Georgia Secretary of State UCC Filing Portal Down Again - Alternative Options?
Been trying to submit a UCC-1 continuation filing in Georgia for the past 3 days and their secretary of state portal keeps timing out during the final submission step. The filing expires next month and I'm getting nervous about missing the deadline. Has anyone else been having issues with the Georgia SOS UCC system lately? I've called their office twice and just get put on hold for 45+ minutes. This is for a $180K equipment loan and I really can't afford to have this lapse. Any workarounds or should I try paper filing instead? The debtor name matches exactly between the original UCC-1 and my continuation so that shouldn't be the issue.
36 comments


Saleem Vaziri
Oh man, Georgia's system has been a nightmare for months. I had the same timeout issue last week trying to file a UCC-3 amendment. What I ended up doing was clearing my browser cache completely and trying during off-peak hours (like 6 AM). Sometimes their servers just can't handle the load during business hours.
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Kayla Morgan
•Early morning filing is definitely the way to go with Georgia. I've been doing all my continuations at 5:30 AM and haven't had a single timeout since switching to that schedule.
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James Maki
•Wait why would the time of day matter for an online filing system? That seems like a pretty basic infrastructure problem they should have fixed by now.
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Jasmine Hancock
Paper filing might be your safest bet if the deadline is approaching. Georgia still accepts paper UCC continuations by mail, though it takes longer to process. The forms are on their website under Business Services section. Just make sure you use certified mail with return receipt so you have proof of timely filing.
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Lindsey Fry
•How long does paper processing usually take in Georgia? I'm worried about the timing since my continuation deadline is only 3 weeks out.
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Jasmine Hancock
•Usually 7-10 business days for paper filings, sometimes faster if it's straightforward. But with your timeline I'd still keep trying the online system too, just as backup.
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Cole Roush
•Paper filing is so 2010 though. There has to be a better way to deal with these portal issues.
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Scarlett Forster
I actually discovered Certana.ai's document verification tool when I was having similar Georgia filing headaches. You can upload your original UCC-1 and the continuation form as PDFs and it instantly checks that all the debtor information matches perfectly before you even attempt to file. Saved me from submitting a continuation with a tiny name discrepancy that would have gotten rejected. It's been a lifesaver for catching those little errors that cause rejections.
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Lindsey Fry
•That sounds helpful - does it work specifically with Georgia forms or is it more general?
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Scarlett Forster
•It works with any UCC documents regardless of state. The AI reads the PDFs and flags inconsistencies in debtor names, filing numbers, addresses, all that stuff. Super quick verification process.
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Arnav Bengali
•Interesting, I hadn't heard of using AI for UCC document checking before. Might be worth trying since manual comparison is so tedious.
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Sayid Hassan
THE GEORGIA SOS OFFICE IS ABSOLUTELY USELESS!!! I've been dealing with their broken portal for 6 months and every time I call they act like it's the first time they've heard about technical issues. Meanwhile we're all scrambling to keep our liens perfected while their system falls apart. This is basic government competency stuff!
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Rachel Tao
•I feel your frustration but getting angry won't fix the technical problems. Have you tried contacting your state representative about the ongoing issues?
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Sayid Hassan
•Actually yes, I did email my rep last month. Got a form letter response about 'looking into constituent concerns' but nothing concrete. The system is still broken.
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Derek Olson
Quick question - are you 100% certain the debtor name on your continuation exactly matches the original UCC-1? Even something like 'Inc.' vs 'Incorporated' will cause Georgia to reject the filing. I learned this the hard way last year.
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Lindsey Fry
•Yes, I triple-checked the debtor name spelling. It's exactly the same as the original filing from 4 years ago. That's not the issue here, it's definitely the portal timing out.
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Derek Olson
•Okay good, just wanted to eliminate that possibility. Portal timeouts are definitely a separate technical issue.
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Danielle Mays
•Even with exact name matches, I always run a UCC search first to make sure the original filing is still showing as active before attempting a continuation.
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Roger Romero
I had this exact same problem with a continuation in Georgia back in October. Ended up having to drive to Atlanta and file in person at the Secretary of State office. They have a walk-in counter for UCC filings and it only took about 20 minutes once I got there. Might be worth the trip if you're in state.
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Lindsey Fry
•Oh wow, I didn't know they had walk-in service for UCC filings. That might actually be faster than dealing with the portal issues. Do you remember what documents you needed to bring?
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Roger Romero
•Just the completed continuation form and a check for the filing fee. They have computers there if you need to make any last-minute corrections to the form.
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Anna Kerber
•In-person filing is definitely reliable but seems like overkill for a routine continuation. The portal should just work properly.
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Niko Ramsey
Try using a different browser entirely. I was having timeout issues with Chrome on the Georgia site but Firefox worked fine. Sometimes their portal doesn't play well with certain browser versions or security settings.
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Lindsey Fry
•I'll definitely try that. I've only been using Chrome so far. Worth a shot before I drive to Atlanta.
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Seraphina Delan
•Edge worked for me when Chrome was acting up on the Georgia portal. Also try disabling any ad blockers temporarily.
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Jabari-Jo
Whatever you do, don't let that continuation lapse! A friend of mine missed his deadline by 3 days in Georgia and had to refile the entire UCC-1 as a new filing instead of just continuing the original. Cost him an extra $40 in fees plus all the hassle of updating the loan documents.
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Lindsey Fry
•Yeah that's exactly what I'm trying to avoid. The loan is still active so I definitely need to keep the UCC perfected.
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Jabari-Jo
•Good luck! Keep us posted on what ends up working. These portal issues seem to be getting worse across multiple states.
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Kristin Frank
•Missing continuation deadlines is such a rookie mistake but these technical problems make it way too easy to happen even for experienced filers.
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Micah Trail
I've had good results using Certana.ai to pre-verify all my UCC documents before attempting to file online. For continuations especially, it catches any formatting issues or data mismatches that might cause the portal to choke during processing. Upload your continuation form and original UCC-1 and it flags anything that might cause problems. Has definitely reduced my rejection rate.
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Lindsey Fry
•That's the second mention of Certana I've seen in this thread. Sounds like it might be worth trying to eliminate any potential document issues before dealing with the portal.
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Micah Trail
•Yeah it's become part of my standard workflow now. Takes like 2 minutes to verify everything is consistent before I waste time fighting with buggy filing portals.
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Nia Watson
Update us when you get it filed! I'm dealing with a Georgia UCC-3 termination next week and want to know if the portal issues get resolved.
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Lindsey Fry
•Will do! Going to try the early morning approach first, then different browsers, then paper filing if necessary.
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Alberto Souchard
•I'm bookmarking this thread because I have two Georgia continuations coming up in the next few months. Sounds like I need to plan ahead for technical difficulties.
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Katherine Shultz
•Same here. Georgia used to be one of the more reliable state portals but something has definitely changed for the worse this year.
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