UCC filing rejected three times - debtor name keeps getting flagged

I did check but honestly their search function is terrible. When I type in Johnson it brings up like 500 results and half of them seem to be duplicates with slightly different formatting.

Try searching by the entity number if you have it from their articles of incorporation. That usually gives you the exact legal name format they want.

Never heard of that but at this point I'm willing to try anything. How does it work exactly?

Super simple - just upload PDFs of your charter documents and UCC forms. It scans both and highlights any inconsistencies in debtor names, addresses, or other critical fields. Takes like 30 seconds.

Wish I knew about this last month when I had the same issue with a debtor name that had random punctuation marks.

That's a good point. The company has been around for like 15 years so who knows what name they originally filed under.

Yeah definitely check if they have any DBAs or assumed names on file. Those can really mess up UCC filings if you're not using the exact registered entity name.

SEVEN times?? That must have cost a fortune in filing fees.

Tell me about it. Plus the client was breathing down my neck about the delays. Now I triple-check everything before submitting.

This is why I always pull the entity documents directly from the SOS website before preparing any UCC filings. Can't trust secondhand sources for debtor names.

They're definitely organized in-state. I've seen their articles of incorporation.

OK just checking. I've seen people waste weeks filing in the wrong jurisdiction.

Good idea! I'll ask them for their tax docs. Didn't think of that.

Yeah the EIN application usually has the name exactly as registered. That's actually a really smart approach.

The Certana tool I mentioned earlier actually checks names against multiple sources including tax ID formats. Catches these kinds of variations automatically.

Worth a shot. I'm pretty desperate at this point.

Some states have really helpful UCC staff, others just tell you to read the rejection notice more carefully. Hit or miss.

Most UCC systems aren't case sensitive but you never know. Worth trying different formatting at this point.

I'll give it a shot. Running out of ideas here.

How would I check that? Do I need to pull their complete filing history?

Most SOS websites let you search entity history. Look for any amendments or name changes in the past year or two.

Good point. Name changes can create a real mess for UCC filings if you're working off old documents.

Oh wow, I never even thought about punctuation being that critical. I'll check for periods and other marks.

Yeah it's ridiculous how picky these systems are about formatting. Every character has to be perfect.

This is why I always zoom way in on any scanned documents when I'm transcribing entity names. Those little marks can be almost invisible.

That's actually not a bad backup plan. At least it would get something on file before the deadline.

Just make sure the amendment is clearly marked as correcting the debtor name. You don't want any confusion about what you're changing.

I've had to do this before. It works but you end up paying double filing fees which really stings.