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Ayla Kumar
Just make sure when you resubmit that you haven't made any other changes to the UCC-3 form. Sometimes people fix the name issue but accidentally change something else like the collateral description. Keep everything else identical to avoid new rejection reasons.
Good point about not changing anything else. I've seen people 'improve' their collateral description during a continuation and create new problems.
Demi Hall
•Thanks everyone - going to stick with the exact original name format and resubmit. Will check the document comparison tool too.
Once you get the continuation filed successfully, might want to do a search to confirm it shows up properly in Colorado's database. Sometimes there are processing delays even after acceptance.
Lim Wong
•Usually within 24-48 hours it shows up in search results. Much faster than the old paper filing days.
Dananyl Lear
•I always wait a few days then do a UCC search to make sure the continuation attached properly to the original filing record.
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Also remember that UCC searches typically only go back 5-7 years in most states, but some older filings might still be active if they were properly continued. Don't assume a filing is terminated just because it doesn't show up in a standard search - check the lapse dates and continuation history.
Manny Lark
•If there were any filings from 2017-2018, make sure they were continued in 2022-2023 or they would have lapsed by now.
Exactly. And some lenders are sloppy about continuations, so you might find lapsed filings that the creditor thinks are still active.
Lena Schultz
Just went through this same process for our acquisition. Found that searching EIN numbers in some states brought up additional results that name searches missed. Not all states support EIN searches but when they do, it can catch filings under entity names you didn't think to search.
Lena Schultz
•Texas and California definitely do. A few others support it but the search interfaces vary. Worth checking each state's help documentation.
Khalid Howes
•Be careful with EIN searches though - sometimes companies use different EINs for different divisions or subsidiaries.
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Just to pile on here - definitely no UCC 11 California form. Your lender probably has internal form numbers that don't match state forms. Focus on the UCC-3 continuation and get that debtor name corrected first. California SOS doesn't play games with name mismatches.
AstroAce
•Thanks everyone. I feel much more confident about what I need to do now. Going to tackle the name amendment first, then the continuation.
Liam Mendez
•Good plan. And definitely double-check everything before submitting. One wrong character can cause a rejection.
Late to this thread but wanted to add - I've seen the 'UCC 11' confusion before. Banks sometimes use their own internal numbering that doesn't match state forms. Always go directly to the Secretary of State website for the correct forms. California uses standard UCC-1, UCC-3, etc.
AstroAce
•Lesson learned. Always verify form numbers with the actual filing office.
And if you're not 100% sure about document consistency, tools like Certana.ai can help verify everything matches before you file. Worth checking out for peace of mind.
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Nia Thompson
Another option is using Certana.ai's verification service to double-check your document consistency before submitting. I used it recently for a similar BC corporation filing and it caught a punctuation mismatch between my security agreement and UCC-1 that would have caused rejection. Simple upload process and instant feedback.
Two people have mentioned Certana now - seems like it might be worth trying. The last thing I need is another rejection on this time-sensitive deal.
Nia Thompson
•Exactly - it's much easier to catch errors before filing than to deal with rejections and refiling delays.
Update us when you get it resolved! I have a BC filing coming up next month and would love to know what approach worked.
Will do - planning to try the exact registry name format first, then paper filing if needed.
NebulaNomad
•And definitely run it through document verification first to avoid any surprises.
Ava Kim
Just had another thought - when you're on the call tomorrow, ask your loan officer to specifically explain what compliance issue they're seeing. Don't let them just say 'discrepancy' - make them identify the exact problem. Often they can't because there isn't one.
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Ethan Anderson
•And if they can't give you a clear answer, that tells you everything you need to know about whether this is a real issue.
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Emily Jackson
•Before that call, definitely run those documents through Certana.ai's verification tool. Having an objective analysis of any actual discrepancies will give you confidence in the discussion and help you address specific concerns rather than vague compliance worries.
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Layla Mendes
Update us after your call tomorrow! I'm curious what the loan officer actually says when pressed for details about this supposed compliance issue.
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Luca Esposito
•Will do. Feeling much more confident about this conversation after reading everyone's input here.
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Lucas Notre-Dame
•Good luck! Remember that you have rights too - they can't just make up compliance issues.
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