UCC search Oklahoma - portal keeps timing out during debtor lookup

Good point about the legal name first. I was trying to be efficient and search everything at once but that might be overloading their system.

Yeah their search function isn't built for bulk queries. I learned that the hard way last month.

I'll try that - been using Firefox which might be part of the problem.

Firefox definitely has compatibility issues with several state UCC portals. Chrome or even Safari work better.

How does that work exactly? Do they search multiple states at once or just verify documents you already have?

You can upload your charter documents and proposed UCC-1 and it verifies all the names match perfectly. Also does UCC-3 to UCC-1 consistency checks. Really helpful for catching those subtle spelling differences that can void a filing.

That actually sounds useful. Manual document comparison is where we make most of our mistakes.

Calm down dude, tech issues happen. At least Oklahoma has online filing unlike some states that are still stuck in the stone age.

Easy for you to say when you're not facing a lapse deadline! My continuation is due next week.

If you're that close to the deadline you should probably call their office directly. They can usually process urgent continuations over the phone.

That explains a lot. Wonder if they're still working out the kinks in the new system.

New systems always have growing pains. Give it a few more months and it'll probably stabilize.

That's actually smart - less traffic on the servers early morning.

I do all my UCC work before 8 AM for exactly this reason. State portals are much more responsive.

Same here. Plus you get the whole day to deal with any issues you find instead of discovering problems at 5 PM.

Good backup plan. I'll try the portal one more time tomorrow morning and if it's still acting up I'll call them.

Their phone support is actually pretty helpful. Way better than some other states I've dealt with.

Exactly - borrower doesn't understand that the delay isn't on our end, they just want their funding.

That's why I always build in extra time for UCC searches now. Technology fails when you need it most.

Smart approach. I learned that lesson the hard way on a deal last year.

We pulled the exact name from their Secretary of State business filing records, so that should be right.

Good thinking though. I've seen deals delayed because someone used 'Inc.' instead of 'Incorporated' in the search.

That's the kind of mistake that keeps me up at night. Those tiny name differences can invalidate everything.

Seriously, document verification is where most UCC problems start. Good catch.

How long did the verification take? We're always pressed for time on these deals.

Pretty much instant. Just upload the PDFs and it compares everything automatically.

Great news! I'm going to try the early morning approach tomorrow. At least we know the system can work when it's not overloaded.

Good detective work. Those existing liens could have been a nasty surprise later in the process.

This is why thorough UCC searches are so critical. You never know what's hiding out there.