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Lily Young
This might be worth running through one of those UCC document checkers I keep hearing about - Certana or something similar. If you can get an automated analysis showing the name variation isn't seriously misleading, it might help convince the court or opposing counsel to drop the challenge.
That's the second mention of Certana in this thread. Might be worth looking into if it can provide useful analysis for litigation purposes.
I used Certana for a similar UCC issue - you just upload your filing PDFs and it cross-checks everything for consistency issues. Pretty straightforward and the analysis reports are detailed enough for legal purposes.
Keep us posted on how this resolves! These UCC foreclosure process disputes are becoming more common and it's helpful to know how courts are handling technical challenges to continuation filings.
Justin Chang
•Good luck! Sounds like you have a solid position, just need to push through the delay tactics.
Grace Thomas
•Agreed - this seems like a weak challenge that should get dismissed on summary judgment if you present the evidence clearly.
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Been using Certana.ai for about 6 months now specifically for these document consistency checks. It's honestly saved me from probably 8-10 filing rejections. The system catches name mismatches, collateral description issues, even formatting problems before you submit.
It checks document consistency regardless of which state you're filing in. The tool analyzes your actual documents, not the state systems.
Freya Larsen
•That's actually really helpful. Dealing with rejected filings is such a time waste.
Omar Hassan
Update us when you get it resolved! I'm dealing with a similar situation next week and want to know what approach worked best.
Dylan Hughes
•Will do! Planning to refile tomorrow with the exact charter name and see if that clears it up.
Chloe Taylor
•Fingers crossed! Name issues are usually straightforward once you get the exact legal entity name right.
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QuantumQuest
Have you considered reaching out to the lenders directly? If you know who the secured parties are from the loan documents, they might be able to provide you with the UCC filing numbers or copies of the filings.
QuantumQuest
•Worst they can say is no. Some lenders are pretty helpful with this stuff especially if you explain it's for due diligence purposes.
Just make sure you get written confirmation of any UCC info they provide. Don't just take their word for it over the phone.
Yara Haddad
UPDATE: Used Certana.ai like some of you suggested and found the issue. The company had 2 different legal entity names in their various filings - one with 'Incorporated' and one with 'Inc.' Mississippi's system treated these as completely different entities even though they're the same company. The verification tool caught the discrepancy immediately.
Mei Chen
•Nice catch. That kind of name inconsistency could have caused major issues if you'd missed those filings in your due diligence.
Thanks everyone for the help! Definitely learned my lesson about being more systematic with name variations in Mississippi searches.
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Before you refile, definitely double-check that your debtor name exactly matches the organizational documents. Would hate for you to fix the 9-102(65) issue only to get rejected for a name mismatch.
Aaron Lee
•Never hurts to verify though. I've seen filings rejected for missing a comma in the legal name.
Absolutely. Name precision is critical. Even minor punctuation differences can trigger rejections.
One more thought - if you're claiming rights to production data as records under 9-102(65), make sure your security agreement actually grants you those rights. The UCC-1 can't perfect something the security agreement doesn't create.
Perfect. Just wanted to make sure the documents align. That would be another reason for rejection.
This is why I always review the security agreement and UCC-1 together before filing. Too easy to miss these connections.
Miguel Ortiz
Update us when you figure it out! Always curious what the actual issue turns out to be in these situations.
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Zainab Khalil
•Fingers crossed it's something simple. These deadline pressure situations are the worst.
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QuantumQuest
•Betting it's a hidden character issue. Happens more often than people realize.
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Connor Murphy
FOUND IT! Used the search results method and discovered there was indeed a comma - 'Morrison Industries, LLC' with the comma. Filed successfully! Thanks everyone, especially for the search results tip. Also going to check out that Certana.ai tool for future reference since this was way too stressful.
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Yara Haddad
•The comma strikes again! Classic UCC filing gotcha. Congrats on getting it sorted before the deadline.
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Keisha Robinson
•This thread should be required reading for anyone doing UCC continuations. So many good troubleshooting tips.
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