "enhanced fraud protection" flagging the EDD deposit as suspicious since I don't usually receive government payments. They said they could remove the flag for future deposits, but the current payment is already on its way back to EDD. Based on what everyone is saying about the 4-7 day timeline, I should see it on my Money Network card in the next few days. I'm definitely going to set up those text alerts that someone mentioned and try to get this bank issue resolved so my next payment goes through smoothly. Thanks to everyone who shared their experiences - it's really reassuring to know this gets resolved automatically even though the wait is nerve-wracking when you need the money!

I just went through this exact same situation a few weeks ago and wanted to share what worked for me! The frustration is SO real when you need that money for rent. Here's my step-by-step approach that got results: **Step 1:** Called Money Network at 1-888-323-7735 at 7:45am sharp (before the rush hits) **Step 2:** When the automated system asks why you're calling, I said "lost or stolen card" - this routes you faster to a human than "general questions" **Step 3:** Once connected, I immediately asked to speak with a "card fulfillment specialist" rather than staying with general customer service **Step 4:** Had them verify my EXACT address formatting - turns out EDD had "Unit 12" but Money Network expected "#12" which caused a 3-week delay! **The specialist was able to:** - Fix the address formatting issue instantly - Expedite a replacement card at no charge (since it was their system error) - Give me a tracking number for the new card I had my card in 2 business days after that call! **Pro tip:** While you're dealing with this, also switch to direct deposit in UI Online as backup. It only affects future payments, but gives you peace of mind. Your money is definitely safe - it's just trapped by a silly formatting glitch that the right person can fix in minutes. Don't give up! The early morning calling strategy really makes all the difference. 🙌

I'm also dealing with this same issue right now - going on week 3 without my Money Network card! Reading through everyone's detailed experiences here has been incredibly reassuring that this is a widespread problem with actual solutions. One thing I wanted to add that might help others: I discovered that you can check the status of your card through the Money Network website (mynycb.com/moneynetworkedd) even before you receive it. You just need your SSN and some basic info. It won't solve the problem, but at least you can see if your card shows as "issued," "mailed," or still "in production." I'm definitely going to try the early morning calling strategy (7:30-7:45am) that multiple people have recommended, and ask specifically for a "card fulfillment specialist" right away. The address formatting issues that several people mentioned make so much sense - I live in an apartment and I bet there's a mismatch between how EDD and Money Network have my address stored. Thank you to everyone who shared such specific, actionable advice. This thread is literally more helpful than anything on the official EDD website! Will update with how my call goes tomorrow morning. Fingers crossed! 🤞

I'm currently dealing with this same situation and this thread has been a lifesaver! My certification went through last Thursday and shows "paid" as of Monday, but still nothing in my account (using Credit Union). I was starting to panic because I've never used direct deposit with EDD before - only ever had the Money Network card. Based on everyone's experiences here, it sounds like I should expect to wait until at least Wednesday or Thursday of next week before getting worried. I had no clue about the verification process taking so long for the first payment. Really wish EDD would just be honest about the actual timeline instead of getting people's hopes up with that "24-48 hours" nonsense. Going to call my credit union tomorrow to check for pending ACH transfers and set up those mobile alerts. Thanks to everyone who shared their experiences - knowing this is normal makes the wait so much more bearable!

I just went through this exact same experience last month! My first direct deposit took 6 business days from when it showed "paid" in the portal. I was checking my account obsessively every few hours and even called my bank thinking something was wrong. Turns out it's completely normal for the first payment while they verify everything on their end. Now my payments come through like clockwork in 2-3 days. The waiting is stressful but your money is definitely coming! One tip - I found that payments usually hit my account early in the morning (around 3-4 AM) rather than during business hours, so check first thing when you wake up.