UCC Document Community

I had a similar situation last year with a Florida LLC that moved operations to Georgia. Spent weeks worrying about it before realizing the operations move was irrelevant - Florida filing was correct all along because that's where the LLC was organized.

Update us when you get the Delaware filing done! This thread has been educational for those of us who haven't dealt with multi-state entity issues yet.

Bottom line: don't overthink the duration rule. It's 5 years from filing date, period. Your energy is better spent on making sure your continuation forms are accurate and filed within the 6-month window. The mechanics are straightforward if you stay organized.

One additional consideration for your portfolio review - make sure you're also checking whether any of your borrowers have changed their organizational structure since the original UCC-1 filings. If a debtor incorporated, merged, or was acquired, you may need to file UCC-3 amendments to add the new entity name before filing continuations. The 4-month rule for seriously misleading name changes could impact your security interest even if you get the continuation timing right.

This has been really helpful everyone. I feel much more confident about moving forward with the filing. I'll definitely double-check the debtor name against their formation docs and may try that verification tool before submitting. Thanks for all the practical advice!

As someone new to UCC filings, this thread has been incredibly educational! I'm curious about timing - is there a recommended window between loan closing and filing the UCC-1? I know you want to get it filed quickly to establish priority, but are there any practical considerations about waiting for certain loan documents to be fully executed first?

One more thing - don't forget to document your search methodology and keep records of exactly which databases you searched and when. If any issues come up later, you'll want to be able to show that you did a thorough and reasonable search based on the information available at the time.

This is such a comprehensive thread - lots of great advice here! I'm dealing with a similar situation but for a smaller target (only 3 states). One thing I'd add is to check if any of the states you're searching have consolidated their UCC databases with other filing systems. For example, some states now include UCC filings in their broader business entity search portals, which can sometimes return different results than searching the dedicated UCC database. Also, if you're using Certana.ai or similar tools, make sure you're uploading high-quality scans - I've found that poor PDF quality can cause the automated systems to miss important details in the debtor name fields.

Thanks everyone for all the detailed advice! This gives me a much better roadmap for handling the GoodLeap UCC termination properly. I'll definitely pull the original UCC-1 first and double-check all the details before filing the UCC-3.

I've handled several GoodLeap solar terminations and can share some specific tips. First, GoodLeap typically uses very precise debtor naming conventions that include middle initials and sometimes LLC designations if the system was financed through a business entity. Second, they often file amendments or continuations on their UCC-1s, so make sure you're terminating the most current version. I always call their UCC department directly at their corporate office - they're usually helpful about confirming the exact filing details and can tell you if there are any pending changes that might affect your termination timing. The key is getting ahead of any issues before you file rather than dealing with rejections after the fact.