My girlfriend and I went  to her credit  union to purchase a car for me I wasn't  a member  but i told them I wanted  my name on the loan as well because I was the one who would  be paying  the loan so they added  me to the loan. I have since paid  the vehicle  off and have the title which  is in both  are names. She had made no payment s on the vehicle.  And know that i have paid off   the loan and I have the title which  has both are names on it  But I was the one who paid  off  the loan who owns the vehicle.  We are not married.  Girl friend  and boyfriend.