UCC 1 form Texas debtor name requirements - business vs individual

That makes sense. The LLC is definitely the borrower and will own the equipment. So I should search the Texas SOS database to get the exact LLC name spelling?

Exactly. Use their business search tool to get the precise legal name. Even small differences in punctuation or abbreviations can cause rejections.

Ugh that's so annoying. These state systems are so picky about tiny details.

Tell me about it. Now I triple-check everything against the official state records before submitting.

That sounds really helpful. Does it work with Texas specifically? I'm worried about the state-specific requirements.

Yeah it handles all states. Just upload your PDFs and it cross-checks the debtor names automatically. Way faster than manually comparing documents.

I've heard good things about that tool. Might be worth trying if you're doing multiple filings.

Good point! I have that from the formation documents. Is that required or just recommended?

Required for entities in Texas. It helps with searching and ensures proper identification of the debtor.

I was planning to just put 'manufacturing equipment' but maybe I should be more specific?

You can be general like that, but including serial numbers or model numbers for high-value items is often better for perfection purposes.

Agreed. For $180k worth of equipment I'd want more detail in case there are disputes later about what's covered.

The LLC was formed in Texas and that's where the equipment will be, so I think I'm good there.

Perfect then. Texas it is.

That's smart. I've made so many stupid typos when I'm rushing to get filings done.

Exactly. Better to take an extra day for review than to deal with rejections and amendments later.

Thanks, I'll verify that. Do they accept credit cards or is it check only?

They accept cards for online filings. Much faster than mailing in paper forms.

It's a regular bank loan, not SBA, but I'll ask them if they have any special requirements for the filing.

Good idea. Some lenders are picky about exact wording in the collateral description.

Good reminder! I'll set up a calendar alert for year 4 to give myself plenty of time.

Smart. I've seen too many lenders miss continuation deadlines and lose their perfected security interest.

That's another thing Certana helps with - it can set up automatic reminders for continuation deadlines when you verify your initial filings.

Thanks everyone! This has been really helpful. I feel much more confident about getting this filed correctly now.

You're welcome. Better to ask questions upfront than deal with problems later. Good luck with the filing!