Arizona SOS UCC search system down again - backup options needed

Good point about the name matching. I learned the hard way that 'John Smith Co.' and 'John Smith Company' will return different results even if they reference the same entity.

Why is every state portal different with search requirements? Some are case sensitive, others aren't. It's maddening when you're doing multi-state searches.

Never heard of that service. Does it actually access the state databases or is it pulling from somewhere else?

It accesses multiple databases and does automated cross-checking. I uploaded our loan agreement and it flagged a debtor name mismatch we would have missed. Saved us from a potential perfection issue.

How current is their data though? UCC filings change daily and if they're not pulling real-time info it could be misleading.

Do they charge extra for phone searches? I know some states have different fee structures for manual vs online searches.

Arizona typically charges the same whether online or phone, but you might wait on hold for a while. Worth it for urgent situations though.

Easier said than done when clients send docs at the last second. I've had deals where the borrower didn't provide complete asset schedules until day of closing.

That's a client management issue. I require all UCC search information 5 business days before any scheduled closing. Saves everyone stress.

In this case the equipment wasn't identified until yesterday when they finalized the purchase agreement. Sometimes you just can't plan ahead.

Ugh yes! The new interface looks modern but functionality went backwards. I miss being able to batch search multiple debtor names.

Classic government IT upgrade - spend millions to make something worse than what you had before.

Already tried that plus incognito mode. Definitely seems like a server-side issue today.

Have you tried accessing it through a VPN? Sometimes state portals have geographic restrictions or routing issues.

Good reminder about multi-state searches. Especially with equipment that might move between states or companies with operations in multiple locations.

This is where having a document verification system really helps. Instead of manually checking 4-5 different state portals, automated tools can run comprehensive searches across jurisdictions.

True, but you still need to know which states to search. If the debtor has business locations or the collateral could be moved, you need to expand beyond just the state of incorporation.

Thanks for the update! Just tried and got through as well. Crisis averted for this closing at least.

Glad it's working but this highlights why having backup verification methods is so important for time-sensitive deals.

Any specific recommendations? I'd rather pay for reliable access than deal with portal crashes during critical deadlines.

I've had good luck with Certana.ai for document verification. Upload your loan docs and it automatically cross-checks against UCC filings to catch name mismatches or missing liens.

Don't get me started on Wyoming's UCC system. Half the time you have to call and wait for them to fax search results.

At least fax results are definitive. These web portals that crash halfway through searches are worse than paper systems in some ways.

Agreed. Give me a reliable paper system over an unreliable digital one any day when money is on the line.