Will FAFSA results affect additional college grants after merit scholarship?
I'm totally confused about how FAFSA works with existing scholarships. My daughter received a $14,500/year merit scholarship based on her 3.8 GPA. Great news, but now I'm wondering if completing the FAFSA could lead to additional aid? The whole FAFSA rollout has been such a nightmare this year, and I'm questioning if it's even worth going through the hassle if she's already received merit money. Will colleges potentially offer more grants/scholarships once they see our FAFSA results? Or are merit and need-based completely separate pools? Our household income is around $78K with two other kids who'll be in college within 3 years. Anyone know if pursuing the FAFSA could actually result in additional money beyond what she already got?
22 comments


Carmen Vega
YES! Absolutely complete the FAFSA even with a merit scholarship! Merit and need-based aid come from different funding sources. The $14,500 merit award is based solely on her academic achievements, while need-based aid (which is what FAFSA determines eligibility for) is completely separate. With your household income and multiple children approaching college age, you could qualify for significant additional aid including Pell Grants, subsidized loans, and institutional need-based grants. Many colleges have both merit scholarships AND need-based grants they can award. Once they calculate your Student Aid Index (SAI) from the FAFSA, they may offer an additional aid package on top of the merit money. I've seen students get merit scholarships plus several thousand in need-based grants after FAFSA results came in. Don't leave money on the table!
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Yuki Kobayashi
•Thank you!! That makes me feel better about wrestling with this application. Do you know if there's a deadline where it would be too late? We're still waiting for my husband's W-2 which is delayed for some reason.
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QuantumQuester
my daughter got a 12k merrit scholership last yr but after fafsa she got another 5k in pell grants plus 3k in state grants!! def worth doing even with all the probelms this year
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Yuki Kobayashi
•That's amazing! Did you have to do anything special to get the additional grants? Or did they just automatically offer them after reviewing your FAFSA results?
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QuantumQuester
•nope just filed fafsa and waited! they sent her a new aid letter with everything listed. the pell grant comes from federal and the other stuff came from the school and state. took about 3 weeks after they got our fafsa
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Andre Moreau
I work in financial aid at a state university, and I can confirm what others have said. Merit and need-based aid are drawn from different pools, and receiving one doesn't disqualify you from the other. With your income and multiple future college students, you'll likely qualify for need-based aid. However, some schools have policies where they won't exceed the total cost of attendance with combined aid. So if your daughter's merit scholarship is already large, the additional need-based aid might be limited by that cap. Every institution handles this differently. The FAFSA delays this year have been frustrating for everyone, but schools are being more flexible with deadlines. I'd recommend contacting your daughter's specific college financial aid office directly to ask about their priority deadlines, as you don't want to miss out on institutional aid which is often first-come, first-served once they start processing FAFSA results.
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Yuki Kobayashi
•Thank you so much for this insider perspective! I'll definitely call them tomorrow to check on deadlines. The merit scholarship covers about half her tuition, so hopefully there's room for more aid within the cost of attendance.
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Zoe Stavros
Just to add to what others have said - with a household income of $78K and three potential college students, you absolutely should file the FAFSA! Your daughter could qualify for up to $7,395 in Pell Grants alone for the 2025-2026 academic year, and that's FREE money that doesn't need to be repaid. Also, some schools require a completed FAFSA to renew merit scholarships in subsequent years or to be considered for certain departmental scholarships that open up later. Not completing it could actually jeopardize future funding opportunities. Don't let the current FAFSA problems discourage you. If you're having trouble getting through on the Federal Student Aid phone lines, I've had good luck using Claimyr (claimyr.com) to get through to a real person without the hours-long wait. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ. Saved me hours of frustration when I needed to resolve a verification issue.
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Yuki Kobayashi
•I didn't even think about the FAFSA being required for merit renewal - that's really good to know! And thanks for the Claimyr tip, I'll check that out. The one time I tried calling I was on hold for 45 minutes before giving up.
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Jamal Harris
Am I the only one who thinks this whole system is RIDICULOUS??? Merit scholarships, need-based grants, loans, work study... it's deliberately complicated to confuse families! My son got a big merit scholarship too and then got basically nothing from FAFSA despite me being a single parent. Meanwhile his roommate whose parents make way more got additional grants. Make it make sense!!! 🤬
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Carmen Vega
•There are many factors beyond just income that affect aid eligibility - assets, number of family members in college, specific institutional formulas, etc. What seems unfair might make sense if you could see all the calculations. But I agree the system could be much more transparent.
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Jamal Harris
•Yeah whatever. The whole thing is designed to keep families confused and in debt. And this year's FAFSA disaster just proves how broken the entire system is!
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Mei Chen
I was literally in your exact position last year with my son. He got a partial merit scholarship, and I almost didn't bother with FAFSA thinking it wouldn't matter. SO GLAD I did it anyway! After his SAI (Student Aid Index) came back, the university added a $3,800 need-based grant and he qualified for subsidized loans instead of just unsubsidized. Definitely push through the FAFSA hassle - it's worth it. Just make sure to list EVERY school she's considering on the FAFSA, even if she's pretty sure where she's going. Different schools have different institutional funds they can offer.
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Yuki Kobayashi
•That's really encouraging to hear! She's pretty set on this one school, but I'll make sure to add her backup choices too just in case. I'm feeling much more motivated to get this FAFSA done now.
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Liam Sullivan
This FAFSA rollout has been the WORST. I've been trying to submit since January and kept getting error codes. Finally got through last week but now I'm worried we missed priority deadlines at some schools. Anyone know if colleges are extending their deadlines because of all these FAFSA problems?
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Andre Moreau
•Most colleges have adjusted their financial aid deadlines this year due to the FAFSA delays. Many have pushed priority deadlines to late March or even April. It's best to contact each school's financial aid office directly to confirm their specific deadlines.
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Yuki Kobayashi
Update: I finally submitted our FAFSA yesterday after getting my husband's W-2! The website was actually working for once. I also called my daughter's college financial aid office like some of you suggested, and they said their priority deadline for institutional aid has been extended to April 1st because of all the FAFSA delays. They also confirmed that she could potentially get additional need-based grants on top of her merit scholarship, depending on our SAI score. Keeping my fingers crossed! Thanks everyone for pushing me to complete it despite the hassle.
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Carmen Vega
•That's great news! Now you just need to wait for the Student Aid Index calculation, which hopefully won't take too long. Once the school has that, they can put together their complete financial aid package. Make sure to check your daughter's student aid account and email regularly for any verification requests.
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Yuki Kobayashi
•Will do! The financial aid officer mentioned something about verification being more common this year with the new FAFSA. Is that something I should be prepared for?
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Andre Moreau
•Yes, verification is when the Department of Education or your college requests additional documentation to confirm the information on your FAFSA. With the new FAFSA, they're doing more direct data retrieval from the IRS, but verification can still happen. If selected, you might need to provide tax transcripts, W-2s, or fill out verification worksheets. Don't worry if this happens - it doesn't mean you did anything wrong, it's just part of the process for many applicants.
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GalacticGladiator
Congratulations on getting your FAFSA submitted! 🎉 As someone who went through this process with my older son two years ago, I can tell you that you made the right choice pushing through all the technical difficulties. The combination of merit + need-based aid can really make a difference in your overall costs. One tip I wish someone had told me: if your daughter ends up getting additional need-based aid, make sure to understand how it affects her merit scholarship renewal requirements. Some schools calculate GPA requirements differently when students have multiple aid sources, so it's worth asking about that now rather than being surprised later. Also, since you mentioned having two more kids heading to college soon, keep detailed records of this whole process. Having multiple kids in college at the same time actually helps with FAFSA calculations (lower Expected Family Contribution per student), so you'll likely see even better aid packages when you have multiple enrolled simultaneously. Best of luck with the aid package results!
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Sean O'Connor
•This is such helpful advice, thank you! I hadn't even thought about how merit scholarship renewal might be affected by having multiple aid sources. I'll definitely ask about that when I follow up with the financial aid office. And you're absolutely right about keeping detailed records - with two more kids coming up, I'm going to need all the help I can get navigating this process again. It's reassuring to know that having multiple kids in college simultaneously could actually work in our favor for aid calculations. Thanks for the encouragement!
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