EDD Disability debit card arrival after 10/1 payment + transition to PFL timing

The BofA debit card usually arrives within 7-10 business days after your first payment is processed. Sometimes quicker, but I'd say by mid-October you should have it in hand. Your payment will already be loaded onto it when it arrives. As for knowing when your SDI ends - check your SDI Online account under "Claim Details." There should be a "Benefit End Date" listed. That's when your doctor certified your disability will end. You should apply for PFL a week or two before that date to ensure a smooth transition. The system will automatically stop your SDI when your PFL begins.

I waited almost 3 WEEKS for my card last year!! It was ridiculous. Called BofA and they said it was already sent but obviously it wasn't. Had to request a replacement. Check your mail carefully because it comes in a plain envelope that looks like junk mail!

For your PFL transition timing - make sure you apply for PFL within 41 days of your baby's birth or adoption, regardless of when your disability ends. You can have your doctor adjust your disability end date if needed. For bonding with your baby, you get up to 8 weeks of PFL. If your disability is pregnancy-related, they usually certify it for 6-8 weeks for normal delivery or 8-10 weeks for C-section. If you're stressed about timing, call EDD and ask them to confirm your disability end date and when you should apply for PFL. The official recommendation is to apply for PFL 1-2 weeks before your disability claim ends.

congrats on your baby!!! my card took 5 days last month, super fast!! but my cousins took 2 weeks. so random how they do it 🤷‍♀️

I had the EXACT same question back in April! So stressful trying to figure out when to transition from SDI to PFL. I tried calling EDD for days but kept getting disconnected. I finally used Claimyr (claimyr.com) to get through to a real person at EDD. They have this service where they connect you with an EDD agent directly - watched their demo video (https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd) and decided to try it since I was desperate. The EDD rep confirmed my SDI end date and walked me through exactly when to file for PFL so there wasn't a gap. Saved me so much stress during an already stressful time with a newborn! Timing the transition correctly is really important.

Anyone else notice how the EDD website is almost NEVER updated with current info??? My dashboard still showed my claim as "pending" even after I got my first payment! I wouldn't rely on the website to tell you when your disability ends. Just go by what your doctor certified you for and plan accordingly. Oh and the debit card - they use the SLOWEST mail service possible I swear. My neighbor got hers in 4 days, mine took 2 weeks. Makes no sense.

One thing to note about the transition from SDI to PFL - you don't have to serve another waiting period when switching from disability to paid family leave. This is a common misconception. The 7-day waiting period only applies to your initial disability claim. Also, keep in mind that while your doctor certified you for 12 weeks for your C-section recovery, EDD might approve a different timeframe based on their medical guidelines. That's why checking your claim details for the actual benefit end date is important.

I just went through this exact process in August! My timeline was: - First payment posted: August 3rd - Debit card arrived: August 12th (9 days later) - Last SDI payment: September 14th - Started PFL: September 15th The key is timing your PFL application. I applied for PFL on September 1st (two weeks before my SDI ended) and it worked perfectly - no gap in payments. My advice is to call your doctor's office and confirm exactly what dates they certified for your disability, then apply for PFL about 10-14 days before that end date.