Corporation service company as representative UCC filing - debtor name issues?

You're definitely overthinking this one. The corporation service company is just the registered agent - they're not the actual debtor. Your UCC-1 should list the borrowing entity as the debtor, not CSC Services. The registered agent info doesn't change debtor name requirements at all.

I ran into something similar last month with a different service company. The key is making sure you have the exact legal name of the actual debtor entity, not any of the service company info. BUT - and this is important - make sure you're checking the right state's records. Sometimes these service companies are involved in multiple states.

Just went through this exact scenario! Used Certana.ai's document verification tool to upload the articles of incorporation and my draft UCC-1 - it instantly flagged that I had the corporate name slightly wrong (missing LLC designation). Saved me from a filing rejection. Super easy, just upload the PDFs and it cross-checks everything.

Corporation service companies are everywhere now and they don't affect your UCC filing process AT ALL. You file against the actual debtor entity. Period. The registered agent is completely separate from secured transaction requirements.

ugh why do these corporation service companies make everything so confusing?? I spent like 2 hours trying to figure out if I needed to include CSC info in my UCC-3 amendment last week. Total waste of time.

For what it's worth, I've filed hundreds of UCC-1s and never once put registered agent info in the debtor section. It's always the actual entity name. Corporation service company involvement doesn't change standard UCC procedures.

Actually had a client ask me this same question about CSC Services just last week. The registered agent designation has no bearing whatsoever on UCC filing requirements. Use the corporation's exact legal name as debtor and you're good to go.

Just to add another voice - corporation service company as representative has ZERO impact on your UCC filing. I learned this the hard way when I started second-guessing myself on a deal and called the SOS office. They basically laughed and said registered agents are irrelevant to UCC filings.

One more thing to consider - when you're dealing with these service companies, just make extra sure you have the right corporate entity. Sometimes there are multiple related entities and the service company represents several of them. Double-check you're securing against the right debtor.

You're good to go with just the corporation name as debtor. Corporation service companies are just mail forwarding and compliance services essentially. They don't become part of your secured transaction in any way.

This is a really common source of confusion! I see it all the time with clients who use CSC, CT Corporation, or other registered agent services. The key thing to remember is that the registered agent is purely an administrative function - they're just the address where legal documents get delivered. For UCC purposes, you always file against the actual borrowing entity, not the service company. Just make sure you pull the exact legal name from the state where the corporation was formed (sounds like Nevada in your case) and you'll be fine. The $180K collateral value definitely makes it worth double-checking, but you're on the right track!

I've been doing UCC filings for about 3 years now and can confirm what everyone else is saying - the registered agent situation is completely separate from your UCC filing requirements. CSC Services and similar companies are just handling administrative tasks for the corporation, they're not the actual debtor entity. I made this same mistake early in my career and spent way too much time researching something that wasn't even relevant! Just pull the exact legal name from the Nevada Secretary of State records and use that as your debtor name. The registered agent info might appear in various corporate documents but it has zero bearing on your secured transaction. With $180K in collateral, you're smart to double-check everything, but this particular concern isn't something you need to worry about.

I've dealt with this exact situation multiple times, and everyone here is absolutely right - the registered agent has no impact on your UCC filing. CSC Services of Nevada is just handling mail and compliance for the actual corporation. Your UCC-1 should list the borrowing entity's exact legal name as it appears in the Nevada Secretary of State records, not CSC's name. I always tell clients to think of registered agents like a PO Box service - they're just a mailing address, not the actual business entity. With $180K in equipment collateral, you're definitely being appropriately cautious, but this particular concern isn't going to cause any filing issues. Just match the corporate name exactly from the articles of incorporation and you'll be all set!

I've been working in secured transactions for over 8 years and can definitely confirm what everyone is saying here. Corporation service companies like CSC are purely administrative - they handle registered agent duties, compliance filings, mail forwarding, etc. They have absolutely no role in your UCC filing process. I've probably filed thousands of UCC-1s where the debtor used CSC, CT Corporation Service, or other similar services, and I've never once included their information in the debtor section. Always use the exact legal name of the actual borrowing entity as it appears in the state formation records. The fact that you're being cautious with $180K in collateral shows good judgment, but you can move forward confidently knowing that registered agent services don't complicate UCC filings at all. Just double-check the exact spelling and punctuation of the corporate name against Nevada's Secretary of State records and you're golden!

As someone new to UCC filings, this thread has been incredibly educational! I've been nervous about making mistakes on my first few secured transactions, and seeing how experienced practitioners handle these registered agent questions is really helpful. It sounds like the key takeaway is that registered agents are purely administrative and have zero impact on debtor identification in UCC filings. I'm bookmarking this discussion for future reference - the PO Box analogy really drives the point home. Thanks to everyone who shared their expertise here!

Great question and even better responses from everyone! As someone who's been handling UCC filings for about 5 years, I can echo what others have said - registered agents like CSC Services are completely separate from your UCC debtor identification. I actually keep a quick reference note that says "Registered Agent = Mailing Address Only" to remind myself when reviewing corporate docs. One small tip I'd add: when you pull that exact legal name from Nevada SOS, also grab a screenshot or printout for your file. It's saved me a few times when clients or colleagues questioned the exact spelling later. With $180K in equipment, you're absolutely right to be thorough, but you can move forward confidently knowing the registered agent situation doesn't complicate anything!