Does GI Bill BAH count as income for CalWORKs and CalFresh? Student veterans confused
I'm stressing about our benefits situation. My husband and I are both full-time students right now and neither of us is working. I'm receiving GI Bill benefits from my military service which includes the Basic Allowance for Housing (BAH). When we applied for CalFresh last month, the worker seemed confused about whether my BAH counts as income. Then yesterday at our CalWORKs interview, a different worker said something completely different! One said it's exempt income, the other said it counts 100%. Has anyone dealt with this? I'm worried they'll count the housing money and we'll get denied for both programs. We really need the help while finishing our degrees. Anyone know the actual rules about GI Bill BAH for CalWORKs and CalFresh?
19 comments


Brandon Parker
This is actually a complicated topic with different rules for CalFresh vs CalWORKs. For CalFresh, your GI Bill BAH is NOT counted as income - it's completely exempt. This is federal policy for SNAP benefits (which is what CalFresh is). But for CalWORKs, it gets trickier. Generally, the BAH portion IS counted as unearned income for CalWORKs purposes. However, there are some educational expense deductions you might qualify for that could offset some of it. Make sure you clearly explain to both workers that you're receiving BAH from the GI Bill specifically, not regular income. Ask for a supervisor if they seem confused about the policy.
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Chloe Zhang
•Thank you so much! That makes sense why the workers were saying different things. Do you know if there's any official document I can print out to bring to my appointments? I get so nervous trying to explain things and the workers seem to not believe me sometimes.
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Adriana Cohn
we were in the EXACT same boat last year!!!! my husband is the veteran and gets gi bill. calfresh didnt count it but calworks did count the bah part. we still qualified for some cash aid but not as much. bring your award letter that shows the breakdown of tuition vs housing money. thats what they wanted from us
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Chloe Zhang
•Thanks for sharing your experience! I'll definitely bring the award letter. Did they ask for it at your initial application or during the interview?
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Jace Caspullo
I work with student veterans dealing with benefits, and this confusion happens ALL THE TIME. Here's the breakdown: • CalFresh (SNAP): GI Bill BAH is 100% EXEMPT from income calculations • CalWORKs: BAH *IS* counted as unearned income, BUT education expenses can be deducted Here's what you need to do: 1. For your CalWORKs application, gather ALL documentation of educational expenses including books, supplies, transportation to/from school, childcare during classes, etc. 2. Request a breakdown letter from VA showing exactly what portion is BAH vs. tuition 3. Ask your school's Veterans Resource Center for help - they often have staff who understand these benefit interactions Many eligibility workers don't understand veteran benefits well. Don't be afraid to ask for a supervisor if needed.
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Chloe Zhang
•This is incredibly helpful! I didn't realize we could deduct educational expenses. We spend a ton on books and my laptop just died so I had to buy a new one for classes. I'll definitely get documentation of all of this. Thank you!
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Melody Miles
The county people always get this wrong!!! I had to fight for months about my sons gi bill. They kept denying us calfresh even tho it's NOT supposed to count. I had to file for a hearing before they finally fixed it. So frustrating!!!!
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Nathaniel Mikhaylov
•This happens so often with benefits for veterans. My brother had the same issue with his GI Bill and CalFresh. The system is so broken.
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Eva St. Cyr
If you're struggling to get through to your CalWORKs worker to clarify this, I'd recommend trying Claimyr. I was in a similar situation with confusion about my student income and couldn't get anyone on the phone for weeks. Used claimyr.com and they got me through to a real person at the county within 20 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE Once I actually spoke with a knowledgeable worker (had to ask for a supervisor), they were able to correctly apply the rules about my education income. Saved me so much stress and prevented a denial based on incorrect information.
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Chloe Zhang
•I've never heard of this service before but I'm definitely going to check it out. I've spent HOURS on hold trying to reach someone at the county. Did they help you reach someone who actually understood the policy?
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Eva St. Cyr
Yes, they just connect you to the county office, but the big difference is you don't wait on hold for hours. Once I got through, I specifically asked for someone who handles veteran cases or a supervisor who could clarify the GI Bill policy. It took asking a couple times, but I eventually got someone who knew exactly how to code it in their system.
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Kristian Bishop
theyre all wrong!!! i get gi bill to and they told me it ALL counts for calworks and calfresh! i got denied everything and now im behind on rent. someone said theres a law about this but idk what it is. does anyone have the actual regulation number or something i can tell them???? im so confused
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Jace Caspullo
•You've definitely been given incorrect information. For CalFresh specifically, it's in the Federal SNAP regulations at 7 CFR 273.9(c)(10) which exempts educational assistance. For CalWORKs, the tuition/fees/books portion is exempt, but BAH is countable. I strongly suggest you request a hearing if you were denied because they counted your entire GI Bill. You have 90 days from the denial to request it. You can also contact your county's Veterans Service Office for help fighting this - that's literally their job.
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Nathaniel Mikhaylov
I remember when I was on CalFresh they told me only certain types of educational income don't count but others do? So confusing!
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Brandon Parker
One important thing to know - make sure you're reporting your student status on your application/SAR7 forms correctly. For CalFresh, being a student can actually make it HARDER to qualify unless you meet certain exemptions, even though the GI Bill itself isn't counted. Being a veteran actually helps here, as it's one of the student exemptions. For CalWORKs, your student status can count toward your Welfare-to-Work participation requirements, which is helpful. Make sure to provide your class schedule as verification.
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Chloe Zhang
•That's really good to know about the student status! I did mark that I'm a veteran on the application. Do you know if my husband would be exempt from the student rules for CalFresh even though he's not the veteran? We have the same income situation.
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Brandon Parker
Great question! If you and your husband file together as one household (which you should), then as long as ONE of you meets a student exemption (like being a veteran), you can both receive CalFresh. The student restrictions only apply if NOBODY in the household meets an exemption. So your veteran status should cover both of you for the student eligibility issue.
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Adriana Cohn
also make sure u tell them if u have kids!!! we get the diaper stipend for our baby thru calworks and that helps a ton
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Monique Byrd
This thread has been so helpful! I'm a student veteran too and went through this exact same confusion last year. One thing that really helped me was getting a letter from my school's financial aid office that specifically stated which portions of my GI Bill benefits were for tuition/fees versus housing. Also, if you're getting pushback from workers, ask them to document in your case file exactly what they're counting and why. Sometimes just asking them to write it down makes them double-check the policy. And definitely keep copies of everything - your VA award letter, school enrollment verification, and any educational expenses. I had to resubmit documentation multiple times because different workers kept asking for the same things. The student veteran community at my school was a lifesaver for navigating all this. If your school has one, they might have other students who've been through the same process with the same county office.
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