Can you use CalFresh EBT with Instacart for delivery without a car?
Does anyone have experience using Instacart with CalFresh EBT? My car broke down last month and repairs would cost more than the car's worth, so I'm without transportation for the foreseeable future. I've been relying on my neighbor to drive me to grocery stores, but I can tell she's getting annoyed (not that I blame her). I heard Instacart accepts EBT now, but I'm confused about how it actually works with CalFresh benefits. Do they charge delivery fees to your regular debit card? Can you use 100% EBT or do you need to split payment? Also, do all stores on their app accept EBT or just certain ones? I'm trying to stretch my $387 monthly benefit as far as possible, so I'm worried about extra fees eating into my food budget. Any tips from those who've used it would be super helpful!
19 comments


StarStrider
Yes, you can definitely use CalFresh EBT with Instacart! I've been using it since my disability made shopping difficult. Here's how it works: 1. You can pay for eligible food items with your EBT card 2. Delivery fees, service fees, tips, and non-eligible items must be paid with a regular credit/debit card 3. Not all stores accept EBT on Instacart - look for the "EBT SNAP" label on the store in the app In my area, Walmart, ALDI, Food 4 Less, and Grocery Outlet all accept EBT through Instacart. The delivery fees range from $3.99-$9.99 depending on how fast you want delivery and how busy they are. One tip: Instacart+ membership ($99/year or $9.99/month) waives delivery fees on orders over $35, which might be worth it if you'll use it regularly. Still have to pay service fee though.
0 coins
Ethan Clark
•Thank you so much for the detailed explanation! That really helps. Do you know if they mark up the prices compared to in-store? I'm worried about getting fewer groceries for my benefits if they charge more online than in the actual store.
0 coins
Yuki Sato
i tried it once last yr but the fees r ridiculous imo. they charge extra for the groceries + delivery fee + service fee + tip. ended up being like $25 more expensive than just going to the store. if u can take the bus might be better
0 coins
Ethan Clark
•Ugh, that's what I was afraid of. I'm not near a bus line - I'm in a rural area outside of town which makes everything harder. $25 extra would definitely cut into my food budget too much.
0 coins
Carmen Ruiz
I use it all the time! Check if your county has a CalFresh Restaurant Meals Program too - some counties let you use EBT at certain restaurants if you're disabled, elderly, or homeless. My mom qualifies and uses DoorDash with her EBT sometimes.
0 coins
Andre Lefebvre
•The Restaurant Meals Program isn't in all counties. Only certain counties participate, and you have to meet specific criteria (homeless, disabled, or elderly 60+). You can't just use it for convenience. Please be careful spreading misinformation about CalFresh benefits - people might think they can use EBT for DoorDash when most cannot.
0 coins
Zoe Alexopoulos
Another option is to see if any local grocery stores offer their own delivery service. Some smaller chains have started this since COVID and sometimes their fees are lower than Instacart. Also, check if Amazon Fresh is available in your area - they accept EBT and if you get SNAP benefits, they offer discounted Prime membership which includes free Amazon Fresh delivery over $35.
0 coins
Ethan Clark
•I didn't know about Amazon Fresh! I'll definitely look into that option. Does anyone know how their prices compare to regular grocery stores?
0 coins
Jamal Anderson
Have you tried calling your county CalFresh office to ask about transportation assistance? Some counties offer programs to help with transportation to grocery stores or food banks for CalFresh recipients. When I was struggling to get to the store after my surgery, my county worker told me about a volunteer driver program. I know getting through to the county office is a nightmare though - I had to call like 12 times before I got a real person. If you're struggling to reach someone, I used this service called Claimyr (claimyr.com) that got me through to a live person at my county office in about 10 minutes. They have a video showing how it works: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 Might be worth asking if there are any transportation resources available for your situation.
0 coins
Ethan Clark
•I had no idea there might be transportation assistance! I've never been able to get through to my county worker - always get disconnected after waiting forever. I'll check out that Claimyr thing and see if I can finally talk to someone. Thanks for the suggestion!
0 coins
Mei Wong
INSTACART IS A SCAM!!! They mark up ALL the prices by 15-20% then charge u fees ON TOP of that! ur CalFresh benefits will get eaten up way faster. the whole system is designed to take advantage of poor people who don't have options!!!!!
0 coins
StarStrider
•The markups vary by store actually. Walmart and Aldi tend to have minimal markups compared to other stores on Instacart. It's not ideal, but calling it a scam is a bit much - they're pretty transparent about the fees if you read the terms. For people without transportation options, it can be a necessary service.
0 coins
Andre Lefebvre
I've been using my CalFresh benefits with Instacart for about 8 months now. It's been a lifesaver since I don't have reliable transportation. A few things to keep in mind: 1. You'll need a separate payment method for the non-food items, delivery fees, service charges, and tips 2. Some stores have higher markups than others (Safeway is terrible, Walmart is better) 3. Make sure to check if items are EBT-eligible in the app (sometimes it's not clear) One strategy I use is to place larger orders less frequently to minimize the impact of the delivery fees. I typically order about $200 worth of shelf-stable and frozen items every 2-3 weeks instead of smaller weekly orders. Also, if you're having transportation issues, check with your local food bank. Many now offer delivery options for people with mobility challenges or transportation barriers.
0 coins
Ethan Clark
•The large order strategy is smart! I think I'll try that approach if I go the Instacart route. And I'll definitely look into food banks with delivery - I hadn't even considered that might be an option. Thanks for the thoughtful advice!
0 coins
Yuki Sato
just get ur neighbor a gift card or somthing as thanks might be cheaper than instacart lol
0 coins
Ethan Clark
•I've tried offering her gas money but she says it's not about the gas, she just has a busy schedule. I think she's just tired of adjusting her plans to fit my shopping needs, which is totally understandable.
0 coins
Alejandro Castro
Have you looked into Walmart+ as an alternative? They accept EBT for grocery pickup and delivery, and their delivery fees are usually lower than Instacart. With Walmart+, you get free delivery on orders over $35, and they don't mark up prices as much as other services. Also, some areas have local mutual aid groups or community organizations that help with grocery shopping for people facing transportation barriers. You might try searching Facebook for "[your town/county] mutual aid" or "community support" groups. Sometimes neighbors are willing to help coordinate regular grocery runs for multiple people in similar situations, which could work better than relying on one person. If you do end up using Instacart, definitely go with Walmart or ALDI as your store choice - they tend to have the smallest markups and accept EBT. And like others mentioned, bigger orders less frequently will help minimize the fee impact on your budget.
0 coins
Everett Tutum
•The mutual aid suggestion is really good! I never thought to look for community support groups on Facebook. That could be a great way to connect with others in similar situations and maybe set up group shopping trips. I'll definitely search for groups in my area - even if it just helps me find one other person to coordinate with, that would take pressure off my neighbor. Thanks for thinking outside the box!
0 coins
StarSeeker
I've been in a similar situation and wanted to share what worked for me. Besides the delivery services others mentioned, check if your area has any senior/disability transportation services that might help with grocery runs - sometimes they're available to CalFresh recipients facing transportation barriers even if you don't meet age/disability requirements. Also, if you have a smartphone, download the Flashfood app. It's not delivery, but many grocery stores use it to sell discounted items that are close to expiration. If you can occasionally catch a ride or use rideshare for a quick pickup, you can stretch your CalFresh benefits much further. I've gotten $50+ worth of groceries for $15-20 through Flashfood. One more tip: some churches and community centers organize monthly grocery shopping trips for people without transportation. It might be worth calling around to see if anything like that exists near you. Even if it's just once a month, it could help supplement the delivery services.
0 coins