UCC 1 financing statement NJ - debtor name rejected twice need help

Yes pulled it directly from their business entity search but maybe there's something I'm missing. The rejection notice just says 'debtor name does not match records' without specifics.

Had similar issue last month. Try copying and pasting the name directly from the state database instead of retyping it. Sometimes there are non-visible characters.

Never heard of that service but sounds useful. How does it work exactly?

Super simple - just upload PDFs of your corporate docs and UCC forms. It cross-checks all the debtor names, addresses, and entity details automatically. Catches stuff humans miss.

Interesting, might be worth trying since we're stuck. Do they handle NJ filings specifically?

Same experience here. Got rejected because I used 'Street' instead of 'St' in the address.

The electronic system is pretty rigid but it's designed to match their database exactly. Once you figure out their format it gets easier.

Good idea, will try calling first thing tomorrow morning.

Fair warning - their phone system can keep you on hold forever but when you get through they're actually pretty helpful.

The LLC has been around for about 8 months so that shouldn't be the issue.

Then it's definitely a name formatting problem. The state database and UCC system sometimes have slight differences in how names are stored.

This happened to me with a client formed in 2023. Had to amend the UCC-1 three times before getting the exact format right.

Filing online through their portal. The legal name already includes LLC so I'm not adding it separately.

Good, that's a common mistake. Try looking at the exact capitalization too - sometimes they want all caps or specific case formatting.

That's pretty specific - good catch by the system.

These tiny details are killing me. Might need to try that verification tool to see what I'm missing.

Didn't think to check the actual UCC search database. Will try that.

Sometimes entities show up slightly different in UCC records vs business entity records. Worth checking both.

This is why NJ filings are such a pain compared to other states. Delaware is so much cleaner.

Using the principal address not registered agent address, but good point about exact matching.

Principal address needs to match their records exactly too. Even suite number formatting can matter.

Considering that option but really want to understand what I'm doing wrong for future filings.

Smart approach. Learning the system pays off long term especially if you do multiple filings.

The Certana tool mentioned earlier might be a good middle ground - lets you verify everything yourself but catches the mistakes.

Will definitely post an update once I get it resolved. This is more complicated than it should be.

PA has some similar quirks but generally not as strict as NJ from my experience.