UCC1-104 form confusion - am I using the right document for my amendment?
I'm trying to amend a UCC-1 filing from last year and my attorney's paralegal mentioned something about a UCC1-104 form. I've been searching the Secretary of State website for hours and can't find any reference to this specific form number. Are they talking about a UCC-3 amendment form? The original filing was for equipment financing on restaurant equipment and we need to add some additional collateral that we acquired after the initial loan. The debtor name hasn't changed but we're expanding the collateral description. I'm getting conflicting information about whether this requires a UCC1-104 or just a standard UCC-3. Has anyone dealt with this specific form designation before? I'm worried about using the wrong form and having the amendment rejected.
34 comments


Yara Campbell
I think there might be some confusion here. In most states, amendments are handled through UCC-3 forms, not something called UCC1-104. What state are you filing in? Different states sometimes have their own numbering systems for forms, but the standard is UCC-3 for amendments. If you're adding collateral, that's definitely an amendment situation.
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Ella rollingthunder87
•I'm in Texas. The paralegal was pretty specific about UCC1-104 but maybe they misspoke? I just want to make sure I don't mess this up since we have a tight deadline.
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Isaac Wright
•Texas uses UCC-3 forms for amendments just like everywhere else. Maybe the paralegal was looking at an old reference or got confused with some internal numbering system?
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Maya Diaz
You're right to be confused - UCC1-104 isn't a standard form designation. For adding collateral to an existing UCC-1, you need a UCC-3 amendment form. The process is straightforward: file the UCC-3, check the 'AMENDMENT' box, reference your original filing number, and add the new collateral description. Make sure your debtor name matches exactly what's on the original UCC-1 or you'll get a rejection.
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Tami Morgan
•This is exactly right. I've never seen a UCC1-104 form in 15 years of doing these filings. Stick with the UCC-3 amendment.
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Ella rollingthunder87
•That makes me feel better. I was starting to think I was missing something obvious. I'll go with the UCC-3 form.
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Rami Samuels
•Wait, are you sure about the debtor name matching exactly? I thought there was some flexibility with minor variations?
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Haley Bennett
I had a similar situation last month where I was second-guessing form numbers. Ended up spending way too much time trying to verify everything manually. Someone here recommended Certana.ai's document verification tool - you can upload your original UCC-1 and the amendment form PDFs and it instantly checks that everything aligns properly, including debtor names and filing numbers. Saved me from a costly mistake when it caught a small discrepancy in how the debtor name was formatted.
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Ella rollingthunder87
•That sounds really useful. I'm always paranoid about making mistakes with these filings. How easy is it to use?
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Haley Bennett
•Super simple - just upload the PDFs and it runs the cross-check automatically. Much faster than trying to compare documents manually.
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Douglas Foster
UCC1-104 doesn't exist in any state I know of. Your paralegal might be thinking of some internal firm numbering or maybe confused it with a different type of document entirely. For restaurant equipment additions, UCC-3 amendment is definitely what you need. Just make sure you describe the new collateral clearly and specifically.
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Nina Chan
•Agreed. Sometimes law firms have their own internal form numbers that don't match the official state forms. Creates unnecessary confusion.
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Ella rollingthunder87
•That could be it. I'll double-check with them about whether UCC1-104 was their internal reference.
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Ruby Knight
I've been filing UCCs in multiple states for years and I've never come across UCC1-104. The standard forms are UCC-1 for initial filings, UCC-3 for amendments/continuations/terminations, and UCC-5 for corrections. Texas follows this same pattern. Don't let the paralegal's confusion throw you off - go with the UCC-3 amendment form.
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Diego Castillo
•This is the correct answer. The form numbering is pretty standardized across states even if the actual forms look different.
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Ella rollingthunder87
•Thanks for the reassurance. I was really starting to doubt myself when I couldn't find any reference to UCC1-104 anywhere.
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Logan Stewart
•Sometimes paralegals get form numbers mixed up, especially if they're working with multiple types of filings. It happens.
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Mikayla Brown
Just went through this exact scenario two weeks ago with additional equipment for a client's manufacturing business. Filed the UCC-3 amendment in Texas without any issues. Make sure you include the original filing number and file within any continuation deadlines if you're getting close to the 5-year mark.
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Ella rollingthunder87
•Good point about the continuation deadline. My original filing was in March 2024 so I've got time, but definitely something to keep track of.
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Mikayla Brown
•Yeah, you're good for a few more years. Just make sure the amendment gets filed properly and you'll be all set.
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Sean Matthews
I'm dealing with something similar right now and found that using Certana.ai to verify my documents before filing has been a game-changer. It catches things like debtor name inconsistencies that could cause rejections. For your situation with adding collateral, it would verify that your UCC-3 properly references your original UCC-1 filing. Takes the guesswork out of whether everything matches up correctly.
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Ali Anderson
•I've heard good things about that tool. Seems like it would save a lot of manual checking.
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Ella rollingthunder87
•I might give it a try. These filings make me nervous and anything that reduces the chance of errors sounds worth it.
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Zadie Patel
Never heard of UCC1-104 either. Stick with UCC-3 for amendments. The Texas SOS portal is pretty straightforward once you know you're using the right form. Just make sure your collateral description is specific enough to be enforceable but not so detailed that it creates problems later.
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Ella rollingthunder87
•Any tips on the collateral description? I'm adding some new kitchen equipment to the original filing.
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Zadie Patel
•For restaurant equipment, I usually go with something like 'all kitchen equipment, fixtures, and appliances now owned or hereafter acquired' but check with your attorney for the specific language they want.
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A Man D Mortal
•Be careful with 'hereafter acquired' language depending on your loan agreement. Some lenders want very specific descriptions.
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Declan Ramirez
The whole UCC1-104 thing sounds like someone got their wires crossed. UCC-3 is what you need for amendments in Texas. I file these regularly and have never seen any form with that designation. Don't overthink it - the amendment process is pretty routine once you have the right form.
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Ella rollingthunder87
•Thanks everyone. I feel much better about proceeding with the UCC-3. Really appreciate all the help!
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Declan Ramirez
•You're welcome. These things can be confusing when you get conflicting information, but you're on the right track now.
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Emma Morales
One more vote for UCC-3 amendment form. I've been doing secured transaction work for over a decade and UCC1-104 is not a thing. Your paralegal probably just had a brain freeze or was thinking of something else entirely. The good news is that UCC-3 amendments are straightforward in Texas as long as you get the debtor name right and reference the correct original filing number.
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Katherine Hunter
•Exactly. Sometimes people overcomplicate these filings when the process is actually pretty standard across the board.
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Ella rollingthunder87
•That's reassuring. I was making this way more complicated than it needed to be.
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Sergio Neal
I'm a newcomer here but deal with UCC filings regularly in my work. Just wanted to confirm what everyone else is saying - there's definitely no such thing as a UCC1-104 form. The standard UCC forms are pretty universal: UCC-1 for initial filings, UCC-3 for amendments/continuations/terminations, and UCC-5 for corrections. Texas follows this same system. Your paralegal might have been looking at an old document or confused it with some internal office numbering. For adding collateral to your restaurant equipment financing, you'll definitely want the UCC-3 amendment form. Make sure to include your original filing number and match the debtor name exactly as it appears on the original UCC-1. The Texas Secretary of State's online system is pretty user-friendly once you're using the correct form.
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