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Salim Nasir

Can someone qualify for EDD SDI with an ITIN number after multiple surgeries?

My father had to take off work for 5 months after having two major surgeries back-to-back. His doctor said he shouldn't work during recovery, but now we're confused about whether he can apply for disability benefits. He pays taxes with an ITIN number (not a Social Security Number). Does anyone know if he's eligible for California SDI disability benefits with just an ITIN? He's been working at the same company for almost 7 years and has had deductions for SDI taken from his paychecks. Would really appreciate any advice because he's worried about the medical bills piling up.

Hazel Garcia

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Unfortunately, your dad likely won't qualify for SDI benefits. California EDD requires a valid Social Security Number (not an ITIN) to receive disability benefits. This is true even if SDI deductions were taken from his paychecks. It's one of those unfair situations where people contribute to the system but can't access benefits. Has his employer offered any paid leave options?

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Salim Nasir

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Thanks for the reply. That's really disappointing to hear, especially since the money was taken from his checks all these years. His employer gave him 2 weeks of sick leave but that's it. Nothing else was offered. I wonder if there's any way to appeal this or if there are other programs he might qualify for?

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Laila Fury

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cant he just use his employers info?? my cousin did that once i think and got money for like 6 weeks when he broke his leg

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Hazel Garcia

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No, that would be identity fraud and could result in serious legal consequences. EDD cross-references SSNs with other government databases. It's never worth risking legal problems by providing false information on government forms.

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I had a similar situation with my mom! She had ITIN too and paid into SDI for YEARS. When she needed disability benefits after her surgery they denied her right away because of no SSN. It made me SO ANGRY because they take the money but don't give benefits!! We tried calling EDD about a million times but kept getting disconnected or put on eternal hold. The system is TOTALLY BROKEN and discriminates against tax-paying workers!!!

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Simon White

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I was in this exact situation! After constant disconnections trying to reach EDD, I found this service called Claimyr (claimyr.com) that got me through to an actual agent within 15 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. While it didn't change the SSN requirement rules, at least I got a clear answer directly from an agent instead of wasting days on hold. Might be worth trying if you need to confirm your specific situation.

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Hugo Kass

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This is a common misunderstanding about California disability insurance. To clarify some facts: 1. SDI eligibility requires a valid Social Security Number, not an ITIN 2. Even though SDI deductions are taken from paychecks of ITIN holders, they cannot claim benefits (yes, this is fundamentally unfair) 3. This is a state-level policy, not something individual EDD representatives can override Your father might want to look into these alternatives: - State disability insurance programs in other states (if applicable) - Private disability insurance if offered through his employer - County medical services programs (varies by location) - Hospital charity care programs for the medical bills - Community-based organizations that provide assistance to workers regardless of status I recommend contacting your county's social services department to ask about available local resources for your specific situation.

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Salim Nasir

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Thank you so much for this detailed information. I'll definitely look into the county services and hospital charity care programs. It's just frustrating that the system works this way. Do you know if there's any movement to change this policy at the state level?

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Nasira Ibanez

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My brother went thru this back in 2023. Even tho he couldn't get EDD benefits, he found help with medical bills thru the hospital's financial assistance program. Tell your dad to ask for the financial counselor at the hospital where he had surgery - most big hospitals have programs to reduce or eliminate bills for people who qualify based on income. Won't solve the lost wages but might help with the medical debt part.

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Salim Nasir

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That's really helpful, thank you! I'll definitely have him talk to the hospital about financial assistance. Every bit helps at this point.

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Khalil Urso

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I work with immigrant communities on benefits issues. Some additional resources your father might consider: 1. Health consumer advocacy groups (Health Access CA, etc.) can sometimes help navigate medical bills 2. Some labor organizations offer hardship funds regardless of immigration status 3. Certain community clinics provide low-cost follow-up care 4. Some cities/counties have worker relief funds for those who don't qualify for state programs Also, if SDI was deducted incorrectly when he wasn't eligible to receive benefits, he might have a case to reclaim those deductions through a tax professional. This wouldn't help immediately but could provide some retroactive relief.

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Salim Nasir

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This is incredibly helpful information. I hadn't considered that we might be able to reclaim the deductions. I'll definitely talk to a tax professional about that option, and look into the community resources you suggested. Thank you so much!

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Laila Fury

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so wait they just take money from people's checks even tho those people cant get the benefits?? how is that legal???

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Hugo Kass

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It's a complicated policy situation. Employers are required to withhold SDI from all employee paychecks regardless of immigration status. The requirement to have an SSN to collect benefits comes from a different set of regulations. While it seems contradictory and unfair, it's currently how the system operates. Various advocacy groups are working to change this, but for now, that's the reality many workers face.

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Did your dad's employer give him any paperwork about his rights while he was out? Sometimes companies have their own short-term disability insurance that's separate from state disability. My uncle's company had this and it didn't need SSN, just proof he worked there. Might be worth asking HR if they have anything like that!

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Salim Nasir

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That's a good point! I'll have him check with HR to see if they offer any type of company-specific disability coverage. I'm not very hopeful since it's a smaller business, but definitely worth asking about. Thank you!

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Felix Grigori

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I'm sorry to hear about your father's situation. This is unfortunately a common issue that affects many hardworking people. While the SSN requirement for SDI benefits is frustrating, I wanted to mention a few additional things that might help: 1. Some unions have hardship funds available to members regardless of immigration status - if your dad is union member, definitely check with them 2. 211 (dial 2-1-1) is a helpline that can connect you to local resources for financial assistance, food, and medical bill help 3. If he's considering going back to work soon, make sure his doctor clears him first - returning too early could cause complications that lead to more medical bills Also, keep all documentation of the SDI deductions from his paystubs. As others mentioned, there might be options to recover those contributions through tax channels. It's worth consulting with someone who specializes in tax issues for workers with ITINs. I hope your father recovers fully and that you're able to find some financial relief through the community resources people have suggested here.

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Sarah Jones

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Thank you so much for all these suggestions! The 211 helpline sounds really useful - I had no idea that existed. Unfortunately my dad isn't in a union, but I'll definitely call 211 to see what local resources might be available. And you're absolutely right about making sure he's fully cleared by his doctor before going back to work. We don't want to risk any setbacks that could make things worse. I really appreciate everyone taking the time to share their experiences and suggestions. This community has been so helpful during a really stressful time for our family.

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I'm really sorry your family is going through this difficult situation. As others have mentioned, the SSN requirement for SDI is unfortunately firm, even when contributions have been made through ITIN. One thing I haven't seen mentioned yet - if your father has been with the same company for 7 years, he might qualify for unpaid leave protection under California's Family and Medical Leave Act (CFRA) or federal FMLA. While this doesn't provide income, it could protect his job while he recovers and give him more time to explore other financial assistance options. Also, some churches and community organizations have emergency assistance funds specifically for medical situations, regardless of immigration status. Even if your family isn't religious, many faith-based organizations help anyone in the community who's struggling. The situation with SDI contributions being taken but benefits unavailable really highlights how broken parts of our system are. Your father has been contributing to California's economy and tax base for years - he deserves better support during his recovery.

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Justin Chang

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Thank you for bringing up CFRA/FMLA - that's something we hadn't considered at all. Even though it wouldn't provide income, knowing his job is protected would give us some peace of mind while we figure out other options. I'll have him check with his employer about this. And you're right about community organizations - we've been so focused on government programs that we haven't really looked into local community help. I think I'll start by calling some of the larger churches in our area to see if they have assistance programs. It's just overwhelming trying to navigate all of this while he's still recovering, but everyone's suggestions here have given us a lot more avenues to explore than we had before.

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Nia Johnson

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I'm so sorry your father is dealing with this situation. The ITIN/SSN barrier for SDI benefits is incredibly frustrating, especially when he's been paying into the system for years. A few additional resources that might help: - Many hospitals are required by law to offer charity care programs - don't just ask at the billing office, specifically request to speak with a "financial counselor" or "patient advocate" - Legal aid organizations sometimes have workers' rights clinics that can review if the SDI deductions were proper and explore options for recovery - Some community health centers have sliding scale fees for follow-up care that might be much cheaper than regular doctor visits Also, document everything - keep copies of all his pay stubs showing SDI deductions, medical records, and any correspondence. This documentation could be valuable if policies change in the future or if there are legal avenues to pursue. The system is definitely broken when hardworking taxpayers like your father can't access benefits they've been paying for. I hope he has a full recovery and that some of the community resources others have mentioned can provide some relief during this difficult time.

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Thank you for emphasizing the documentation aspect - that's really smart advice that I hadn't fully considered. We have most of his recent pay stubs but I should probably go back and collect all of them from the past few years to show the full pattern of SDI deductions. The suggestion about specifically asking for a "financial counselor" or "patient advocate" at the hospital is also really helpful - I think when we called before we just got transferred around to different billing departments. And I hadn't thought about legal aid organizations having workers' rights clinics, but that makes total sense. Even if they can't change the immediate situation, it would be good to know if there are any legal options we should be aware of. This whole experience has really opened my eyes to how many people must be falling through these cracks in the system. I'm grateful for everyone who has shared their knowledge and experiences here.

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Oscar O'Neil

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I'm really sorry your father is going through this difficult situation. The ITIN/SSN requirement for SDI is unfortunately one of those policy gaps that affects many hardworking people who contribute to the system but can't access benefits when they need them most. Based on what others have shared, I'd also suggest looking into: - Worker centers in your area - organizations like the National Day Laborer Organizing Network often have resources for workers regardless of status - Credit union hardship programs - some credit unions offer emergency loans or assistance programs for medical situations - GoFundMe or similar crowdfunding - sometimes community support through online fundraising can help bridge the gap during recovery Since your dad has been with the same employer for 7 years, that's actually a huge asset in terms of job security and potentially accessing employer-specific benefits that others might not have mentioned yet. The fact that he's been paying into SDI for so long really highlights how unfair this situation is. While it doesn't help immediately, keeping detailed records of those contributions could be important if there are future policy changes or legal challenges to this system. I hope your father heals well and that some combination of the resources people have shared here can provide some relief during his recovery period.

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Malik Davis

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Thank you for mentioning worker centers - I hadn't heard of the National Day Laborer Organizing Network but I'll definitely look into that. The crowdfunding idea is interesting too, though I'm not sure how comfortable my dad would be with that approach. He's pretty private about personal matters, but maybe if the medical bills get too overwhelming we might have to consider it. You're right that his 7 years with the same employer is valuable - hopefully that work history and relationship will help when he's ready to return. It's encouraging to hear that keeping records of the SDI contributions might matter for future policy changes, even if it doesn't help right now. Thank you for taking the time to share these additional resources and for the kind words about his recovery.

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