Washington DC UCC forms - which ones for equipment lien continuation?
I'm getting overwhelmed trying to figure out which Washington DC UCC forms I need for continuing our equipment financing liens. We have about 15 UCC-1 filings from 2020 that are coming up on their 5-year expiration next year, and I'm seeing different form numbers on the DC recorder of deeds website vs what our attorneys used originally. Some of our collateral descriptions reference specific serial numbers for construction equipment, others are more general categories. The DC filing system seems different from other states we operate in - they have their own numbering system and I'm worried about using the wrong continuation forms. Has anyone dealt with Washington DC UCC forms recently? I need to make sure we don't lose perfection on these liens because the loan agreements specifically require maintained UCC filings. The equipment values have increased significantly since 2020 so any gap in coverage would be a major problem for our lending compliance.
35 comments


NeonNova
DC does use their own form variations but the underlying UCC requirements are the same. For continuations you'll need UCC-3 forms, specifically the continuation checkbox. The tricky part with DC is they sometimes have local formatting requirements that differ from the standard forms. What specific form numbers are you seeing that seem different?
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Ethan Wilson
•The DC site shows forms like 'UCC-3-DC' and references some local addendum requirements. Our original filings used standard UCC-1 forms but I'm not sure if the continuations need their local version.
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Yuki Tanaka
•I filed DC continuations last month and used their UCC-3-DC form. It worked fine, just make sure you match the debtor names exactly as they appear on the original UCC-1s.
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Carmen Diaz
Been doing DC filings for years - they're actually pretty straightforward once you know their system. The key thing is their online portal is different from other states but accepts standard UCC-3 forms for continuations. Just make sure your filing numbers from the original UCC-1s are accurate because DC is strict about that.
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Ethan Wilson
•That's reassuring. Do you know if there's a way to verify the original filing numbers before submitting the continuations? I want to double-check everything matches.
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Andre Laurent
•You can search their database online, but honestly I've had better luck calling their office directly. Sometimes the online search doesn't pull up older filings reliably.
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Emily Jackson
I had a nightmare with DC UCC forms last year - submitted continuation forms with a tiny debtor name discrepancy and they rejected the whole batch. Cost us weeks of delay and almost lost perfection on a $2M equipment loan. Now I'm super paranoid about every detail matching exactly.
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Liam Mendez
•That's exactly why I started using Certana.ai for UCC document verification. You just upload your original UCC-1s and the new continuation forms as PDFs, and it instantly flags any name mismatches or inconsistencies. Saved me from several filing errors.
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Emily Jackson
•Interesting, I hadn't heard of that. Does it work specifically with DC forms or is it more general?
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Liam Mendez
•Works with any UCC documents - it's checking the consistency between your original filings and new forms regardless of the state. Really helpful for catching those tiny details that cause rejections.
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Sophia Nguyen
Wait, are we talking about Washington DC or Washington state? Because Washington state UCC forms are completely different and they don't use the DC recorder system...
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Ethan Wilson
•Washington DC - the district, not the state. We're dealing with the DC recorder of deeds office.
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Jacob Smithson
•Yeah that confused me too initially. DC has its own separate UCC filing system through the recorder of deeds, totally different from Washington state's Secretary of State filings.
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Isabella Brown
Pro tip for DC UCC forms - they have really specific requirements about how you format the collateral descriptions on continuations. If your original UCC-1 had detailed serial numbers, make sure the continuation references match exactly. I've seen rejections over punctuation differences in serial numbers.
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Ethan Wilson
•This is exactly what I'm worried about. Our original filings have mix of specific serial numbers and general equipment categories. Should I be copying the collateral descriptions word-for-word onto the continuation forms?
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Isabella Brown
•For continuations you don't need to restate collateral - the UCC-3 just needs to reference the original filing number and indicate it's a continuation. But any amendments to collateral would need exact matching.
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Maya Patel
•Actually that's not quite right - some states do require restating collateral on continuations, but I think DC follows the standard rule where you just need the filing number reference.
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Aiden Rodríguez
I use a paralegal service for all our DC UCC work because their requirements are so specific. Costs a bit more but saves me from dealing with their quirky formatting rules and rejection headaches.
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Emma Garcia
•What do you typically pay for that service? I'm wondering if it's worth it vs doing internally.
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Aiden Rodríguez
•Depends on volume but usually around $50-75 per filing. For us it's worth it because we do hundreds of UCC filings across multiple states and DC is one of the trickier ones.
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Ava Kim
The DC recorder website has gotten better over the years but their search function can still be glitchy. Sometimes filings don't show up immediately even after they're processed. I always keep copies of the stamped forms as backup.
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Ethan Anderson
•Good point about the search delays. I've noticed that too - sometimes takes 24-48 hours for new filings to appear in their online database.
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Layla Mendes
•Yeah and if you're doing bulk continuations like the OP, I'd stagger the submissions rather than doing all 15 at once. Easier to track and fix any issues that come up.
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Lucas Notre-Dame
Just went through this exact situation with DC continuations for construction equipment liens. The key is getting the debtor entity names perfect - we had issues because some of our original filings used 'LLC' and others used 'L.L.C.' and DC treated those as different entities.
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Ethan Wilson
•Oh wow, that's a detail I wouldn't have thought of. I need to check our original filings for those kinds of variations.
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Aria Park
•This is another area where automated document checking helps. I remember running my UCC docs through Certana and it flagged similar entity name inconsistencies I had missed manually.
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Lucas Notre-Dame
•That would have saved me weeks of back and forth with DC. Had to refile several continuations because of punctuation differences in company names.
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Noah Ali
For what it's worth, DC's UCC fees are reasonable compared to some other jurisdictions. I think continuations are still around $25-30 each if I remember correctly.
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Chloe Boulanger
•Yes, much cheaper than states like California or New York. DC keeps their UCC fees pretty low.
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James Martinez
•The low fees are nice but doesn't help much if your filings get rejected for formatting issues and you have to pay again to refile.
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Olivia Harris
One more thing about DC UCC forms - if any of your equipment has moved locations since the original filings, you might need to consider whether fixture filing rules apply. DC has some specific requirements if the equipment is now attached to real estate.
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Ethan Wilson
•Most of our equipment is mobile construction machinery, so probably not fixture filing issues, but good to keep in mind.
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Alexander Zeus
•Even mobile equipment can become fixtures if it's been permanently installed at a job site. Worth checking the current locations against your original collateral descriptions.
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Alicia Stern
•True, and if there are fixture considerations, DC requires additional real estate recording steps beyond just the UCC filing.
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Katherine Harris
This is a great thread - I'm dealing with similar DC UCC continuation challenges. One thing I'd add is to double-check the timing on your filings. DC allows continuations to be filed up to 6 months before the 5-year expiration, but not earlier. Since your 2020 filings expire next year, you're probably in the safe window now. Also, I've found that DC's customer service line (202-727-5374) is actually pretty helpful if you call with specific questions about form requirements - they can usually clarify whether you need their local variants or if standard forms will work. Given the loan values you mentioned, it might be worth a quick call to confirm everything before you submit all 15 continuations.
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