Suspicious 'ebtwm' charges on EBT card - CalFresh benefits possibly stolen?
I just checked my CalFresh EBT balance this morning and noticed my benefits are way lower than they should be. There's a charge from something called 'ebtwm' that I definitely didn't make! Has anyone else seen charges like this before? I'm supposed to have $687 for my family of four this month but now there's only $312 left and I KNOW I didn't spend that much. I'm freaking out because we really need those benefits to get through the month. Has anyone dealt with this before? Does 'ebtwm' mean my card was skimmed or hacked? Do I need to report this to the county or call the EBT hotline? Really worried and confused right now.
20 comments

Evelyn Kim
YES! This happened to me last month! The 'ebtwm' charge is definitely fraud. Someone skimmed your card. You need to call the EBT customer service line at 1-877-328-9677 IMMEDIATELY and report it as fraud. They'll cancel your current card and send you a new one. But here's the really crappy part - in California, they don't always reimburse stolen CalFresh benefits. It's not like regular debit cards where you're protected. They changed some rules recently but it's still a mess to deal with.
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Margot Quinn
AuthorOmg thank you for responding so fast! Did you get your benefits back when this happened to you? I'm going to call right now but I'm really worried about feeding my kids if they won't replace the stolen amount.
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Diego Fisher
' ebtwm typically stands 'for EBT Withdrawal' Money which appears when someone uses your EBT card information to make unauthorized purchases. This is unfortunately becoming more common with card skimming devices placed on ATMs and point-of-sale machines. Here are the specific steps you should take: 1. Call the EBT Customer Service (line) 1-877-328-9677 immediately to report the fraud and have your card canceled 2. Request a new card 3. File a police report - this is important for the next step 4. Contact your county CalFresh office to report the theft and provide them with the police report number 5. Ask specifically about 'the EBT Theft Victim' Replacement process California passed a law that allows for some replacement of stolen benefits, but there are specific timelines and documentation requirements. The sooner you report this, the better your chances ofrecovery.
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Margot Quinn
AuthorThank you so much for this detailed information! I never heard of this 'EBT Theft Victim Replacement' process before. Do you know if there's a deadline for reporting? I'm going to call right now and follow all these steps.
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Henrietta Beasley
This happened to my sister last year and they never gave her the money back!!!! the whole system is rigged against us. They expect us to feed our kids on these tiny benefits and then when they get stolen they're like 'too bad so sad'... she had to go to a food bank for the rest of the month because they wouldnt replace the stolen benefits. idk why they cant protect our benefits better i mean its 2025 ffs
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Evelyn Kim
The system IS messed up but they actually did change the rules in late 2023. Now they're supposed to replace stolen benefits if you report within 90 days. Problem is most county workers don't even know about the new rules or how to process the claims properly. Your sister might have been before the new policy.
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Lincoln Ramiro
I help clients with CalFresh issues, and sadly this type of EBT theft has become increasingly common. The 'ebtwm' notation is definitely unauthorized access. The good news is that California now has a benefit replacement process for EBT theft victims. You need to: 1. Report the theft to the EBT hotline immediately 2. Get a police report (many local stations let you file these online now) 3. Submit form CF 303 "Request for EBT Cash/SNAP Benefit Replacement Due to Electronic Theft" to your county office The replacement can take 2-4 weeks to process, but they should replace the stolen amount as long as you report within 90 days of the theft. Keep detailed notes of every conversation, including who you spoke with and when. Also, I recommend checking if your benefits were used out of state or at unusual stores - provide this information in your report as it strengthens your case.
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Margot Quinn
AuthorThank you so much for this information! I've never heard of form CF 303 before. Do I need to go to the office in person to submit it or can I do it online? I'm definitely going to file a police report today.
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Faith Kingston
I've had this happen THREE times now! After the second time, I started immediately transferring my CalFresh benefits to another card using the Providers app. Not sure if that's still allowed but it saved me when my EBT card got compromised again. Basically as soon as benefits hit my account, I move them. The 'ebtwm' is 100% fraud and it usually happens from those card skimmers they put on card readers at stores. They steal your card info and make fake cards to drain your benefits.
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Diego Fisher
Just to clarify, while some people do this, transferring CalFresh/SNAP benefits to another card or account is generally against program rules and could potentially lead to issues with your benefits. The better approach is to request a PIN change regularly and inspect card readers before using them.
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Emma Johnson
i had this EXACT thing happen omg! called the number on the back of the card like 50 times and kept getting disconnected. finally used this service called Claimyr (claimyr.com) that got me through to a real person at the EBT office in like 10 minutes. they have this video showing how it works https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 cuz honestly the regular phone system is useless. i filed the fraud report and got a new card but still waiting on replacement benefits. definitely report it fast!
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Liam Brown
does this Claimyr thing really work? ive been calling my county office for 3 days about a different issue and cant get through
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Emma Johnson
yeah it does work! i was skeptical too but they got me through when i couldnt get past the automated system for days
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Liam Brown
BTW guys I think we should all be checking our balances like EVERY DAY now cause of this stuff happening so much. My cousin works at the grocery store and she says they've had tons of people coming in saying their benefits got stolen recently. IDK what's going on but seems like theres some big scam targeting EBT cards going around Cali right now
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Margot Quinn
AuthorThat's scary! I'm definitely going to be checking my balance every day from now on. I wish they would send text alerts for transactions like regular banks do.
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Diego Fisher
Here are some additional protective measures you should take to prevent future EBT theft: 1. Change your PIN immediately after getting your new card, and change it regularly (monthly) 2. Never share your PIN with anyone 3. Cover the keypad when entering your PIN at stores 4. Examine card readers for skimming devices before inserting your card 5. Opt into EBT transaction alerts if your county offers them (many now do) 6. Check your balance frequently through the official EBT app or phone line 7. When possible, use your card at major grocery stores rather than smaller retailers Also, once you get your new card, I recommend withdrawing benefits in fewer, larger transactions rather than many small ones to minimize exposure.
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Margot Quinn
AuthorThese are great tips, thank you! I didn't know about EBT transaction alerts - I'm definitely going to ask about that. I usually shop at smaller stores because they're closer to my apartment but maybe I should just make one big trip to Safeway instead.
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Evelyn Kim
Any updates on your situation? Were you able to report it? I'm curious because I'm still fighting with my county about my stolen benefits from last month.
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Margot Quinn
AuthorYes! I called the EBT hotline and reported it, then filed a police report online. I also called my county office and they told me to download form CF 303 from the BenefitsCal website and upload it with the police report number. They said it could take up to 3 weeks to review but they're processing it. I'll update when I hear back!
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Sean Flanagan
I'm so sorry this happened to you! This is really scary and unfortunately becoming way too common. I work with families dealing with benefit issues and want to add a few things that might help: When you call the EBT hotline, ask them to put a fraud alert on your account immediately - this can prevent further unauthorized transactions while you wait for the new card. Also, if you're having trouble getting through to your county office, try calling first thing in the morning around 8 AM when they open - the lines are usually less busy then. One thing I've learned is that some counties are better than others at processing these theft replacement claims. If you run into roadblocks, don't hesitate to ask to speak with a supervisor or contact your county's CalFresh program manager directly. In the meantime, if you're struggling to feed your family while waiting for resolution, contact 211 (dial 2-1-1) for emergency food assistance resources in your area. Many food banks don't require documentation and can help bridge the gap. Keep detailed records of everything - dates, times, who you spoke with, reference numbers. This documentation will be crucial if you need to escalate your case. Hoping this gets resolved quickly for you!
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