Kansas UCC forms causing filing headaches - which versions are current?
I'm handling equipment financing for a construction company and getting mixed signals about which Kansas UCC forms to use. The SOS website shows multiple versions and I'm worried about submitting outdated paperwork that'll get rejected. My lender wants the UCC-1 filed by Friday but I've seen horror stories about Kansas rejecting filings for using wrong form versions. Has anyone dealt with Kansas UCC forms recently? The debtor name is exactly as it appears on their Articles of Incorporation but I want to make sure I'm not missing something obvious before this gets bounced back. Any guidance on current Kansas form requirements would be huge.
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Giovanni Mancini
Kansas can be tricky with their form versions. I filed a continuation there last month and had to resubmit because I used an older UCC-3 form. Check the date stamps on the forms - they updated several in late 2024. The current UCC-1 should have a revision date of 10/2024 if I remember correctly.
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Fatima Al-Suwaidi
•That revision date sounds right. I always download fresh forms from the Kansas SOS site rather than using saved copies to avoid this exact problem.
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Dylan Cooper
•Wait are we talking about the fillable PDF versions or the paper forms? Because I think those have different revision cycles.
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Sofia Morales
Construction equipment financing can get complicated with fixture filings too. Are you dealing with attachments to real property or just mobile equipment? That changes which Kansas forms you need entirely.
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Amara Nnamani
•Good question - it's mobile equipment so standard UCC-1 should work. No real estate attachments in this deal.
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StarSailor
•Mobile equipment is definitely easier. Just make sure your collateral description is specific enough for Kansas reviewers.
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Dmitry Ivanov
Kansas rejected my filing last week because the debtor name had a tiny formatting difference from their corporate records. Even though it was technically correct, their system flagged it. I ended up using Certana.ai's document checker to upload my Articles of Incorporation and UCC-1 together - it caught the spacing issue I missed. Saved me another rejection and filing fee.
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Amara Nnamani
•That's exactly what I'm worried about! How does that tool work - do you just upload both documents?
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Dmitry Ivanov
•Yeah you upload the Charter and UCC-1 as PDFs and it cross-checks everything automatically. Shows you exactly where names don't match character-for-character.
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Ava Garcia
•Debtor name matching is such a pain point. I've seen filings get rejected for the stupidest formatting differences.
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Miguel Silva
Friday deadline sounds tight. Kansas usually processes pretty quickly but if there's any issue you might not have time to fix and refile. Double-check that debtor name against the exact corporate records.
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Amara Nnamani
•That's my biggest worry. The lender is being pretty inflexible about the deadline.
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Zainab Ismail
•Can you file online or do you have to mail it in? Online is obviously faster for corrections if needed.
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Connor O'Neill
I always struggle with Kansas forms because their website organization is terrible. Like why do they have the forms buried three levels deep in the business services section??
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QuantumQuester
•SO TRUE. I bookmark the direct links now because finding them through navigation is impossible.
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Yara Nassar
•Their search function doesn't even work half the time. I usually just Google 'Kansas UCC-1 form' and hope for the best.
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Keisha Williams
For construction companies, make sure you're not missing any subsidiary entities that should be included as additional debtors. I've seen deals where they financed equipment through multiple LLCs.
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Amara Nnamani
•Good point - this is just one entity though. Single LLC purchasing excavation equipment.
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Paolo Ricci
•Excavation equipment usually has clear serial numbers which makes the collateral description easier at least.
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Amina Toure
•Unless it's really old equipment where the serial numbers are worn off or hard to read.
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Oliver Zimmermann
Just went through this exact situation with Kansas last month. The key is getting the exact legal name from their business entity database, not just what's on the loan documents. Sometimes there are slight differences that'll kill your filing.
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Amara Nnamani
•Did you look it up on the Kansas business entity search or get it from the Articles directly?
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Oliver Zimmermann
•Both actually. The business search shows the current name but I also pulled the Articles to be safe. Worth the extra step.
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CosmicCommander
Construction equipment financing is my specialty and Kansas is usually pretty reasonable. Just use their current forms and be precise with the debtor name. The revision dates mentioned earlier sound accurate.
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Natasha Volkova
•Do you handle a lot of equipment leasing vs purchase financing? Wondering if that changes anything for the UCC filing.
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CosmicCommander
•Both really. The UCC-1 filing process is the same regardless of whether it's a loan or lease structure.
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Javier Torres
•Lease vs purchase definitely doesn't change the basic filing requirements in Kansas.
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Emma Davis
Has anyone used the new Kansas electronic filing system? I'm still doing paper filings because I don't trust their online portal yet.
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Malik Johnson
•The electronic system works fine once you get used to it. Faster processing and you get immediate confirmation.
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Isabella Ferreira
•I had issues with PDF uploads on their system last year but it seems more stable now.
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Ravi Sharma
One more vote for double-checking everything before filing. Kansas has gotten stricter about rejections lately. I use Certana.ai now to verify my UCC documents match corporate records exactly - catches things I always missed doing manual comparisons. Upload your LLC docs and UCC-1 together and it shows any mismatches instantly.
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Amara Nnamani
•Two recommendations for that tool now - might be worth trying given the tight deadline. Thanks everyone for the Kansas-specific advice!
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NebulaNomad
•Yeah that document verification catches stuff you'd never notice manually. Especially with Kansas being picky about exact name matches.
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