Which exact line on 1040 tax form shows 'tax paid' for FAFSA application?
I'm filling out the 2025-2026 FAFSA and completely confused about which line on the 1040 shows the 'tax paid' amount they're asking for. Is it line 22 (total tax)? Or line 37 (amount you actually paid)? I've been staring at my parents' tax return for an hour and getting nowhere. The instructions just say 'report federal income tax paid' but there are like 5 different tax numbers on the form! Can someone please tell me exactly which line number to use before I lose my mind?
33 comments


Dominic Green
For the FAFSA, you need to report the 'total tax' amount from line 24 on the 1040 form (or line 37 on 1040-NR). This is the total federal income tax liability, not just what was paid or refunded during the year. Don't use the amount withheld from paychecks (line 25) or refunded (line 34) as those aren't the correct figures for FAFSA purposes.
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Evelyn Xu
β’Thank you so much! I was going crazy trying to figure this out. So it's line 24, not line 22 or anything else. I really appreciate the clear answer!
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Hannah Flores
Same boat last week lol. My dad kept saying to use line 25 (withholding) and my mom thought it was line 33 (total payments). Turns out both wrong π€¦ββοΈ
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Kayla Jacobson
β’Yep, this confuses almost everyone! The FAFSA wants to know your total tax liability (line 24), not what was withheld or what you paid throughout the year. It's a common misunderstanding that costs families thousands in potential aid when they report the wrong number.
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William Rivera
I HATE THIS STUPID FORM!!! I used the 'amount paid' line last year and got denied for aid because they said my income was too high. Now I realize I probably used the wrong tax number and screwed myself out of thousands. The whole system is designed to be confusing on purpose!!
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Grace Lee
β’same thing happend to me. got denied twice because i kept using wrong numbers. so mad about it still
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Mia Roberts
β’You might be able to appeal your financial aid determination even now. Call the Federal Student Aid Information Center and ask about correcting your previous FAFSA. Though warning: I spent 3 days trying to get through on their phone lines before I found Claimyr (claimyr.com). They got me through to an FSA agent in under 10 minutes who helped fix my numbers. Saved me so much time and stress! They have a quick demo video showing how it works: https://youtu.be/TbC8dZQWYNQ
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The Boss
not a dumb question AT ALL!! i work in a finacial aid office and even our staff gets confused about this sometimes. Its line 24 for sure on the regular 1040. But watch out if ur parents filed a different form like 1040-SR or NR the lines might be different!
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Evelyn Xu
β’That's good to know! My parents just filed the regular 1040 so line 24 should be right. It's nice to hear even professionals find this confusing sometimes lol
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Kayla Jacobson
Just to add some additional context: The FAFSA uses line 24 because they want your total tax obligation, not what you physically paid during the year. This is important because: 1. Your withholding (line 25) might be higher than your actual tax liability 2. Or you might have made estimated payments that were more than needed 3. Or you might have qualified for refundable credits that reduced your final tax burden Using line 24 gives the most accurate picture of your actual tax obligation based on your income, which is what the FAFSA uses in their Student Aid Index (SAI) calculation.
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Hannah Flores
β’Wait this is so helpful! So if my parents' withholding was way higher than their final tax (they got a big refund), using the withholding amount would have actually HURT our chances for aid? This whole system is so backwards π€¦ββοΈ
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Evan Kalinowski
When I filed FAFSA last fall, I had a similar question and i ended up using the wrong line too. My college financial aid office had to help me correct it later. Always double check with the financial aid office if you're unsure!
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Evelyn Xu
Thanks everyone for all the help! I've got the right line now (24) and I'm going to make sure my parents know for next year too. I was really stressing about this!
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Dominic Green
β’Glad we could help! One more tip - if you or your parents are using the FAFSA direct data transfer from the IRS (which I highly recommend), it will automatically pull the correct tax information directly from their tax return. This eliminates any confusion about which line to use and reduces the chances of errors.
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Hannah Flores
Speaking of confusing tax stuff - does anyone know if my mom's retirement contribution affects the FAFSA? She has a 403b that takes money from her paycheck before taxes. Do i need to add that back in somewhere??
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Kayla Jacobson
β’Great question! Retirement contributions like 403b or 401k plans are already handled properly in the FAFSA. The AGI (Adjusted Gross Income) reported on line 11 of the 1040 already excludes those pre-tax retirement contributions. You don't need to add them back in anywhere. The FAFSA is designed to work with the numbers exactly as they appear on the tax return.
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Jade Santiago
Just wanted to chime in as someone who went through this exact same confusion last year! I actually called the FAFSA helpline when I couldn't figure it out, and they confirmed it's definitely line 24 (total tax). The representative explained that they need your actual tax liability, not what was withheld or paid throughout the year. It took me forever to get through to someone though - the wait times are brutal during FAFSA season. But once I got the right number, my aid package made so much more sense. Don't feel bad about being confused - this trips up literally everyone!
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Anastasia Sokolov
Just went through this exact same nightmare last month! The FAFSA instructions are so confusing - they could really make it clearer that they want line 24 specifically. I kept second-guessing myself and almost used the wrong line too. It's crazy how one wrong number can mess up your entire aid calculation. Thanks to everyone who confirmed line 24 - this thread probably saved a lot of people from making costly mistakes!
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Amina Sow
β’So true! I'm new here but going through the same stress right now. It's honestly ridiculous how unclear the FAFSA instructions are about something so important. Like, they could literally just say "use line 24 from Form 1040" instead of the vague "federal income tax paid" language that sends everyone into a panic. Really grateful for threads like this - you all just saved me from potentially messing up my entire financial aid application!
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Mateo Martinez
Hey! Just wanted to add my experience since I literally just went through this same confusion yesterday. I was bouncing between line 16 (tax withheld from forms), line 24 (total tax), and line 33 (total payments) like a ping pong ball! Finally called my college's financial aid office and they walked me through it - definitely line 24. They said it's one of the most common mistakes they see, so don't feel bad about being confused. The key thing they told me is that FAFSA wants to see your actual tax burden based on your income, not how much was taken out of paychecks or how much you ended up owing/getting refunded. Once you understand that logic, line 24 makes total sense!
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Zoe Stavros
β’That's such a helpful way to think about it! The logic of "actual tax burden based on income" really clarifies why it's line 24 and not all those other numbers. I was definitely getting caught up in the difference between what was withheld versus what was actually owed. Thanks for sharing what your financial aid office told you - that explanation makes it so much clearer than the confusing FAFSA instructions!
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KaiEsmeralda
As someone who just went through this exact same frustration a few weeks ago, I can totally relate to the confusion! I ended up making the mistake of using line 25 (federal income tax withheld) initially because I thought "tax paid" meant what was actually taken from paychecks throughout the year. Big mistake! Had to go back and correct my FAFSA after realizing my error. Line 24 is definitely the right answer - it represents your actual federal tax liability regardless of how much was withheld or when payments were made. Pro tip: if you're still unsure, most tax software will label line 24 as "total tax" which makes it easier to identify. The FAFSA really should be clearer about this since it's such a critical number for aid calculations!
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Isabel Vega
β’Oh wow, I'm so glad I found this thread before submitting my FAFSA! I was literally about to use line 25 too because like you said, "tax paid" sounds like it should be what was withheld from paychecks. It's such a relief to know I'm not the only one who found this confusing - and even more relieving that I can fix it before making the mistake! Thanks for sharing your experience and the correction process. Did it take long to get your FAFSA corrected after you realized the error?
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Giovanni Colombo
Just wanted to jump in as someone who literally went through this exact same confusion two weeks ago! I was staring at my parents' 1040 for what felt like forever, trying to figure out which of the dozen different tax numbers was the "right" one for FAFSA. Like everyone else said, it's definitely line 24 (total tax). What helped me finally understand it was thinking about it this way: FAFSA wants to know your actual tax burden based on your income level, not the mechanics of how that tax was collected or paid. So whether your parents had too much withheld (and got a refund) or too little withheld (and owed money), line 24 shows the actual tax they were responsible for based on their income. That's what FAFSA uses to determine your family's financial situation. The whole process is way more confusing than it needs to be, but at least we're all figuring it out together!
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Raul Neal
β’That's such a perfect way to explain it! I was getting so hung up on the word "paid" and thinking it meant actual payments made, but you're absolutely right - it's about the tax burden itself, not the payment logistics. This whole thread has been a lifesaver! I was literally about to give up on my FAFSA because I was so confused about which number to use. It's honestly crazy how something so important for getting financial aid can be explained so poorly in the official instructions. Thank you everyone for sharing your experiences - knowing that even financial aid office staff get confused about this sometimes makes me feel so much better about struggling with it!
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Emma Olsen
I'm so glad I found this thread! I'm in the exact same situation right now - been staring at my parents' tax return trying to figure out which line to use for FAFSA. The terminology is so confusing when they say "tax paid" - it really does sound like it should be the amount that was actually paid or withheld! Reading everyone's explanations about line 24 being the actual tax liability (not the payment mechanics) finally makes it click for me. It's honestly ridiculous that something so crucial for financial aid has such unclear instructions. Thank you all for sharing your experiences - this community is seriously saving me from making a costly mistake on my application!
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Keisha Brown
β’You're definitely not alone in this confusion! I just went through the exact same thing last week and was so overwhelmed by all the different tax numbers on the 1040. What really helped me was when someone explained that the FAFSA wants to see your family's actual tax obligation based on income, not the back-and-forth of payments and refunds throughout the year. Line 24 shows that true tax burden. It's honestly such a relief to find a thread where everyone has been through this same stress - makes you realize the FAFSA instructions really need to be way clearer about something so important for our financial aid!
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Kirsuktow DarkBlade
Just wanted to add my voice to everyone saying THANK YOU for this thread! I'm literally filling out my FAFSA right now and was about to panic-call my parents asking which tax number to use. Reading through all these responses has been such a huge relief - not only do I now know it's definitely line 24, but I also feel so much better knowing that literally EVERYONE gets confused by this! The way you all explained that FAFSA wants the actual tax liability (line 24) rather than what was withheld or paid throughout the year makes perfect sense once you think about it that way. It's honestly criminal how unclear the FAFSA instructions are about something so critical for our financial aid. This community is amazing - you probably just saved dozens of students from making expensive mistakes on their applications!
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Zara Shah
β’I'm so glad this thread exists too! Just started my FAFSA process and was completely lost about which tax number to use. It's honestly shocking how many of us have gone through this exact same confusion - really shows how poorly written the FAFSA instructions are for something so important. The way everyone explained that it's about your actual tax liability (line 24) versus payment mechanics finally made it click for me. Can't believe I was about to stress-call my parents when all the answers were right here! This community is seriously a lifesaver for navigating all this financial aid stuff.
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Anthony Young
Just wanted to jump in as someone who literally made this exact mistake on my FAFSA last year! I used the wrong line and it completely messed up my aid calculation. Reading through this thread brings back all the stress I felt trying to figure this out. It's absolutely line 24 (total tax) like everyone has confirmed. What really helped me understand it was realizing that FAFSA doesn't care about the timing of when taxes were paid or how much was withheld - they just want to know what your actual tax burden was based on your family's income. That's line 24. I ended up having to do a correction later which was a huge hassle, so I'm really glad threads like this exist to help people get it right the first time. The FAFSA instructions are honestly terrible for something so important to our financial futures!
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Keisha Williams
β’Ugh, I'm so sorry you had to go through the correction process! That sounds like such a nightmare. I'm actually filling out my FAFSA for the first time right now and this thread has been an absolute godsend. Reading about everyone's experiences with this confusion makes me feel so much better about struggling with it - and knowing that even people who work in financial aid offices get confused sometimes! It's honestly mind-blowing that something so critical for our education funding has such unclear instructions. Thanks for sharing your experience with the mistake and correction - it's really motivating me to double-check everything before I submit!
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Emily Parker
Just wanted to add my experience as someone who literally just went through this same panic yesterday! I was sitting there with my parents' tax return completely overwhelmed by all the different tax numbers - line 16, line 24, line 25, line 33 - and the FAFSA instructions just saying "federal income tax paid" without specifying which one! Reading through everyone's explanations here about line 24 being the actual tax liability (not the withholding or payment amounts) finally made it click for me. It's honestly crazy that something so important for our financial aid has such vague instructions. This thread is seriously a lifesaver - I was about to make the same mistakes so many of you made by using the wrong line. Thank you all for sharing your experiences and helping newcomers like me figure this out! The FAFSA process is stressful enough without having to guess which tax number they actually want.
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Lauren Zeb
β’I'm so relieved to find this thread! I'm literally in the middle of filling out my FAFSA right now and was having the exact same panic about which tax line to use. The way everyone has explained that it's line 24 (the actual tax liability) versus all the other payment-related lines makes so much sense now. It's honestly ridiculous that the FAFSA instructions are so unclear about something this crucial - saying "federal income tax paid" could mean like five different lines on the 1040! Reading about everyone's experiences with this confusion makes me feel so much better about struggling with it too. This community is amazing for helping each other navigate this confusing process. Thank you all for sharing your knowledge and saving me from potentially making a costly mistake on my application!
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