Just went through this same exact situation last month! I was absolutely certain I had selected direct deposit during my application, but when I logged into my EDD account, there it was - Money Network card selected. I thought I was losing my mind! Turns out this is completely normal and happens to almost everyone. The first payment always goes to the card regardless of what you initially selected - it's part of their verification process. My card took exactly 9 business days to arrive after my payment was processed. Here's what I wish someone had told me: Once you get the card, don't panic about being stuck with it forever. You can immediately transfer the funds to your bank account using the Money Network mobile app - it literally takes like 2 minutes and the transfer shows up in your bank within 1-3 business days. Way faster than waiting to get direct deposit set up for future payments. Also, definitely call 1-866-692-9374 (the card services line, not the main EDD number) to check if you can get expedited shipping. They were actually helpful when I called, unlike the main EDD line. Since your rent is due next week, it's worth asking! The card comes in a plain white envelope that looks like junk mail, so check your mailbox carefully. You got this - the waiting is the worst part but it does work out!

I'm going through this exact same thing right now! Filed my claim about 10 days ago and I was 100% sure I selected direct deposit, but when I logged in yesterday it showed Money Network card. I've been freaking out thinking I somehow messed up the application process. Reading all these comments has been such a huge relief - I had no idea this was standard procedure for new claims! My payment was just processed this week, so based on everyone's timelines it sounds like I should expect my card sometime early next week. I'm definitely going to call that card services number (1-866-692-9374) tomorrow to see about expedited delivery since I have bills coming up too. The Money Network app transfer option is amazing - I was dreading being stuck using a debit card for everything, but knowing I can just transfer the funds to my regular bank account makes this so much more manageable. Thanks everyone for sharing your experiences and all the helpful tips! It's crazy that EDD doesn't explain any of this upfront, but at least we have communities like this to help each other figure it out.

I'm so sorry you're dealing with this shock - I just went through the exact same thing! Was making $4,900/month as a marketing manager and got my first EDD payment of $340/week last month. The reality check was brutal. What really helped me was immediately calling 211 (as others mentioned) - they connected me to programs I had no idea existed, including emergency utility assistance and a local food pantry that delivers groceries. I also found out my city has a temporary rental assistance program specifically for people on unemployment. One tip that's been a game-changer: I started meal prepping with ingredients from the food bank and buying generic everything. My grocery bill went from $400/month to under $100. Also, if you have any skills you can freelance (writing, tutoring, pet sitting), you can earn up to $25/week without it affecting your benefits - every little bit helps. The hardest part mentally was accepting this is just temporary survival mode, not permanent. Focus all your energy on the job search while utilizing every resource available. You're definitely not alone in this struggle - California's benefit system is completely out of touch with actual living costs here. Hang in there!

I'm going through this exact same situation right now and it's such a relief to find this thread! I was making $5,200/month as a software developer before getting laid off six weeks ago, and my EDD weekly benefit is only $425. Like everyone else here, I had absolutely no idea about the benefit caps and was completely blindsided by how little unemployment actually provides. Reading through all these comments has been incredibly helpful - I've already started applications for CalFresh and called 211 yesterday, which connected me to three different local assistance programs I didn't know existed. The mental reframe of viewing this as "temporary survival mode" rather than trying to maintain my previous lifestyle has been crucial for my sanity. One thing I've learned that might help others: if you're in tech like me, there are some industry-specific resources. Organizations like TechStars and local coding bootcamps sometimes have emergency funds or job placement assistance for laid-off developers. Also, some companies are specifically hiring people on unemployment for short-term contract work that stays under the benefit earning limits. The job market is definitely brutal right now, but this community and all the shared resources are helping me stay hopeful. Thank you everyone for being so open about your struggles and solutions - it makes this whole situation feel less isolating!

Hey Ethan! I just went through this exact same situation 10 days ago - EDD scheduled my eligibility interview for 2-4 PM and never called. I was freaking out just like you, especially since I'd already been waiting almost a month for that appointment slot. Here's what worked for me: I called 1-800-300-5616 at exactly 8:00 AM the next morning and used the rapid redial strategy everyone's mentioning - if you get a busy signal, hang up immediately and call right back with no pause between attempts. It took me about 90 minutes of persistent redialing, but I finally got through to a really understanding rep. She told me their interview scheduling system has been having major glitches lately and some appointments are just getting lost. The important thing was that she could see I was marked as "available and waiting" during my scheduled window, which protected me from any penalties. Then she asked if I could do the interview right then - absolutely yes! She connected me directly to an interviewer who did my full eligibility interview over the phone immediately. It took about 22 minutes with standard questions about why I left my job, my work availability, and job search efforts. The interviewer approved my claim on the spot and said all my benefits would be backdated to my original filing date. My first payment actually showed up in my account 3 days later! So don't stress too much about your rent - they're really good about making things right when it's their scheduling error. Make sure you have all your separation paperwork and job search records ready when you call tomorrow at 8:00 AM sharp. Based on everyone's success stories here, there's a great chance they can handle your interview immediately instead of making you wait weeks for another appointment. You've got this! 🙏

I'm so sorry this happened to you! I went through the exact same thing about 3 months ago - EDD scheduled my eligibility interview for 11 AM-1 PM and completely no-showed. I was sitting by my phone the entire time, even had my roommate call me during the window to make sure everything was working properly. Here's what I did that worked: Called 1-800-300-5616 at exactly 8:00 AM the next morning using the rapid redial method (hang up immediately if busy, call right back with no delay between attempts). It took me about 60 minutes of persistent calling, but I finally got through to a really helpful representative. She explained that they've been having technical issues with their interview scheduling system and some appointments were getting dropped from the queue. The good news was she could see I was marked as "present and available" during my scheduled window, so no penalties on my account. Even better - she was able to connect me directly to an available interviewer who did my eligibility interview right then over the phone! The interview took about 20 minutes with standard questions about my job separation, work availability, and job search activities. Got approved immediately and all my benefits were backdated to my original filing date, so I didn't lose any money despite EDD's scheduling mistake. My first payment hit my account just 4 days later! So don't stress about your rent deadline - they're usually really good about backdating when it's their error. Make sure you have all your separation paperwork and job search records ready when you call tomorrow at 8:00 AM sharp. Based on what I'm seeing from others here, there's an excellent chance they can handle your interview immediately instead of making you wait weeks for a reschedule. You've absolutely got this! 💪

I just wanted to add my experience for anyone else who might run into this duplicate flag issue in the future. I had the same thing happen to me about a month ago - certified for my usual two weeks and suddenly saw "duplicate" status instead of "pending." Like others mentioned, it was definitely a system glitch on EDD's end, not anything I did wrong. I ended up using the online contact form through UI Online instead of calling, and surprisingly got a response within 3 business days. The representative explained that their certification system sometimes processes submissions twice during high-traffic periods, creating these false duplicate flags. They cleared it immediately and my payment processed the next day. So if anyone is having trouble getting through by phone, the online contact option might be worth trying too. Just make sure to include your specific certification weeks and explain that you only submitted once. It's such a relief to see this community helping people navigate these frustrating technical issues!

I'm really glad I found this thread! I've been dealing with EDD for a few months now and this is exactly the kind of real-world advice that's so hard to find anywhere else. The duplicate flag issue sounds terrifying when it first happens, but seeing how many people have successfully resolved it is really reassuring. It's frustrating that we have to become experts in navigating these system glitches just to get the benefits we're entitled to, but I'm grateful this community exists to help each other out. I'm bookmarking this discussion and the solutions mentioned (like Claimyr and the online contact form) just in case I run into similar issues. Thanks to everyone for being so generous with sharing their experiences and solutions!

I'm new to this community but had to chime in after reading through this incredibly thorough discussion. What strikes me most is how this thread perfectly demonstrates that you're NOT alone in facing this situation - "resignation in lieu of termination" is clearly a widespread employer tactic, but EDD is well-equipped to handle these cases. As a newcomer who's been researching unemployment benefits, I'm bookmarking this thread because it's honestly one of the most comprehensive resources I've found anywhere. The combination of legal expertise from Owen and Jessica, real success stories from Zainab and MidnightRider, and practical advice from Jacob and others creates an amazing guide for anyone facing similar circumstances. To Mason - based on everything shared here, you definitely should file your claim immediately. The consensus seems clear: select "discharged" as your reason, be completely honest about the ultimatum, and don't let that resignation letter discourage you. EDD sees through these employer tactics regularly. And to Harold and anyone else facing this situation - this thread shows you have strong legal ground to stand on. The "but for" test Jessica mentioned is brilliant, and the "constructive discharge" concept Owen explained gives you the legal framework to understand your rights. Thank you to everyone who shared their experiences here - you're creating a lifeline for people during one of the most stressful times in their lives!

I'm new to this community but wanted to add my recent experience to this incredibly helpful thread. I just went through almost the exact same situation as Mason about 2 months ago - HR investigation, ultimatum to resign or be terminated, the whole process. I was absolutely terrified about filing for unemployment because of that resignation letter. After reading similar discussions (though not this specific thread), I decided to take the leap and file anyway. Here's what happened: 1. Filed immediately and selected "discharged" as my separation reason, explaining the ultimatum clearly 2. Got scheduled for an eligibility interview within 2 weeks 3. During the phone interview, I was completely honest: explained I was given no choice, didn't want to leave, only resigned to avoid termination for cause 4. My employer contested the claim, but EDD ruled in my favor after about 4 weeks total The EDD representative specifically told me that these "constructive discharge" cases (great term Owen used!) are very common and they're trained to look beyond just the paperwork. She said the key question they ask is whether I would have quit if not for the employer's ultimatum - and obviously the answer was no. To Mason and Harold - please don't let those resignation letters scare you. File your claims ASAP and be completely honest about the circumstances. Based on all the success stories in this thread and my own experience, you both have strong cases. The system actually works when you know how to navigate it properly! This community is amazing - wish I had found it earlier in my process!