Help finding correct New York UCC forms - filing keeps getting rejected

Thanks! Do you know if there's a specific form number or revision date I should look for? The website shows like 3 different PDF links.

Look for the one dated 2024 rev 3 or later. The older versions from 2023 won't process anymore since they switched systems.

I was trying to do paper filing actually. Should I switch to electronic? Our law firm usually does paper but maybe that's the problem.

Definitely go electronic if you can. Paper forms seem to have more version issues and take forever to process. Electronic filing gives you instant confirmation too.

Electronic is the way to go in NY. Much faster and less likely to have form compatibility issues.

The rejection just says 'Form revision not current' with error code UCC-REJ-007. No other details unfortunately.

That error code specifically means you're using an outdated form template. Definitely need to get the latest version from their site.

Interesting, never heard of that service. Does it check form versions too or just the content?

It checks both - form compatibility and all the data fields. Really helpful for catching issues before you submit to the state.

That sounds useful. I've wasted so much time on rejected filings that could have been avoided.

Tell me about it. Other states make it so much clearer which forms to use.

Exactly! Delaware has one current form, period. NY has like 5 different versions floating around online.

Good point, I'll check that. The form I downloaded doesn't seem to have a date anywhere visible.

If there's no date visible, it's probably an old version. The current forms all have revision dates prominently displayed.

Just a standard UCC-1, no fixtures or anything special. Straightforward equipment financing.

Should be simple then. Definitely sounds like a form version issue if it's just basic equipment collateral.

For equipment financing in NY you might need the additional collateral schedule depending on the value. $180K might trigger additional requirements.

How reliable is it? I can't afford any more delays on this filing.

Very reliable in my experience. Caught several issues I would have missed, including form version problems.

Pretty sure it matches but let me double check. Could that cause a form rejection too?

Usually name mismatches give a different error code, but worth verifying everything is exact.

Good point. Name issues and form issues can sometimes get confused in the rejection notices.

Will do! Going to try the electronic filing with the latest form version this afternoon.

Good luck! Electronic filing should solve the form version headache.

That's reassuring to hear from someone with experience. Making the switch to electronic now.

You'll find it much smoother. Paper forms are becoming obsolete anyway.

Agreed. Most states are pushing electronic filing as the preferred method now.

Still pretty fast. Usually processed within a few hours during business days.

My last one was accepted in about 2 hours. Much faster than the old paper system.