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Dominique Adams

EDD SDI automatic payments vs. certification - which is my claim type?

I'm on my first disability claim ever (carpal tunnel surgery) and just received paperwork from EDD indicating something about 'automatic payment' on my claim. Does this mean I don't need to certify every two weeks? I'm paranoid about making mistakes that could delay my benefits since I'm already stretched thin financially. The paperwork is a bit confusing - if it says automatic payment, does that confirm I'm NOT supposed to certify? I don't want to do something wrong and mess up my whole claim. Has anyone else had this type of SDI claim where they didn't have to certify?

Yes, if your paperwork specifically states 'automatic payment' then you don't need to certify for those benefits. Regular SDI claims typically work this way - once approved, payments are issued automatically for the period your doctor certified. This is different from disability due to pregnancy (where you DO need to certify) and completely different from unemployment (UI) which always requires bi-weekly certification.

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Thank you! That's such a relief. My anxiety has been through the roof worrying about this. So I just wait for payments to show up in my account then? My doctor certified me for 8 weeks.

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i had the same thing last yr for my back surgery. automatic payments just showed up every 2 weeks, didnt have to do anything. best part of SDI vs unemployment lol

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Oh thank goodness! That's exactly what I hoped to hear. So much easier than unemployment was.

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My SDI claim for gallbladder surgery said automatic payment too, BUT you still need to be careful about a few things!! 1) If you return to work BEFORE your disability period ends, you MUST tell them or you could get hit with overpayment 2) If your doctor extends your disability, you'll need a new medical certification form 3) Watch out when your claim is near the end date - sometimes they stop payments abruptly But yeah, no bi-weekly certification like unemployment requires. Thank GOD for that, the UI site is terrible.

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This is super helpful! Thank you for the warnings. My doctor thinks I might need 2 more weeks than initially certified, so I'll make sure to submit that paperwork early.

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For standard disability claims (not pregnancy-related), EDD SDI typically uses automatic payments based on your doctor's certification. However, the program can be confusing because the rules differ from benefit type to benefit type: - Regular SDI: Automatic payments (no certification) - Pregnancy Disability: Some periods require certification - Paid Family Leave (PFL): Requires certification - Unemployment (UI): Requires certification If you ever need to update your claim (extension, early return to work, etc.), you'll need to contact EDD directly. Their phone system is notorious, so consider using Claimyr (https://claimyr.com) - I used their service last month to get through for my extension. They have a demo video here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd that shows how it works. Saved me days of frustration.

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Thank you for breaking down the different programs! That explains a lot of my confusion - I was mixing up the rules from when my wife had pregnancy disability. I'll check out that service in case I need to call about my extension.

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WATCH OUT!!!! I had "automatic payments" too but then my claim randomly stopped after week 6 even though I was approved for 12 weeks!!! Had to call 47 TIMES to get through to a rep who said there was a "system flag" on my account for no reason. SUCH A NIGHTMARE!!! The whole system is designed to make you give up on benefits you deserve!!!

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This happened to me too! My payments were automatic until they weren't 🙄 and then nobody could explain why. Took 3 weeks to fix.

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I think you're confusing SDI with UI maybe? When I had my knee surgery, my disability claim had automatic payments, but when I was on unemployment last year, I had to certify every two weeks. Did your paperwork specifically say SDI or disability on it? The EDD handles multiple benefit types and they all have different rules.

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It definitely says SDI on it - I had just finished being on unemployment before my surgery was scheduled, so I think I was stuck in that certification mindset. Thanks for confirming!

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just dont go back to work early without telling them or they'll say u committed fraud!!! happened to my cousin and he had to pay back like $1700

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That's scary! I'll definitely notify them if I'm cleared to return early. I'm still in a lot of pain though, so probably won't be early.

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Just wanted to add - make sure you keep all your paperwork organized! I had automatic SDI payments for my wrist surgery last year and everything went smoothly, but I'm glad I kept copies of everything. Also, if you're worried about payment timing, mine came on the same day every two weeks like clockwork. The EDD debit card they send is actually pretty convenient too - you can check your balance online or with their app. Hope your recovery goes well!

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