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Money disappeared from my EBT card overnight - is this theft? How to get my CalFresh benefits back

I'm freaking out right now!! Checked my EBT card balance this morning and noticed over $650 was taken out sometime yesterday evening. I KNOW I didn't spend that money myself!! The last purchase I made was at Walmart for $72 on Tuesday. I've been keeping this card in my wallet the whole time and nobody else has access to it. Has anyone else experienced this? How do I report this to CalFresh? Will they actually replace stolen benefits or am I just out of luck for the month? My kids are counting on this food money and I'm scared we won't have enough to eat if I can't get it back. 😭

Carmen Ortiz

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This is most likely EBT fraud - someone may have skimmed your card or hacked your account. You need to take these steps immediately: 1. Call the EBT Customer Service number (877-328-9677) right away to report the unauthorized transaction and have your card deactivated 2. Request a new card to be issued 3. File a police report - this is often required for benefit replacement 4. Call your county CalFresh office and let them know what happened. They'll need to start the process for benefit replacement California does have a benefit replacement policy for stolen EBT benefits, but you must report it within 10 days of discovering the theft. Document everything - dates, times, transaction details from your EBT account history.

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Yuki Yamamoto

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Thank you so much!! I'll call that number right now. Do you know if they'll expedite a new card? Last time I lost mine it took almost 2 weeks to get a replacement and we can't wait that long for food.

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omg same thing happened to my sister last month!!! someone took like $400 from her card at some store she never even been to in san bernardino. she got the money back but it took like 3 weeks tho. make sure u report it FAST

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Yuki Yamamoto

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3 weeks?? Thats way too long ugh. Did she have to keep calling them or did they just automatically credit it back once she reported it?

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Zoe Papadakis

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This happened to me too! Check if there are any weird transactions from out-of-state or stores you've never been to. That's how I realized someone had stolen my card info even though I still had the physical card. These thieves are getting really sophisticated with skimmers.

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Jamal Carter

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This is a key point - thieves often use card skimmers placed over the real card readers at stores, gas stations, or ATMs. When you slide your EBT card, they capture the information and create a duplicate card. Always check card readers for anything loose or unusual before inserting your card. And cover the keypad when entering your PIN!

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After you call EBT customer service, you need to fill out a "EBT ARU Adjustment Request Form" for unauthorized transactions. Most people miss this step! Your county office has these forms - they'll review your case within 10 business days. By law, CalFresh has to replace stolen benefits if you file within 10 days of discovery and follow their procedures. But if this happens repeatedly, they might flag your account for investigation. Also, change your PIN immediately and don't share it with anyone - even family members. Set a reminder to check your balance twice a week. A lot of people don't realize their benefits were stolen until weeks later when it's too late to report.

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Yuki Yamamoto

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Thank you for this info! I didn't know about that form. Should I go to the county office in person to fill it out or can I do it over the phone? I work full time so it's hard to get there during business hours.

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Mei Liu

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Totally sucks this happened to you! The EBT customer service line is IMPOSSIBLE to get through on sometimes. I spent 3 hours trying to report my stolen benefits last year and kept getting disconnected. Try calling right when they open at 8am if you can. And don't wait - every day you delay makes it harder to get your benefits back!

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If you're having trouble getting through on the EBT customer service line, try using Claimyr.com - it's a service that helps you skip the hold times. You just enter the number you're calling and your phone number, and they call you back when a representative is on the line. I used it last month when my recertification was delayed and it saved me hours of waiting. They have a video demo that shows how it works: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8

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Also, once you get this resolved, consider setting up EBT text alerts for all transactions. You'll get a text message every time your card is used, so you can immediately spot fraudulent charges. Just go to www.ebt.ca.gov and set it up under your account preferences. I've had my benefits stolen twice, and the text alerts helped me catch it immediately the second time.

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Yuki Yamamoto

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I didn't know about text alerts! That would have helped me catch this right away. Definitely setting that up once I get my new card.

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another thing u shud do is never use ur EBT card at those atms that look sketchy or at gas stations. those r the ones that get tampered with the most!!! my caseworker told me only use the atms inside grocery stores if possible

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Zoe Papadakis

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Yes!!! And don't even use the point-of-sale machines at some smaller stores. My cousin works at the welfare office and says they're seeing TONS of skimming cases right now. It's like an epidemic or something.

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Jamal Carter

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Just to clarify some misinformation I'm seeing: CalFresh benefits CAN be replaced if stolen electronically, thanks to a 2021 policy change in California. However, there are strict requirements: - You must report within 10 days of discovery - You need to fill out the proper form (EBT 2259 - Statement of Stolen Benefits) - You must have the police report number (in most counties) - They will look at your transaction history and investigate - Replacement is limited to 2 months of benefits maximum They're usually quite good about replacing stolen benefits, but the investigation process takes time. While waiting, ask your county worker about emergency food resources in your area. Many counties can provide emergency CalFresh benefits in situations like this.

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Yuki Yamamoto

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Thank you for the detailed info! I just got off the phone with EBT customer service (took forever!) and they confirmed everything you said. They're sending me a new card and gave me a claim number. I need to call my county office next to start the replacement process. I'm really nervous about how long it will take since we don't have much other food at home right now.

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Carmen Ortiz

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As a follow up to my earlier comment - be sure to document EVERYTHING. Write down the names of everyone you speak with, reference/case numbers, and dates/times. This will help if there are delays in replacing your benefits. Also, reach out to 211 for immediate food assistance while you wait for your benefits to be replaced - they can connect you with local food banks and emergency assistance programs.

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Yuki Yamamoto

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Thank you - I'm keeping notes of everything! Just made an appointment with my county office for tomorrow morning to file the paperwork. They said they might be able to expedite the replacement since I have children in the household. I'm feeling a little more hopeful now.

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