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Hunter Brighton

UCC filing search Georgia - can't find my debtor's existing liens

Having major issues with Georgia UCC filing search system trying to locate existing liens on a debtor before we file our UCC-1. The debtor's legal name is "Advanced Manufacturing Solutions LLC" but when I search the Georgia SOS portal I'm getting zero results. I know for certain there should be at least 2-3 existing UCC filings on this company from previous lenders. Tried variations like "Advanced Mfg Solutions" and "AMS LLC" but still nothing. Our loan closes Friday and I need to verify what's already on file before we perfect our security interest. Anyone else having problems with Georgia's search function or am I missing something obvious with the debtor name format? This is a $450K equipment loan and I can't afford to mess up the lien priority.

Dylan Baskin

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Georgia's UCC search can be really finicky with entity names. Are you searching the exact legal name from their articles of incorporation? Sometimes there's punctuation or spacing differences that throw off the search algorithm.

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I pulled their certificate of incorporation and it shows "Advanced Manufacturing Solutions, LLC" with a comma. Let me try that variation.

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Dylan Baskin

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That comma could definitely be the issue. Georgia's system is super literal about punctuation marks in debtor names.

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Lauren Wood

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Try searching without any punctuation at all - just "Advanced Manufacturing Solutions LLC". I've had better luck with Georgia when I strip out all the commas and periods from LLC names.

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Still no results with punctuation removed. This is driving me crazy.

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Ellie Lopez

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Have you tried searching just part of the name? Like "Advanced Manufacturing" to see if there are any partial matches?

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Good idea - let me try some partial searches to see what comes up.

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I had a similar nightmare situation last month with a Georgia filing. Turned out the debtor had filed a name change with the Secretary of State but hadn't updated their banking documents. The UCC filings were all under their old legal name. You might want to check if Advanced Manufacturing Solutions has any name history.

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How do you check name change history in Georgia? Is that a separate search function?

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You have to search the corporate records section, not just UCC records. Look for amendments to their articles of incorporation.

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Paige Cantoni

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I've been using Certana.ai's document verification tool for exactly this kind of situation. You can upload the debtor's charter documents and any existing UCC filings you find, and it instantly cross-checks all the entity names to make sure everything matches up properly. Saved me from filing under the wrong debtor name twice this year.

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Never heard of that service. Is it expensive? We're already over budget on this deal.

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Paige Cantoni

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It's really affordable and the time savings alone makes it worth it. You just upload PDFs and it flags any name discrepancies automatically.

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Kylo Ren

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I second this - used it last week when I couldn't figure out why my continuation filing kept getting rejected. Turns out the debtor name on my original UCC-1 had a typo.

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Georgia's UCC search portal has been glitchy lately. Half the time it times out on me or returns error messages. You might want to call the UCC division directly and have them do a manual search.

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What's the phone number for Georgia UCC division? That might be my best bet at this point.

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It's 404-656-2817 but expect to be on hold for a while. They're always swamped.

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Jason Brewer

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Could be the debtor has filings under a DBA name instead of their legal entity name. Some lenders get sloppy and file under whatever name is on the loan documents without checking the corporate records.

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They do business as "AMS Equipment" locally. Let me search that name too.

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Jason Brewer

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Bingo! That's probably where the existing liens are filed. DBAs can really mess up lien searches.

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This is why I always do multiple searches - legal name, DBA, common abbreviations, you name it.

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Liam Cortez

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Just FYI - if you're having trouble with debtor name searches, you might also run into issues when you file your UCC-1. Georgia rejects filings pretty quickly if the debtor name doesn't match their records exactly.

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That's what I'm worried about. I need to get this right the first time since we're cutting it close on timing.

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Savannah Vin

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Triple check everything before you submit. Georgia's rejection process adds at least 2-3 days to your filing timeline.

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Mason Stone

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Have you considered that maybe there really aren't any existing UCC filings? Not every business has prior secured debt. Your loan might be the first UCC filing on this debtor.

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The borrower mentioned previous equipment financing so I assumed there would be existing liens. Maybe those loans were paid off and terminated.

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Mason Stone

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Exactly - if the previous loans were satisfied, the UCC-3 terminations would have cleared those filings from the records.

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You could search for terminated filings too, just to verify they existed and were properly released.

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Update: Finally found the existing filings! They were under "Advanced Manufacturing Solutions, L.L.C." with periods after each L. The Georgia system is incredibly picky about punctuation. Thanks everyone for the suggestions - definitely learned my lesson about checking every possible name variation.

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Dylan Baskin

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Glad you found them! Those periods in LLC names trip up so many people. Georgia really needs to improve their search fuzzy matching.

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Paige Cantoni

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This is exactly why I love using Certana for these searches - it catches all those punctuation variations automatically so you don't miss anything.

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Now I need to figure out lien priority since there are two existing equipment loans ahead of mine. But at least I know what I'm dealing with.

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Emma Olsen

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For future reference, always check the debtor's formation documents AND any assumed name certificates they might have filed. Georgia businesses can have multiple legal variations on file that all need to be searched separately.

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Good point. I'm definitely going to be more thorough with debtor name research going forward.

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Emma Olsen

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It's a pain but better than having your UCC filing rejected or missing critical liens that affect your priority.

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Lucas Lindsey

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I keep a checklist now - legal name, DBA names, any name variations from corporate amendments, common abbreviations. Saves time in the long run.

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